Best Cheap Auto Insurance in Elk Mound, WI (2021)

The average Elk Mound, WI auto insurance rates are $245 per month. The minimum auto insurance in Elk Mound is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Elk Mound, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Elk Mound is 24.0 minutes
  • The minimum auto insurance required in Elk Mound, Wisconsin is 25/50/10
  • The cheapest auto insurance company in Elk Mound is American Family

Elk Mound, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Elk Mound can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elk Mound, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Elk Mound to other Wisconsin cities, including Milwaukee auto insurance rates, Waukesha auto insurance rates, and Racine auto insurance rates to see how Elk Mound, Wisconsin auto insurance rates stack up.

Before you buy Elk Mound, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elk Mound, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Elk Mound, Wisconsin

Elk Mound, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elk Mound, Wisconsin.

Minimum Required Auto Insurance Coverage in Elk Mound, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Elk Mound, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elk Mound, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Mound, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,092 $2,204 $1,934 $2,137 $6,727 $8,632 $2,124 $2,304
American Family $1,028 $1,076 $968 $976 $3,045 $3,366 $1,221 $1,303
Farmers $1,823 $1,825 $1,618 $1,713 $8,557 $8,861 $2,069 $2,169
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $1,739 $1,900 $1,406 $1,600 $5,758 $6,462 $1,849 $2,006
Nationwide $4,001 $4,226 $3,295 $3,483 $7,941 $12,115 $4,852 $5,819
Progressive $1,529 $1,455 $1,253 $1,306 $5,842 $6,588 $1,836 $1,994
State Farm $1,367 $1,367 $1,208 $1,208 $3,800 $4,815 $1,539 $1,751
USAA $1,373 $1,376 $1,238 $1,268 $3,424 $3,987 $1,790 $1,974

Cheap Elk Mound, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elk Mound, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Elk Mound, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Elk Mound, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,727 $8,632
American Family $3,045 $3,366
Farmers $8,557 $8,861
GEICO $4,471 $4,822
Liberty Mutual $5,758 $6,462
Nationwide $7,941 $12,115
Progressive $5,842 $6,588
State Farm $3,800 $4,815
USAA $3,424 $3,987

Cheap Elk Mound, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Elk Mound, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elk Mound, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $2,137
American Family $968 $976
Farmers $1,618 $1,713
GEICO $1,403 $1,579
Liberty Mutual $1,406 $1,600
Nationwide $3,295 $3,483
Progressive $1,253 $1,306
State Farm $1,208 $1,208
USAA $1,238 $1,268

Cheap Elk Mound, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elk Mound, Wisconsin compared to the annual auto insurance rates with a clean record in Elk Mound, Wisconsin.

Annual Elk Mound, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,880 $3,949 $3,688 $3,559
American Family $1,552 $1,647 $1,647 $1,647
Farmers $3,121 $3,937 $3,728 $3,532
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,175 $3,082 $3,203 $2,900
Nationwide $4,832 $5,590 $6,852 $5,590
Progressive $2,495 $3,023 $2,590 $2,792
State Farm $1,967 $2,297 $2,132 $2,132
USAA $1,613 $2,024 $2,739 $1,838

Cheap Elk Mound, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elk Mound, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Elk Mound, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Elk Mound, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,688
American Family $1,647
Farmers $3,728
GEICO $2,797
Liberty Mutual $3,203
Nationwide $6,852
Progressive $2,590
State Farm $2,132
USAA $2,739

Cheap Elk Mound, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elk Mound, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elk Mound, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,617 $3,180 $2,760
American Family $2,171 $1,432 $1,265
Farmers $4,052 $3,418 $3,268
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,099 $2,472 $1,949
Nationwide $6,427 $5,361 $5,361
Progressive $3,099 $2,631 $2,446
State Farm $3,180 $1,826 $1,390
USAA $3,174 $1,663 $1,325

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Cheap Elk Mound, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elk Mound, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Elk Mound, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elk Mound, Wisconsin

ZIP Code Average Annual Rates
54739 $2,847

Cheap Elk Mound, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Elk Mound, Wisconsin auto insurance. Find the cheapest annual Elk Mound, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elk Mound, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,435 $3,603
American Family $1,595 $1,651
Farmers $3,579 $3,579
GEICO $2,176 $2,273
Liberty Mutual $2,840 $2,840
Nationwide $5,716 $5,716
Progressive $2,725 $2,725
State Farm $2,079 $2,184
USAA $2,027 $2,081

Cheap Elk Mound, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elk Mound, Wisconsin? Check out the comparison of annual Elk Mound, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Mound, Wisconsin

Insurance Company Low Medium High
Allstate $3,359 $3,510 $3,688
American Family $1,604 $1,638 $1,627
Farmers $3,305 $3,549 $3,884
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,623 $2,865 $3,032
Nationwide $5,566 $5,714 $5,869
Progressive $2,565 $2,747 $2,864
State Farm $2,019 $2,138 $2,239
USAA $1,983 $2,055 $2,123

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Best By Category: Cheapest Auto Insurance in Elk Mound, Wisconsin

Compare the cheapest auto insurance companies in Elk Mound, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elk Mound, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Elk Mound, Wisconsin Auto Insurance Companies

What auto insurance companies in Elk Mound, Wisconsin are the cheapest? Compare the top Elk Mound, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elk Mound, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,519
American Family $1,623
Farmers $3,579
GEICO $2,225
Liberty Mutual $2,840
Nationwide $5,716
Progressive $2,725
State Farm $2,132
USAA $2,054

What affects auto insurance rates in Elk Mound, Wisconsin?

There are a lot of reasons why auto insurance rates in Elk Mound, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elk Mound, Wisconsin. Many local factors may affect your Elk Mound auto insurance rates.

Elk Mound Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Elk Mound, Wisconsin auto theft statistics, there have been 2 auto thefts in the city.

Elk Mound Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elk Mound, Wisconsin commute length is 24.0 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare Elk Mound, Wisconsin Auto Insurance Quotes

Before you buy Elk Mound, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elk Mound, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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