Best Cheap Auto Insurance in Elkhart Lake, WI (2021)

The average Elkhart Lake, WI auto insurance rates are $214 per month. The minimum auto insurance in Elkhart Lake is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Elkhart Lake, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Elkhart Lake, Wisconsin is 25/50/10
  • The cheapest auto insurance company in Elkhart Lake is American Family
  • The average commute length in Elkhart Lake is 18.9 minutes

Elkhart Lake, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Elkhart Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elkhart Lake, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Elkhart Lake to other Wisconsin cities, including Kenosha auto insurance rates, Madison auto insurance rates, and Appleton auto insurance rates to see how Elkhart Lake, Wisconsin auto insurance rates stack up.

Before you buy Elkhart Lake, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elkhart Lake, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Elkhart Lake, Wisconsin

Elkhart Lake, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elkhart Lake, Wisconsin.

Minimum Required Auto Insurance Coverage in Elkhart Lake, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Elkhart Lake, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elkhart Lake, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkhart Lake, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,020 $2,124 $1,872 $2,063 $6,583 $8,421 $2,045 $2,217
American Family $852 $888 $813 $818 $2,532 $2,781 $1,003 $1,064
Farmers $1,736 $1,735 $1,536 $1,632 $8,395 $8,696 $1,969 $2,054
GEICO $1,117 $1,236 $1,166 $1,343 $3,715 $4,000 $1,032 $1,060
Liberty Mutual $1,428 $1,553 $1,154 $1,305 $5,129 $5,744 $1,517 $1,637
Nationwide $2,831 $2,972 $2,363 $2,483 $5,991 $9,234 $3,461 $4,065
Progressive $1,526 $1,437 $1,252 $1,314 $6,065 $6,819 $1,823 $1,972
State Farm $1,252 $1,252 $1,117 $1,117 $3,631 $4,583 $1,413 $1,616
USAA $1,083 $1,077 $991 $1,001 $2,788 $3,212 $1,395 $1,522

Cheap Elkhart Lake, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elkhart Lake, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Elkhart Lake, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Elkhart Lake, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $8,421
American Family $2,532 $2,781
Farmers $8,395 $8,696
GEICO $3,715 $4,000
Liberty Mutual $5,129 $5,744
Nationwide $5,991 $9,234
Progressive $6,065 $6,819
State Farm $3,631 $4,583
USAA $2,788 $3,212

Cheap Elkhart Lake, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Elkhart Lake, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elkhart Lake, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $2,063
American Family $813 $818
Farmers $1,536 $1,632
GEICO $1,166 $1,343
Liberty Mutual $1,154 $1,305
Nationwide $2,363 $2,483
Progressive $1,252 $1,314
State Farm $1,117 $1,117
USAA $991 $1,001

Cheap Elkhart Lake, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elkhart Lake, Wisconsin compared to the annual auto insurance rates with a clean record in Elkhart Lake, Wisconsin.

Annual Elkhart Lake, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,790 $3,831 $3,588 $3,464
American Family $1,287 $1,363 $1,363 $1,363
Farmers $3,019 $3,821 $3,620 $3,416
GEICO $1,270 $2,055 $2,364 $1,645
Liberty Mutual $1,853 $2,658 $2,742 $2,481
Nationwide $3,531 $4,083 $5,003 $4,083
Progressive $2,537 $3,092 $2,640 $2,836
State Farm $1,833 $2,162 $1,998 $1,998
USAA $1,280 $1,615 $2,177 $1,461

Cheap Elkhart Lake, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elkhart Lake, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Elkhart Lake, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Elkhart Lake, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,588
American Family $1,363
Farmers $3,620
GEICO $2,364
Liberty Mutual $2,742
Nationwide $5,003
Progressive $2,640
State Farm $1,998
USAA $2,177

Cheap Elkhart Lake, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elkhart Lake, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elkhart Lake, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,480 $3,090 $2,685
American Family $1,807 $1,182 $1,043
Farmers $3,916 $3,319 $3,173
GEICO $2,402 $1,717 $1,381
Liberty Mutual $3,496 $2,129 $1,675
Nationwide $4,693 $3,916 $3,916
Progressive $3,137 $2,686 $2,505
State Farm $2,979 $1,711 $1,303
USAA $2,494 $1,335 $1,072

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Cheap Elkhart Lake, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elkhart Lake, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Elkhart Lake, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elkhart Lake, Wisconsin

ZIP Code Average Annual Rates
53020 $2,515

Cheap Elkhart Lake, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Elkhart Lake, Wisconsin auto insurance. Find the cheapest annual Elkhart Lake, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elkhart Lake, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,337 $3,500
American Family $1,321 $1,366
Farmers $3,469 $3,469
GEICO $1,797 $1,870
Liberty Mutual $2,433 $2,433
Nationwide $4,175 $4,175
Progressive $2,776 $2,776
State Farm $1,948 $2,047
USAA $1,612 $1,654

Cheap Elkhart Lake, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elkhart Lake, Wisconsin? Check out the comparison of annual Elkhart Lake, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elkhart Lake, Wisconsin

Insurance Company Low Medium High
Allstate $3,276 $3,410 $3,569
American Family $1,323 $1,356 $1,353
Farmers $3,178 $3,441 $3,788
GEICO $1,704 $1,832 $1,965
Liberty Mutual $2,228 $2,458 $2,614
Nationwide $4,032 $4,172 $4,321
Progressive $2,568 $2,803 $2,957
State Farm $1,882 $2,004 $2,107
USAA $1,564 $1,635 $1,701

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Best By Category: Cheapest Auto Insurance in Elkhart Lake, Wisconsin

Compare the cheapest auto insurance companies in Elkhart Lake, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elkhart Lake, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Elkhart Lake, Wisconsin Auto Insurance Companies

What auto insurance companies in Elkhart Lake, Wisconsin are the cheapest? Compare the top Elkhart Lake, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elkhart Lake, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,418
American Family $1,344
Farmers $3,469
GEICO $1,834
Liberty Mutual $2,433
Nationwide $4,175
Progressive $2,776
State Farm $1,998
USAA $1,633

What affects auto insurance rates in Elkhart Lake, Wisconsin?

There are a lot of reasons why auto insurance rates in Elkhart Lake, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elkhart Lake, Wisconsin. Many local factors may affect your Elkhart Lake auto insurance rates.

Elkhart Lake Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Elkhart Lake, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Elkhart Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elkhart Lake, Wisconsin commute length is 18.9 minutes according to City-Data.

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Compare Elkhart Lake, Wisconsin Auto Insurance Quotes

Before you buy Elkhart Lake, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elkhart Lake, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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