Best Cheap Auto Insurance in Elk Creek, CA (2021)

The average Elk Creek, CA auto insurance rates are $265 per month. The minimum auto insurance in Elk Creek is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Elk Creek, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Elk Creek, California is 15/30/5
  • Average auto insurance rates in Elk Creek, CA for senior drivers are $1,916 per year
  • The cheapest auto insurance company in Elk Creek is Progressive

Elk Creek, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Elk Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elk Creek, California, including driving record, credit, commute time, and more.

Compare auto insurance in Elk Creek to other California cities, including San Diego auto insurance rates, Fresno auto insurance rates, and Los Angeles auto insurance rates to see how Elk Creek, California auto insurance rates stack up.

Before you buy Elk Creek, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elk Creek, California auto insurance quotes.

Minimum Auto Insurance in Elk Creek, California

Elk Creek, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elk Creek, California.

Minimum Required Auto Insurance Coverage in Elk Creek, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Elk Creek, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elk Creek, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Creek, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,277 $1,655 $1,680 $6,192 $7,791 $2,920 $3,232
Farmers $2,527 $2,527 $2,271 $2,271 $8,026 $13,173 $2,990 $3,325
GEICO $1,824 $1,826 $1,716 $1,716 $5,539 $5,652 $2,619 $2,687
Liberty Mutual $2,280 $2,162 $2,113 $2,049 $4,968 $5,276 $2,575 $2,594
Nationwide $2,624 $2,511 $2,286 $2,161 $6,571 $7,255 $3,126 $3,100
Progressive $1,388 $1,430 $1,163 $1,386 $3,588 $4,352 $1,981 $2,133
State Farm $2,720 $2,720 $2,428 $2,428 $4,958 $6,149 $3,008 $3,102
Travelers $2,118 $2,060 $1,873 $1,852 $4,228 $4,893 $2,743 $2,690
USAA $1,752 $1,660 $1,712 $1,720 $3,958 $3,973 $2,418 $2,286

Cheap Elk Creek, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elk Creek, California is a challenge. Take a look at the annual teen auto insurance rates in Elk Creek, California.

Annual Auto Insurance Rates for Teen Drivers in Elk Creek, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,192 $7,791
Farmers $8,026 $13,173
GEICO $5,539 $5,652
Liberty Mutual $4,968 $5,276
Nationwide $6,571 $7,255
Progressive $3,588 $4,352
State Farm $4,958 $6,149
Travelers $4,228 $4,893
USAA $3,958 $3,973

Cheap Elk Creek, California Auto Insurance for Seniors

What are senior auto insurance rates in Elk Creek, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elk Creek, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,655 $1,680
Farmers $2,271 $2,271
GEICO $1,716 $1,716
Liberty Mutual $2,113 $2,049
Nationwide $2,286 $2,161
Progressive $1,163 $1,386
State Farm $2,428 $2,428
Travelers $1,873 $1,852
USAA $1,712 $1,720

Cheap Elk Creek, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elk Creek, California compared to the annual auto insurance rates with a clean record in Elk Creek, California.

Annual Elk Creek, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,116 $3,559 $5,564 $2,770
Farmers $3,429 $4,669 $5,820 $4,637
GEICO $2,063 $3,174 $3,993 $2,559
Liberty Mutual $2,605 $3,492 $3,150 $2,761
Nationwide $2,590 $3,315 $5,598 $3,315
Progressive $1,436 $2,412 $2,803 $2,060
State Farm $2,450 $2,925 $5,536 $2,845
Travelers $1,901 $3,035 $3,543 $2,749
USAA $1,620 $2,402 $3,942 $1,774

Cheap Elk Creek, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elk Creek, California is not easy. Compare the annual rates for DUI auto insurance in Elk Creek, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Elk Creek, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,564
Farmers $5,820
GEICO $3,993
Liberty Mutual $3,150
Nationwide $5,598
Progressive $2,803
State Farm $5,536
Travelers $3,543
USAA $3,942

Cheap Elk Creek, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elk Creek, California can vary. Compare the annual cost of auto insurance by ZIP code in Elk Creek, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elk Creek, California

ZIP Code Average Annual Rates
95939 $4,355

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Cheap Elk Creek, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Elk Creek, California auto insurance. Find the cheapest annual Elk Creek, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elk Creek, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,162 $3,842
Farmers $4,209 $5,068
GEICO $2,678 $3,217
Liberty Mutual $2,756 $3,248
Nationwide $3,277 $4,132
Progressive $1,980 $2,375
State Farm $3,314 $3,564
Travelers $2,530 $3,085
USAA $2,243 $2,626

Cheap Elk Creek, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elk Creek, California? Check out the comparison of annual Elk Creek, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Creek, California

Insurance Company Low Medium High
Allstate $3,326 $3,531 $3,649
Farmers $4,328 $4,672 $4,917
GEICO $2,700 $2,976 $3,167
Liberty Mutual $2,805 $3,028 $3,175
Nationwide $3,359 $3,765 $3,989
Progressive $2,002 $2,230 $2,301
State Farm $3,136 $3,489 $3,691
Travelers $2,502 $2,869 $3,051
USAA $2,211 $2,481 $2,613

Best By Category: Cheapest Auto Insurance in Elk Creek, California

Compare the cheapest auto insurance companies in Elk Creek, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elk Creek, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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The Cheapest Elk Creek, California Auto Insurance Companies

What auto insurance companies in Elk Creek, California are the cheapest? Compare the top Elk Creek, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elk Creek, California

Insurance Company Average Annual Rates
Allstate $3,502
Farmers $4,639
GEICO $2,947
Liberty Mutual $3,002
Nationwide $3,704
Progressive $2,178
State Farm $3,439
Travelers $2,807
USAA $2,435

What affects auto insurance rates in Elk Creek, California?

There are a lot of reasons why auto insurance rates in Elk Creek, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elk Creek, California. Many local factors may affect your Elk Creek auto insurance rates.

Elk Creek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elk Creek, California commute length is 45.0 minutes according to City-Data.

Compare Elk Creek, California Auto Insurance Quotes

Before you buy Elk Creek, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elk Creek, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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