Best Cheap Auto Insurance in Elk Creek, VA (2021)

The average Elk Creek, VA auto insurance rates are $186 per month. The minimum auto insurance in Elk Creek is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Elk Creek, Virginia, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Elk Creek, VA for senior drivers are $1,289 per year
  • The cheapest auto insurance company in Elk Creek is USAA
  • The most expensive auto insurance company in Elk Creek for teen drivers is Allstate

Elk Creek, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Elk Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elk Creek, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Elk Creek to other Virginia cities, including Richmond auto insurance rates, Newport News auto insurance rates, and Virginia Beach auto insurance rates to see how Elk Creek, Virginia auto insurance rates stack up.

Before you buy Elk Creek, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elk Creek, Virginia auto insurance quotes.

Minimum Auto Insurance in Elk Creek, Virginia

Elk Creek, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elk Creek, Virginia.

Minimum Required Auto Insurance Coverage in Elk Creek, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Elk Creek, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elk Creek, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Creek, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,982 $1,871 $1,973 $1,973 $6,200 $7,138 $2,584 $2,589
GEICO $1,432 $1,429 $1,356 $1,356 $3,058 $4,115 $1,668 $1,649
Nationwide $1,341 $1,350 $1,192 $1,225 $3,157 $4,068 $1,476 $1,607
Progressive $1,207 $1,151 $1,087 $1,092 $5,408 $6,093 $1,462 $1,499
State Farm $1,286 $1,286 $1,155 $1,155 $3,836 $4,807 $1,453 $1,681
USAA $1,018 $1,001 $953 $955 $3,182 $3,795 $1,308 $1,433

Cheap Elk Creek, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elk Creek, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Elk Creek, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Elk Creek, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $7,138
GEICO $3,058 $4,115
Nationwide $3,157 $4,068
Progressive $5,408 $6,093
State Farm $3,836 $4,807
USAA $3,182 $3,795

Cheap Elk Creek, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Elk Creek, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elk Creek, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,973 $1,973
GEICO $1,356 $1,356
Nationwide $1,192 $1,225
Progressive $1,087 $1,092
State Farm $1,155 $1,155
USAA $953 $955

Cheap Elk Creek, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elk Creek, Virginia compared to the annual auto insurance rates with a clean record in Elk Creek, Virginia.

Annual Elk Creek, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,466 $3,924 $3,593 $3,173
GEICO $1,526 $1,980 $3,000 $1,526
Nationwide $1,678 $1,678 $2,451 $1,902
Progressive $2,037 $2,675 $2,422 $2,366
State Farm $1,904 $2,261 $2,082 $2,082
USAA $1,320 $1,714 $2,271 $1,518

Cheap Elk Creek, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elk Creek, Virginia is not easy. Compare the annual rates for DUI auto insurance in Elk Creek, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Elk Creek, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,593
GEICO $3,000
Nationwide $2,451
Progressive $2,422
State Farm $2,082
USAA $2,271

Cheap Elk Creek, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elk Creek, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elk Creek, Virginia

Insurance Company Poor Fair Good
Allstate $4,011 $3,210 $2,646
GEICO $2,231 $1,896 $1,896
Nationwide $2,283 $1,833 $1,664
Progressive $2,657 $2,312 $2,156
State Farm $2,960 $1,836 $1,451
USAA $2,281 $1,554 $1,282

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Cheap Elk Creek, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elk Creek, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Elk Creek, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elk Creek, Virginia

ZIP Code Average Annual Rates
24326 $1,936

Cheap Elk Creek, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Elk Creek, Virginia auto insurance. Find the cheapest annual Elk Creek, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elk Creek, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,190 $3,388
GEICO $1,971 $2,045
Nationwide $1,927 $1,927
Progressive $2,375 $2,375
State Farm $2,033 $2,132
USAA $1,643 $1,768

Cheap Elk Creek, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elk Creek, Virginia? Check out the comparison of annual Elk Creek, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Creek, Virginia

Insurance Company Low Medium High
Allstate $3,193 $3,290 $3,384
GEICO $1,936 $2,006 $2,082
Nationwide $2,018 $1,908 $1,855
Progressive $2,269 $2,347 $2,509
State Farm $1,973 $2,078 $2,195
USAA $1,645 $1,709 $1,763

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Best By Category: Cheapest Auto Insurance in Elk Creek, Virginia

Compare the cheapest auto insurance companies in Elk Creek, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elk Creek, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Elk Creek, Virginia Auto Insurance Companies

What auto insurance companies in Elk Creek, Virginia are the cheapest? Compare the top Elk Creek, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elk Creek, Virginia

Insurance Company Average Annual Rates
Allstate $3,289
GEICO $2,008
Nationwide $1,927
Progressive $2,375
State Farm $2,082
USAA $1,706

Compare Elk Creek, Virginia Auto Insurance Quotes

Before you buy Elk Creek, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elk Creek, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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