Best Cheap Auto Insurance in Elkton, FL (2021)

The average Elkton, FL auto insurance rates are $320 per month. The minimum auto insurance in Elkton is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Elkton, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Elkton, FL for senior drivers are $2,315 per year
  • The cheapest auto insurance company in Elkton is USAA
  • The most expensive auto insurance company in Elkton for teen drivers is Allstate

Elkton, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Elkton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elkton, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Elkton to other Florida cities, including Fort Lauderdale auto insurance rates, Cape Coral auto insurance rates, and Hialeah auto insurance rates to see how Elkton, Florida auto insurance rates stack up.

Before you buy Elkton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elkton, Florida auto insurance quotes.

Minimum Auto Insurance in Elkton, Florida

Elkton, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elkton, Florida.

Minimum Required Auto Insurance Coverage in Elkton, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Elkton, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elkton, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkton, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,922 $3,780 $3,428 $3,500 $13,663 $14,875 $3,977 $4,059
GEICO $2,549 $2,559 $2,389 $2,389 $4,609 $5,824 $2,813 $2,859
Liberty Mutual $2,689 $2,689 $2,476 $2,476 $5,535 $8,451 $2,689 $3,595
Nationwide $2,428 $2,402 $2,171 $2,246 $5,847 $7,219 $2,675 $2,791
Progressive $3,196 $3,027 $2,771 $2,957 $9,147 $10,034 $3,859 $3,720
State Farm $1,652 $1,652 $1,500 $1,500 $4,848 $6,221 $1,830 $1,979
USAA $1,402 $1,379 $1,307 $1,298 $4,778 $5,574 $1,752 $1,894

Cheap Elkton, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elkton, Florida is a challenge. Take a look at the annual teen auto insurance rates in Elkton, Florida.

Annual Auto Insurance Rates for Teen Drivers in Elkton, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,663 $14,875
GEICO $4,609 $5,824
Liberty Mutual $5,535 $8,451
Nationwide $5,847 $7,219
Progressive $9,147 $10,034
State Farm $4,848 $6,221
USAA $4,778 $5,574

Cheap Elkton, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Elkton, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elkton, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,500
GEICO $2,389 $2,389
Liberty Mutual $2,476 $2,476
Nationwide $2,171 $2,246
Progressive $2,771 $2,957
State Farm $1,500 $1,500
USAA $1,307 $1,298

Cheap Elkton, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elkton, Florida compared to the annual auto insurance rates with a clean record in Elkton, Florida.

Annual Elkton, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,517 $6,591 $7,362 $6,132
GEICO $2,256 $2,890 $4,313 $3,537
Liberty Mutual $2,824 $3,599 $5,107 $3,770
Nationwide $2,972 $3,253 $4,369 $3,297
Progressive $3,811 $5,661 $4,754 $5,130
State Farm $2,423 $2,872 $2,648 $2,648
USAA $1,898 $2,340 $3,464 $1,989

Cheap Elkton, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elkton, Florida is not easy. Compare the annual rates for DUI auto insurance in Elkton, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Elkton, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,362
GEICO $4,313
Liberty Mutual $5,107
Nationwide $4,369
Progressive $4,754
State Farm $2,648
USAA $3,464

Cheap Elkton, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elkton, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elkton, Florida

Insurance Company Poor Fair Good
Allstate $8,903 $5,673 $4,626
GEICO $4,749 $2,860 $2,139
Liberty Mutual $4,889 $3,623 $2,963
Nationwide $4,327 $3,194 $2,897
Progressive $6,283 $4,478 $3,756
State Farm $3,611 $2,378 $1,955
USAA $3,920 $1,934 $1,415

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Cheap Elkton, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elkton, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Elkton, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elkton, Florida

ZIP Code Average Annual Rates
32033 $2,965

Cheap Elkton, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Elkton, Florida auto insurance. Find the cheapest annual Elkton, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elkton, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,217 $6,585
GEICO $3,233 $3,265
Liberty Mutual $3,706 $3,944
Nationwide $3,473 $3,473
Progressive $4,839 $4,839
State Farm $2,561 $2,735
USAA $2,396 $2,450

Cheap Elkton, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elkton, Florida? Check out the comparison of annual Elkton, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elkton, Florida

Insurance Company Low Medium High
Allstate $5,032 $6,709 $7,461
GEICO $2,668 $3,364 $3,714
Liberty Mutual $3,514 $3,880 $4,081
Nationwide $2,762 $3,606 $4,049
Progressive $4,041 $4,953 $5,522
State Farm $2,269 $2,710 $2,964
USAA $2,091 $2,510 $2,669

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Best By Category: Cheapest Auto Insurance in Elkton, Florida

Compare the cheapest auto insurance companies in Elkton, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elkton, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Elkton, Florida Auto Insurance Companies

What auto insurance companies in Elkton, Florida are the cheapest? Compare the top Elkton, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elkton, Florida

Insurance Company Average Annual Rates
Allstate $6,401
GEICO $3,249
Liberty Mutual $3,825
Nationwide $3,473
Progressive $4,839
State Farm $2,648
USAA $2,423

Compare Elkton, Florida Auto Insurance Quotes

Before you buy Elkton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elkton, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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