Best Cheap Auto Insurance in Elkfork, KY (2021)

The average Elkfork, KY auto insurance rates are $466 per month. The minimum auto insurance in Elkfork is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Elkfork, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Elkfork, KY for senior drivers are $3,019 per year
  • The cheapest auto insurance company in Elkfork is USAA
  • The most expensive auto insurance company in Elkfork for teen drivers is Allstate

Elkfork, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Elkfork can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elkfork, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Elkfork to other Kentucky cities, including Bowling Green auto insurance rates, Florence auto insurance rates, and Richmond auto insurance rates to see how Elkfork, Kentucky auto insurance rates stack up.

Before you buy Elkfork, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elkfork, Kentucky auto insurance quotes.

Minimum Auto Insurance in Elkfork, Kentucky

Elkfork, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elkfork, Kentucky.

Minimum Required Auto Insurance Coverage in Elkfork, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elkfork, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elkfork, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkfork, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,342 $5,233 $4,866 $5,213 $22,284 $24,729 $5,808 $6,076
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,474 $3,779 $2,956 $3,317 $14,075 $15,593 $3,624 $3,766
Nationwide $4,176 $4,157 $3,786 $3,938 $9,154 $11,310 $4,716 $4,913
Progressive $2,513 $2,385 $2,255 $2,259 $12,419 $14,116 $3,126 $3,208
State Farm $1,865 $1,865 $1,653 $1,653 $4,994 $6,217 $2,077 $2,279
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

Cheap Elkfork, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elkfork, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Elkfork, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Elkfork, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,284 $24,729
GEICO $7,170 $8,568
Liberty Mutual $14,075 $15,593
Nationwide $9,154 $11,310
Progressive $12,419 $14,116
State Farm $4,994 $6,217
Travelers $15,522 $25,211
USAA $4,861 $5,119

Cheap Elkfork, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Elkfork, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elkfork, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,866 $5,213
GEICO $3,742 $3,389
Liberty Mutual $2,956 $3,317
Nationwide $3,786 $3,938
Progressive $2,255 $2,259
State Farm $1,653 $1,653
Travelers $2,977 $2,976
USAA $1,649 $1,680

Cheap Elkfork, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elkfork, Kentucky compared to the annual auto insurance rates with a clean record in Elkfork, Kentucky.

Annual Elkfork, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,070 $10,802 $11,659 $9,244
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,266 $8,120 $6,303 $5,603
Nationwide $4,602 $5,931 $7,482 $5,060
Progressive $4,365 $6,477 $4,985 $5,314
State Farm $2,602 $3,049 $2,825 $2,825
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,057 $2,908 $3,474 $2,473

Cheap Elkfork, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elkfork, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Elkfork, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Elkfork, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,659
GEICO $7,199
Liberty Mutual $6,303
Nationwide $7,482
Progressive $4,985
State Farm $2,825
Travelers $9,692
USAA $3,474

Cheap Elkfork, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elkfork, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elkfork, Kentucky

Insurance Company Poor Fair Good
Allstate $13,257 $9,086 $7,489
GEICO $7,256 $3,623 $2,361
Liberty Mutual $9,082 $5,534 $4,354
Nationwide $7,064 $5,496 $4,746
Progressive $5,905 $5,151 $4,800
State Farm $4,077 $2,469 $1,930
Travelers $8,281 $7,017 $6,998
USAA $4,060 $2,272 $1,851

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Cheap Elkfork, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elkfork, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Elkfork, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elkfork, Kentucky

ZIP Code Average Annual Rates
41421 $5,088

Cheap Elkfork, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Elkfork, Kentucky auto insurance. Find the cheapest annual Elkfork, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elkfork, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,944 $9,944
GEICO $4,371 $4,456
Liberty Mutual $6,323 $6,323
Nationwide $5,769 $5,769
Progressive $5,285 $5,285
State Farm $2,754 $2,897
Travelers $7,432 $7,432
USAA $2,626 $2,829

Cheap Elkfork, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elkfork, Kentucky? Check out the comparison of annual Elkfork, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elkfork, Kentucky

Insurance Company Low Medium High
Allstate $8,741 $9,880 $11,211
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,963 $6,276 $6,730
Nationwide $5,740 $5,677 $5,890
Progressive $4,901 $5,211 $5,743
State Farm $2,679 $2,819 $2,978
Travelers $6,981 $7,454 $7,860
USAA $2,605 $2,721 $2,858

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Best By Category: Cheapest Auto Insurance in Elkfork, Kentucky

Compare the cheapest auto insurance companies in Elkfork, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elkfork, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Elkfork, Kentucky Auto Insurance Companies

What auto insurance companies in Elkfork, Kentucky are the cheapest? Compare the top Elkfork, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elkfork, Kentucky

Insurance Company Average Annual Rates
Allstate $9,944
GEICO $4,413
Liberty Mutual $6,323
Nationwide $5,769
Progressive $5,285
State Farm $2,825
Travelers $7,432
USAA $2,728

Compare Elkfork, Kentucky Auto Insurance Quotes

Before you buy Elkfork, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elkfork, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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