Best Cheap Auto Insurance in Elkhart, KS (2021)

The average Elkhart, KS auto insurance rates are $315 per month. The minimum auto insurance in Elkhart is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Elkhart, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Elkhart, Kansas is 25/50/25
  • The average commute length in Elkhart is 21.9 minutes
  • The cheapest auto insurance company in Elkhart is American Family

Elkhart, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Elkhart can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elkhart, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Elkhart to other Kansas cities, including Shawnee auto insurance rates, Olathe auto insurance rates, and Salina auto insurance rates to see how Elkhart, Kansas auto insurance rates stack up.

Before you buy Elkhart, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elkhart, Kansas auto insurance quotes.

Minimum Auto Insurance in Elkhart, Kansas

Elkhart, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elkhart, Kansas.

Minimum Required Auto Insurance Coverage in Elkhart, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elkhart, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elkhart, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkhart, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,836 $1,836 $1,656 $1,656 $3,472 $4,152 $1,836 $2,054
Farmers $2,847 $2,836 $2,550 $2,654 $7,377 $7,649 $3,192 $3,366
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,908 $1,976 $1,691 $1,832 $3,764 $4,640 $2,198 $2,347
Progressive $2,648 $2,555 $2,134 $2,216 $9,232 $10,457 $3,139 $3,364
State Farm $1,877 $1,877 $1,633 $1,633 $4,851 $6,200 $2,105 $2,374
Travelers $2,479 $2,541 $2,339 $2,393 $9,383 $14,793 $2,520 $3,098
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Elkhart, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elkhart, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Elkhart, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Elkhart, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,472 $4,152
Farmers $7,377 $7,649
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,764 $4,640
Progressive $9,232 $10,457
State Farm $4,851 $6,200
Travelers $9,383 $14,793
USAA $4,983 $5,299

Cheap Elkhart, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Elkhart, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elkhart, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,656 $1,656
Farmers $2,550 $2,654
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,691 $1,832
Progressive $2,134 $2,216
State Farm $1,633 $1,633
Travelers $2,339 $2,393
USAA $1,424 $1,461

Cheap Elkhart, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elkhart, Kansas compared to the annual auto insurance rates with a clean record in Elkhart, Kansas.

Annual Elkhart, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,275 $2,425 $2,275 $2,275
Farmers $3,435 $4,392 $4,282 $4,127
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,894 $2,186 $3,919 $2,179
Progressive $4,142 $4,803 $4,308 $4,619
State Farm $2,625 $3,012 $2,819 $2,819
Travelers $3,690 $4,719 $6,399 $4,966
USAA $1,897 $2,529 $3,713 $2,170

Cheap Elkhart, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elkhart, Kansas is not easy. Compare the annual rates for DUI auto insurance in Elkhart, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Elkhart, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,735
American Family $2,275
Farmers $4,282
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,919
Progressive $4,308
State Farm $2,819
Travelers $6,399
USAA $3,713

Cheap Elkhart, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elkhart, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elkhart, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $3,017 $2,140 $1,779
Farmers $4,792 $3,798 $3,587
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,837 $2,482 $2,315
Progressive $5,162 $4,293 $3,949
State Farm $4,104 $2,452 $1,899
Travelers $5,747 $4,634 $4,449
USAA $3,553 $2,300 $1,879

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Cheap Elkhart, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elkhart, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Elkhart, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elkhart, Kansas

ZIP Code Average Annual Rates
67950 $3,937

Cheap Elkhart, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Elkhart, Kansas auto insurance. Find the cheapest annual Elkhart, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elkhart, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,282 $2,342
Farmers $4,059 $4,059
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,544 $2,544
Progressive $4,468 $4,468
State Farm $2,749 $2,888
Travelers $4,943 $4,943
USAA $2,500 $2,655

Cheap Elkhart, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elkhart, Kansas? Check out the comparison of annual Elkhart, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elkhart, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,342 $2,429 $2,165
Farmers $3,904 $4,038 $4,235
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,688 $2,515 $2,430
Progressive $4,274 $4,439 $4,690
State Farm $2,727 $2,826 $2,904
Travelers $4,728 $4,950 $5,153
USAA $2,515 $2,573 $2,644

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Best By Category: Cheapest Auto Insurance in Elkhart, Kansas

Compare the cheapest auto insurance companies in Elkhart, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elkhart, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Elkhart, Kansas Auto Insurance Companies

What auto insurance companies in Elkhart, Kansas are the cheapest? Compare the top Elkhart, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elkhart, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,312
Farmers $4,059
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,544
Progressive $4,468
State Farm $2,819
Travelers $4,943
USAA $2,577

What affects auto insurance rates in Elkhart, Kansas?

There are a lot of reasons why auto insurance rates in Elkhart, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elkhart, Kansas. Many local factors may affect your Elkhart auto insurance rates.

Elkhart Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Elkhart, Kansas auto theft statistics, there have been 2 auto thefts in the city.

Elkhart Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elkhart, Kansas commute length is 21.9 minutes according to City-Data.

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Compare Elkhart, Kansas Auto Insurance Quotes

Before you buy Elkhart, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elkhart, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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