Best Cheap Auto Insurance in Ellendale, DE (2021)

The average Ellendale, DE auto insurance rates are $441 per month. The minimum auto insurance in Ellendale is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Ellendale, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ellendale, Delaware is 25/50/10
  • The most expensive auto insurance company in Ellendale for teen drivers is Liberty Mutual
  • The average commute length in Ellendale is 27.1 minutes

Ellendale, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Ellendale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ellendale, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Ellendale to other Delaware cities, including Elsmere auto insurance rates, Seaford auto insurance rates, and Smyrna auto insurance rates to see how Ellendale, Delaware auto insurance rates stack up.

Before you buy Ellendale, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ellendale, Delaware auto insurance quotes.

Minimum Auto Insurance in Ellendale, Delaware

Ellendale, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ellendale, Delaware.

Minimum Required Auto Insurance Coverage in Ellendale, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ellendale, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ellendale, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellendale, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,129 $2,774 $2,932 $11,271 $13,211 $3,364 $3,592
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,718 $1,592 $1,512 $1,544 $8,522 $9,397 $2,089 $2,035
State Farm $2,486 $2,486 $2,288 $2,288 $7,069 $9,134 $2,788 $2,909
Travelers $1,347 $1,354 $1,323 $1,291 $7,271 $11,009 $1,435 $1,566
USAA $1,147 $1,130 $1,064 $1,063 $4,140 $4,856 $1,435 $1,575

Cheap Ellendale, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ellendale, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Ellendale, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Ellendale, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,271 $13,211
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $5,939 $7,522
Progressive $8,522 $9,397
State Farm $7,069 $9,134
Travelers $7,271 $11,009
USAA $4,140 $4,856

Cheap Ellendale, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Ellendale, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ellendale, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,932
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,314 $2,309
Progressive $1,512 $1,544
State Farm $2,288 $2,288
Travelers $1,323 $1,291
USAA $1,064 $1,063

Cheap Ellendale, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ellendale, Delaware compared to the annual auto insurance rates with a clean record in Ellendale, Delaware.

Annual Ellendale, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,595 $5,491 $6,417 $5,214
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,069 $4,040 $3,488 $3,609
State Farm $3,566 $4,296 $3,931 $3,931
Travelers $2,843 $2,851 $4,621 $2,983
USAA $1,694 $1,694 $2,883 $1,933

Cheap Ellendale, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ellendale, Delaware is not easy. Compare the annual rates for DUI auto insurance in Ellendale, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Ellendale, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,417
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,279
Progressive $3,488
State Farm $3,931
Travelers $4,621
USAA $2,883

Cheap Ellendale, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ellendale, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ellendale, Delaware

Insurance Company Poor Fair Good
Allstate $6,949 $4,949 $4,389
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,183 $3,489 $3,184
Progressive $3,973 $3,472 $3,208
State Farm $6,018 $3,315 $2,460
Travelers $3,711 $3,064 $3,198
USAA $3,350 $1,627 $1,177

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Cheap Ellendale, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ellendale, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Ellendale, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ellendale, Delaware

ZIP Code Average Annual Rates
19941 $5,297

Cheap Ellendale, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Ellendale, Delaware auto insurance. Find the cheapest annual Ellendale, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ellendale, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,429 $5,429
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,619 $3,619
Progressive $3,551 $3,551
State Farm $3,797 $4,065
Travelers $3,325 $3,325
USAA $2,029 $2,073

Cheap Ellendale, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ellendale, Delaware? Check out the comparison of annual Ellendale, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellendale, Delaware

Insurance Company Low Medium High
Allstate $5,004 $5,488 $5,795
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,604 $3,559 $3,692
Progressive $3,132 $3,591 $3,931
State Farm $3,676 $3,940 $4,177
Travelers $3,168 $3,423 $3,383
USAA $1,912 $2,047 $2,195

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Best By Category: Cheapest Auto Insurance in Ellendale, Delaware

Compare the cheapest auto insurance companies in Ellendale, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ellendale, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ellendale, Delaware Auto Insurance Companies

What auto insurance companies in Ellendale, Delaware are the cheapest? Compare the top Ellendale, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ellendale, Delaware

Insurance Company Average Annual Rates
Allstate $5,429
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,619
Progressive $3,551
State Farm $3,931
Travelers $3,325
USAA $2,051

What affects auto insurance rates in Ellendale, Delaware?

There are a lot of reasons why auto insurance rates in Ellendale, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ellendale, Delaware. Many local factors may affect your Ellendale auto insurance rates.

Ellendale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ellendale, Delaware commute length is 27.1 minutes according to City-Data.

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Compare Ellendale, Delaware Auto Insurance Quotes

Before you buy Ellendale, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ellendale, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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