Best Cheap Auto Insurance in Elk Creek, NE (2021)

The average Elk Creek, NE auto insurance rates are $277 per month. The minimum auto insurance in Elk Creek is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Elk Creek, Nebraska, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Elk Creek, Nebraska is 25/50/25
  • Average auto insurance rates in Elk Creek, NE for senior drivers are $1,904 per year
  • The most expensive auto insurance company in Elk Creek for teen drivers is Liberty Mutual

Elk Creek, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Elk Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elk Creek, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Elk Creek to other Nebraska cities, including Omaha auto insurance rates, Columbus auto insurance rates, and Fremont auto insurance rates to see how Elk Creek, Nebraska auto insurance rates stack up.

Before you buy Elk Creek, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elk Creek, Nebraska auto insurance quotes.

Minimum Auto Insurance in Elk Creek, Nebraska

Elk Creek, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elk Creek, Nebraska.

Minimum Required Auto Insurance Coverage in Elk Creek, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elk Creek, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elk Creek, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Creek, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,778 $1,778 $1,616 $1,616 $2,948 $4,303 $1,739 $1,877
Farmers $2,357 $2,349 $2,113 $2,228 $9,001 $9,285 $2,652 $2,766
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,178 $3,451 $2,510 $3,056 $13,515 $15,190 $3,338 $3,700
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $2,051 $1,986 $1,682 $1,748 $7,677 $8,659 $2,451 $2,610
State Farm $1,645 $1,645 $1,441 $1,441 $4,446 $5,679 $1,817 $2,055
USAA $1,304 $1,300 $1,188 $1,221 $4,120 $4,927 $1,682 $1,874

Cheap Elk Creek, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elk Creek, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Elk Creek, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Elk Creek, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,948 $4,303
Farmers $9,001 $9,285
GEICO $5,684 $7,440
Liberty Mutual $13,515 $15,190
Nationwide $4,226 $5,274
Progressive $7,677 $8,659
State Farm $4,446 $5,679
USAA $4,120 $4,927

Cheap Elk Creek, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Elk Creek, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elk Creek, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,616 $1,616
Farmers $2,113 $2,228
GEICO $2,692 $2,591
Liberty Mutual $2,510 $3,056
Nationwide $1,639 $1,755
Progressive $1,682 $1,748
State Farm $1,441 $1,441
USAA $1,188 $1,221

Cheap Elk Creek, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elk Creek, Nebraska compared to the annual auto insurance rates with a clean record in Elk Creek, Nebraska.

Annual Elk Creek, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,161 $2,345 $2,161 $2,161
Farmers $3,471 $4,442 $4,333 $4,130
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,142 $6,051 $6,567 $6,208
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $3,072 $4,485 $3,434 $3,441
State Farm $2,343 $2,699 $2,521 $2,521
USAA $1,670 $2,105 $3,141 $1,892

Cheap Elk Creek, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elk Creek, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Elk Creek, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Elk Creek, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,630
American Family $2,161
Farmers $4,333
GEICO $4,992
Liberty Mutual $6,567
Nationwide $3,838
Progressive $3,434
State Farm $2,521
USAA $3,141

Cheap Elk Creek, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elk Creek, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elk Creek, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,952 $2,024 $1,645
Farmers $4,692 $3,888 $3,702
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,655 $5,218 $4,103
Nationwide $3,157 $2,512 $2,208
Progressive $4,152 $3,473 $3,199
State Farm $3,664 $2,196 $1,704
USAA $2,931 $1,987 $1,688

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Cheap Elk Creek, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Elk Creek, Nebraska auto insurance. Find the cheapest annual Elk Creek, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elk Creek, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,189 $2,225
Farmers $4,094 $4,094
GEICO $3,535 $3,646
Liberty Mutual $5,992 $5,992
Nationwide $2,626 $2,626
Progressive $3,608 $3,608
State Farm $2,456 $2,586
USAA $2,177 $2,227

Cheap Elk Creek, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elk Creek, Nebraska? Check out the comparison of annual Elk Creek, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Creek, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,196 $2,273 $2,153
Farmers $3,909 $4,031 $4,342
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,827 $5,960 $6,190
Nationwide $2,673 $2,615 $2,589
Progressive $3,437 $3,598 $3,790
State Farm $2,420 $2,517 $2,626
USAA $2,129 $2,199 $2,279

Best By Category: Cheapest Auto Insurance in Elk Creek, Nebraska

Compare the cheapest auto insurance companies in Elk Creek, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elk Creek, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Elk Creek, Nebraska Auto Insurance Companies

What auto insurance companies in Elk Creek, Nebraska are the cheapest? Compare the top Elk Creek, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elk Creek, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,207
Farmers $4,094
GEICO $3,591
Liberty Mutual $5,992
Nationwide $2,626
Progressive $3,608
State Farm $2,521
USAA $2,202

What affects auto insurance rates in Elk Creek, Nebraska?

There are a lot of reasons why auto insurance rates in Elk Creek, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elk Creek, Nebraska. Many local factors may affect your Elk Creek auto insurance rates.

Elk Creek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elk Creek, Nebraska commute length is 20.1 minutes according to City-Data.

Compare Elk Creek, Nebraska Auto Insurance Quotes

Before you buy Elk Creek, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elk Creek, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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