Best Cheap Auto Insurance in Elk Mills, MD (2021)

The average Elk Mills, MD auto insurance rates are $381 per month. The minimum auto insurance in Elk Mills is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Elk Mills, Maryland, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Elk Mills, MD for senior drivers are $2,986 per year
  • The cheapest auto insurance company in Elk Mills is USAA
  • The most expensive auto insurance company in Elk Mills for teen drivers is Liberty Mutual

Elk Mills, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Elk Mills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elk Mills, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Elk Mills to other Maryland cities, including Frederick auto insurance rates, Baltimore auto insurance rates, and Gaithersburg auto insurance rates to see how Elk Mills, Maryland auto insurance rates stack up.

Before you buy Elk Mills, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elk Mills, Maryland auto insurance quotes.

Minimum Auto Insurance in Elk Mills, Maryland

Elk Mills, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elk Mills, Maryland.

Minimum Required Auto Insurance Coverage in Elk Mills, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Elk Mills, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elk Mills, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Mills, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,921 $11,615 $3,093 $3,139
GEICO $2,452 $2,684 $2,799 $3,235 $7,372 $8,359 $2,099 $2,195
Liberty Mutual $6,688 $6,688 $6,612 $6,612 $12,957 $19,188 $6,688 $8,999
Nationwide $2,023 $2,030 $1,830 $1,883 $4,762 $6,252 $2,343 $2,523
Progressive $2,282 $2,057 $1,989 $2,032 $8,127 $8,886 $2,655 $2,597
State Farm $2,488 $2,488 $2,284 $2,284 $7,905 $10,126 $2,778 $3,144
USAA $1,954 $1,920 $1,823 $1,820 $4,317 $5,097 $2,253 $2,513

Cheap Elk Mills, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elk Mills, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Elk Mills, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Elk Mills, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,921 $11,615
GEICO $7,372 $8,359
Liberty Mutual $12,957 $19,188
Nationwide $4,762 $6,252
Progressive $8,127 $8,886
State Farm $7,905 $10,126
USAA $4,317 $5,097

Cheap Elk Mills, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Elk Mills, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elk Mills, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $2,799 $3,235
Liberty Mutual $6,612 $6,612
Nationwide $1,830 $1,883
Progressive $1,989 $2,032
State Farm $2,284 $2,284
USAA $1,823 $1,820

Cheap Elk Mills, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elk Mills, Maryland compared to the annual auto insurance rates with a clean record in Elk Mills, Maryland.

Annual Elk Mills, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,412
GEICO $2,763 $4,311 $5,245 $3,279
Liberty Mutual $6,694 $8,812 $13,249 $8,461
Nationwide $2,601 $3,491 $2,783 $2,948
Progressive $3,269 $4,328 $3,960 $3,757
State Farm $3,752 $4,719 $4,139 $4,139
USAA $2,134 $2,613 $3,805 $2,297

Cheap Elk Mills, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elk Mills, Maryland is not easy. Compare the annual rates for DUI auto insurance in Elk Mills, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Elk Mills, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,543
GEICO $5,245
Liberty Mutual $13,249
Nationwide $2,783
Progressive $3,960
State Farm $4,139
USAA $3,805

Cheap Elk Mills, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elk Mills, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elk Mills, Maryland

Insurance Company Poor Fair Good
Allstate $6,651 $4,641 $4,110
GEICO $4,420 $3,661 $3,617
Liberty Mutual $13,298 $8,569 $6,045
Nationwide $3,782 $2,671 $2,413
Progressive $4,824 $3,623 $3,037
State Farm $6,131 $3,632 $2,798
USAA $3,620 $2,480 $2,036

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Cheap Elk Mills, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elk Mills, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Elk Mills, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elk Mills, Maryland

ZIP Code Average Annual Rates
21920 $3,893

Cheap Elk Mills, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Elk Mills, Maryland auto insurance. Find the cheapest annual Elk Mills, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elk Mills, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,061 $5,206
GEICO $3,835 $3,964
Liberty Mutual $9,056 $9,552
Nationwide $2,956 $2,956
Progressive $3,828 $3,828
State Farm $4,081 $4,294
USAA $2,627 $2,797

Cheap Elk Mills, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elk Mills, Maryland? Check out the comparison of annual Elk Mills, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Mills, Maryland

Insurance Company Low Medium High
Allstate $5,016 $5,104 $5,282
GEICO $3,748 $3,872 $4,078
Liberty Mutual $9,028 $9,281 $9,603
Nationwide $2,834 $2,964 $3,069
Progressive $3,655 $3,827 $4,002
State Farm $3,973 $4,200 $4,388
USAA $2,570 $2,721 $2,846

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Best By Category: Cheapest Auto Insurance in Elk Mills, Maryland

Compare the cheapest auto insurance companies in Elk Mills, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elk Mills, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Elk Mills, Maryland Auto Insurance Companies

What auto insurance companies in Elk Mills, Maryland are the cheapest? Compare the top Elk Mills, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elk Mills, Maryland

Insurance Company Average Annual Rates
Allstate $5,134
GEICO $3,899
Liberty Mutual $9,304
Nationwide $2,956
Progressive $3,828
State Farm $4,187
USAA $2,712

Compare Elk Mills, Maryland Auto Insurance Quotes

Before you buy Elk Mills, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elk Mills, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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