Best Cheap Auto Insurance in Elk Falls, KS (2021)

The average Elk Falls, KS auto insurance rates are $282 per month. The minimum auto insurance in Elk Falls is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Elk Falls, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Elk Falls for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Elk Falls, Kansas is 25/50/25
  • The cheapest auto insurance company in Elk Falls is American Family

Elk Falls, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Elk Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elk Falls, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Elk Falls to other Kansas cities, including Overland Park auto insurance rates, Manhattan auto insurance rates, and Salina auto insurance rates to see how Elk Falls, Kansas auto insurance rates stack up.

Before you buy Elk Falls, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elk Falls, Kansas auto insurance quotes.

Minimum Auto Insurance in Elk Falls, Kansas

Elk Falls, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elk Falls, Kansas.

Minimum Required Auto Insurance Coverage in Elk Falls, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elk Falls, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elk Falls, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Falls, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,805 $1,805 $1,628 $1,628 $3,431 $4,106 $1,805 $2,022
Farmers $2,504 $2,489 $2,240 $2,336 $6,645 $6,880 $2,817 $2,969
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,410 $2,298 $1,942 $2,026 $8,856 $9,998 $2,848 $3,056
State Farm $1,757 $1,757 $1,544 $1,544 $4,747 $6,047 $1,976 $2,232
Travelers $2,056 $2,094 $1,998 $2,024 $8,235 $12,853 $2,103 $2,492
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Elk Falls, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elk Falls, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Elk Falls, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Elk Falls, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,431 $4,106
Farmers $6,645 $6,880
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,569 $4,377
Progressive $8,856 $9,998
State Farm $4,747 $6,047
Travelers $8,235 $12,853
USAA $4,807 $5,062

Cheap Elk Falls, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Elk Falls, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elk Falls, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,628 $1,628
Farmers $2,240 $2,336
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,535 $1,654
Progressive $1,942 $2,026
State Farm $1,544 $1,544
Travelers $1,998 $2,024
USAA $1,313 $1,333

Cheap Elk Falls, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elk Falls, Kansas compared to the annual auto insurance rates with a clean record in Elk Falls, Kansas.

Annual Elk Falls, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,241 $2,391 $2,241 $2,241
Farmers $3,048 $3,910 $3,812 $3,671
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,862 $4,513 $4,033 $4,308
State Farm $2,501 $2,900 $2,700 $2,700
Travelers $3,092 $4,024 $5,539 $4,272
USAA $1,765 $2,373 $3,494 $2,020

Cheap Elk Falls, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elk Falls, Kansas is not easy. Compare the annual rates for DUI auto insurance in Elk Falls, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Elk Falls, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,241
Farmers $3,812
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,568
Progressive $4,033
State Farm $2,700
Travelers $5,539
USAA $3,494

Cheap Elk Falls, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elk Falls, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elk Falls, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,975 $2,109 $1,754
Farmers $4,258 $3,381 $3,191
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,602 $2,298 $2,142
Progressive $4,795 $4,025 $3,717
State Farm $3,932 $2,350 $1,820
Travelers $4,895 $3,979 $3,821
USAA $3,299 $2,163 $1,778

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Cheap Elk Falls, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elk Falls, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Elk Falls, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elk Falls, Kansas

ZIP Code Average Annual Rates
67345 $3,566

Cheap Elk Falls, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Elk Falls, Kansas auto insurance. Find the cheapest annual Elk Falls, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elk Falls, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,249 $2,309
Farmers $3,610 $3,610
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,348 $2,348
Progressive $4,179 $4,179
State Farm $2,632 $2,768
Travelers $4,232 $4,232
USAA $2,341 $2,485

Cheap Elk Falls, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elk Falls, Kansas? Check out the comparison of annual Elk Falls, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Falls, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,308 $2,394 $2,135
Farmers $3,470 $3,591 $3,769
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,468 $2,321 $2,254
Progressive $3,955 $4,147 $4,435
State Farm $2,597 $2,708 $2,796
Travelers $4,019 $4,237 $4,439
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Elk Falls, Kansas

Compare the cheapest auto insurance companies in Elk Falls, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elk Falls, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Elk Falls, Kansas Auto Insurance Companies

What auto insurance companies in Elk Falls, Kansas are the cheapest? Compare the top Elk Falls, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elk Falls, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,279
Farmers $3,610
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,348
Progressive $4,179
State Farm $2,700
Travelers $4,232
USAA $2,413

What affects auto insurance rates in Elk Falls, Kansas?

There are a lot of reasons why auto insurance rates in Elk Falls, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elk Falls, Kansas. Many local factors may affect your Elk Falls auto insurance rates.

Elk Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elk Falls, Kansas commute length is 15.0 minutes according to City-Data.

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Compare Elk Falls, Kansas Auto Insurance Quotes

Before you buy Elk Falls, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elk Falls, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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