Best Cheap Auto Insurance in Elk Park, NC (2021)

The average Elk Park, NC auto insurance rates are $258 per month. The minimum auto insurance in Elk Park is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Elk Park, North Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Elk Park is Liberty Mutual
  • The most expensive auto insurance company in Elk Park for teen drivers is Allstate
  • The average commute length in Elk Park is 29.6 minutes

Elk Park, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Elk Park can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elk Park, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Elk Park to other North Carolina cities, including Durham auto insurance rates, Winston-Salem auto insurance rates, and Greensboro auto insurance rates to see how Elk Park, North Carolina auto insurance rates stack up.

Before you buy Elk Park, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elk Park, North Carolina auto insurance quotes.

Minimum Auto Insurance in Elk Park, North Carolina

Elk Park, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elk Park, North Carolina.

Minimum Required Auto Insurance Coverage in Elk Park, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elk Park, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elk Park, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Park, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,062 $5,062 $4,157 $4,157 $12,125 $12,125 $5,162 $5,162
GEICO $2,385 $2,339 $2,340 $2,297 $4,309 $4,272 $2,083 $2,071
Liberty Mutual $1,652 $1,652 $1,711 $1,711 $2,886 $2,886 $1,652 $1,652
Nationwide $2,223 $2,223 $2,223 $2,223 $3,725 $3,725 $2,223 $2,223
Progressive $1,648 $1,648 $1,494 $1,494 $3,773 $3,773 $1,835 $1,835
State Farm $2,293 $2,293 $1,983 $1,983 $3,371 $3,371 $2,834 $2,834
Travelers $2,444 $2,444 $2,424 $2,424 $4,108 $4,108 $2,509 $2,509

Cheap Elk Park, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elk Park, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Elk Park, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Elk Park, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,125 $12,125
GEICO $4,309 $4,272
Liberty Mutual $2,886 $2,886
Nationwide $3,725 $3,725
Progressive $3,773 $3,773
State Farm $3,371 $3,371
Travelers $4,108 $4,108

Cheap Elk Park, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Elk Park, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elk Park, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,157 $4,157
GEICO $2,340 $2,297
Liberty Mutual $1,711 $1,711
Nationwide $2,223 $2,223
Progressive $1,494 $1,494
State Farm $1,983 $1,983
Travelers $2,424 $2,424

Cheap Elk Park, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elk Park, North Carolina compared to the annual auto insurance rates with a clean record in Elk Park, North Carolina.

Annual Elk Park, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,588 $6,305 $11,759 $4,854
GEICO $1,513 $2,216 $5,265 $2,053
Liberty Mutual $1,174 $1,509 $3,708 $1,509
Nationwide $1,524 $1,974 $4,922 $1,974
Progressive $1,025 $1,502 $4,771 $1,452
State Farm $1,405 $2,019 $5,038 $2,019
Travelers $1,706 $2,238 $5,336 $2,205

Cheap Elk Park, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elk Park, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Elk Park, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Elk Park, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,759
GEICO $5,265
Liberty Mutual $3,708
Nationwide $4,922
Progressive $4,771
State Farm $5,038
Travelers $5,336

Cheap Elk Park, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elk Park, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elk Park, North Carolina

Insurance Company Poor Fair Good
Allstate $8,977 $5,823 $5,079
GEICO $2,997 $2,747 $2,542
Liberty Mutual $1,975 $1,975 $1,975
Nationwide $2,598 $2,598 $2,598
Progressive $2,470 $2,135 $1,958
State Farm $3,682 $2,352 $1,826
Travelers $3,065 $2,790 $2,759

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Cheap Elk Park, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elk Park, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Elk Park, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elk Park, North Carolina

ZIP Code Average Annual Rates
28622 $2,805

Cheap Elk Park, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Elk Park, North Carolina auto insurance. Find the cheapest annual Elk Park, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elk Park, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,626 $6,626
GEICO $2,762 $2,762
Liberty Mutual $1,975 $1,975
Nationwide $2,598 $2,598
Progressive $2,188 $2,188
State Farm $2,606 $2,635
Travelers $2,871 $2,871

Cheap Elk Park, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elk Park, North Carolina? Check out the comparison of annual Elk Park, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Park, North Carolina

Insurance Company Low Medium High
Allstate $6,427 $6,605 $6,847
GEICO $2,651 $2,753 $2,882
Liberty Mutual $1,891 $1,964 $2,071
Nationwide $2,505 $2,587 $2,703
Progressive $2,091 $2,176 $2,296
State Farm $2,538 $2,608 $2,715
Travelers $2,765 $2,858 $2,991

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Best By Category: Cheapest Auto Insurance in Elk Park, North Carolina

Compare the cheapest auto insurance companies in Elk Park, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elk Park, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Elk Park, North Carolina Auto Insurance Companies

What auto insurance companies in Elk Park, North Carolina are the cheapest? Compare the top Elk Park, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elk Park, North Carolina

Insurance Company Average Annual Rates
Allstate $6,626
GEICO $2,762
Liberty Mutual $1,975
Nationwide $2,598
Progressive $2,188
State Farm $2,620
Travelers $2,871

What affects auto insurance rates in Elk Park, North Carolina?

There are a lot of reasons why auto insurance rates in Elk Park, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elk Park, North Carolina. Many local factors may affect your Elk Park auto insurance rates.

Elk Park Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elk Park, North Carolina commute length is 29.6 minutes according to City-Data.

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Compare Elk Park, North Carolina Auto Insurance Quotes

Before you buy Elk Park, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elk Park, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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