Best Cheap Auto Insurance in Elkville, IL (2021)

The average Elkville, IL auto insurance rates are $284 per month. The minimum auto insurance in Elkville is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Elkville, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Elkville, IL for senior drivers are $1,957 per year
  • The cheapest auto insurance company in Elkville is Liberty Mutual
  • The minimum auto insurance required in Elkville, Illinois is 25/50/20

Elkville, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Elkville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elkville, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Elkville to other Illinois cities, including Springfield auto insurance rates, Rockford auto insurance rates, and Chicago auto insurance rates to see how Elkville, Illinois auto insurance rates stack up.

Before you buy Elkville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elkville, Illinois auto insurance quotes.

Minimum Auto Insurance in Elkville, Illinois

Elkville, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elkville, Illinois.

Minimum Required Auto Insurance Coverage in Elkville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Elkville, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elkville, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,281 $3,298 $3,420 $3,420 $8,381 $10,841 $3,938 $4,249
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,503 $2,511 $2,219 $2,343 $10,648 $11,135 $2,849 $2,982
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,397 $1,510 $1,160 $1,299 $4,531 $5,046 $1,461 $1,544
Nationwide $2,685 $2,737 $2,373 $2,527 $7,506 $9,697 $3,139 $3,416
Progressive $2,200 $2,105 $1,811 $1,893 $7,316 $8,235 $2,621 $2,815
State Farm $1,472 $1,472 $1,310 $1,310 $4,099 $5,219 $1,661 $1,893
Travelers $1,485 $1,570 $1,333 $1,424 $4,029 $5,012 $1,578 $1,664
USAA $1,613 $1,636 $1,503 $1,476 $5,271 $5,796 $2,122 $2,324

Cheap Elkville, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elkville, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Elkville, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Elkville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,841
American Family $6,812 $9,483
Farmers $10,648 $11,135
GEICO $5,690 $6,014
Liberty Mutual $4,531 $5,046
Nationwide $7,506 $9,697
Progressive $7,316 $8,235
State Farm $4,099 $5,219
Travelers $4,029 $5,012
USAA $5,271 $5,796

Cheap Elkville, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Elkville, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elkville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,228 $2,228
Farmers $2,219 $2,343
GEICO $1,757 $2,095
Liberty Mutual $1,160 $1,299
Nationwide $2,373 $2,527
Progressive $1,811 $1,893
State Farm $1,310 $1,310
Travelers $1,333 $1,424
USAA $1,503 $1,476

Cheap Elkville, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elkville, Illinois compared to the annual auto insurance rates with a clean record in Elkville, Illinois.

Annual Elkville, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $6,208 $5,722 $4,802
American Family $2,867 $4,068 $5,415 $3,254
Farmers $3,934 $5,058 $4,932 $4,670
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,873 $2,647 $2,331 $2,122
Nationwide $3,401 $4,449 $5,260 $3,930
Progressive $3,000 $4,384 $3,319 $3,796
State Farm $2,114 $2,495 $2,304 $2,304
Travelers $1,806 $2,351 $2,629 $2,262
USAA $1,933 $2,789 $3,816 $2,334

Cheap Elkville, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elkville, Illinois is not easy. Compare the annual rates for DUI auto insurance in Elkville, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Elkville, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,722
American Family $5,415
Farmers $4,932
GEICO $4,060
Liberty Mutual $2,331
Nationwide $5,260
Progressive $3,319
State Farm $2,304
Travelers $2,629
USAA $3,816

Cheap Elkville, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elkville, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elkville, Illinois

Insurance Company Poor Fair Good
Allstate $6,539 $4,678 $4,095
American Family $5,201 $3,526 $2,977
Farmers $5,282 $4,439 $4,226
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,175 $1,978 $1,577
Nationwide $5,102 $4,097 $3,581
Progressive $4,159 $3,498 $3,217
State Farm $3,348 $2,007 $1,558
Travelers $2,775 $2,207 $1,803
USAA $3,611 $2,488 $2,054

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Cheap Elkville, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elkville, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Elkville, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elkville, Illinois

ZIP Code Average Annual Rates
62932 $3,352

Cheap Elkville, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Elkville, Illinois auto insurance. Find the cheapest annual Elkville, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elkville, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,104 $5,104
American Family $3,851 $3,952
Farmers $4,649 $4,649
GEICO $2,920 $3,043
Liberty Mutual $2,244 $2,244
Nationwide $4,260 $4,260
Progressive $3,625 $3,625
State Farm $2,245 $2,364
Travelers $2,174 $2,350
USAA $2,642 $2,794

Cheap Elkville, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elkville, Illinois? Check out the comparison of annual Elkville, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elkville, Illinois

Insurance Company Low Medium High
Allstate $4,910 $5,098 $5,303
American Family $3,775 $4,043 $3,885
Farmers $4,418 $4,533 $4,995
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,115 $2,239 $2,377
Nationwide $4,242 $4,299 $4,240
Progressive $3,326 $3,605 $3,943
State Farm $2,172 $2,307 $2,434
Travelers $2,123 $2,259 $2,403
USAA $2,525 $2,715 $2,913

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Best By Category: Cheapest Auto Insurance in Elkville, Illinois

Compare the cheapest auto insurance companies in Elkville, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elkville, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Elkville, Illinois Auto Insurance Companies

What auto insurance companies in Elkville, Illinois are the cheapest? Compare the top Elkville, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elkville, Illinois

Insurance Company Average Annual Rates
Allstate $5,104
American Family $3,901
Farmers $4,649
GEICO $2,982
Liberty Mutual $2,244
Nationwide $4,260
Progressive $3,625
State Farm $2,304
Travelers $2,262
USAA $2,718

What affects auto insurance rates in Elkville, Illinois?

There are a lot of reasons why auto insurance rates in Elkville, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elkville, Illinois. Many local factors may affect your Elkville auto insurance rates.

Elkville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elkville, Illinois commute length is 23.1 minutes according to City-Data.

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Compare Elkville, Illinois Auto Insurance Quotes

Before you buy Elkville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elkville, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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