Best Cheap Auto Insurance in Elizabethtown, PA (2021)

The average Elizabethtown, PA auto insurance rates are $291 per month. The minimum auto insurance in Elizabethtown is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Elizabethtown, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Elizabethtown, PA for senior drivers are $1,765 per year
  • The average commute length in Elizabethtown is 21.8 minutes
  • The most expensive auto insurance company in Elizabethtown for teen drivers is Travelers

Elizabethtown, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Elizabethtown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elizabethtown, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Elizabethtown to other Pennsylvania cities, including Bethlehem auto insurance rates, Scranton auto insurance rates, and Erie auto insurance rates to see how Elizabethtown, Pennsylvania auto insurance rates stack up.

Before you buy Elizabethtown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elizabethtown, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Elizabethtown, Pennsylvania

Elizabethtown, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elizabethtown, Pennsylvania.

Minimum Required Auto Insurance Coverage in Elizabethtown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Elizabethtown, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elizabethtown, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elizabethtown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,160 $2,006 $2,006 $7,325 $7,325 $2,359 $2,359
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,591 $1,591 $1,509 $1,509 $4,525 $4,525 $1,787 $1,787
Progressive $2,542 $2,542 $2,272 $2,272 $8,347 $8,347 $3,248 $3,248
State Farm $1,472 $1,472 $1,305 $1,305 $5,386 $5,386 $1,628 $1,628
Travelers $1,501 $1,501 $1,636 $1,636 $22,551 $22,551 $1,788 $1,788
USAA $988 $988 $894 $894 $2,977 $2,977 $1,304 $1,304

Cheap Elizabethtown, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elizabethtown, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Elizabethtown, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Elizabethtown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,325 $7,325
GEICO $4,591 $3,982
Liberty Mutual $9,227 $9,227
Nationwide $4,525 $4,525
Progressive $8,347 $8,347
State Farm $5,386 $5,386
Travelers $22,551 $22,551
USAA $2,977 $2,977

Cheap Elizabethtown, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Elizabethtown, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elizabethtown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,006 $2,006
GEICO $1,703 $1,476
Liberty Mutual $2,912 $2,912
Nationwide $1,509 $1,509
Progressive $2,272 $2,272
State Farm $1,305 $1,305
Travelers $1,636 $1,636
USAA $894 $894

Cheap Elizabethtown, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elizabethtown, Pennsylvania compared to the annual auto insurance rates with a clean record in Elizabethtown, Pennsylvania.

Annual Elizabethtown, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,315 $3,906 $3,315 $3,315
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,703 $2,278 $3,161 $2,270
Progressive $3,715 $5,160 $3,818 $3,716
State Farm $2,228 $2,668 $2,448 $2,448
Travelers $4,843 $6,932 $8,768 $6,932
USAA $1,242 $1,712 $1,823 $1,386

Cheap Elizabethtown, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elizabethtown, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Elizabethtown, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Elizabethtown, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,315
GEICO $2,268
Liberty Mutual $4,938
Nationwide $3,161
Progressive $3,818
State Farm $2,448
Travelers $8,768
USAA $1,823

Cheap Elizabethtown, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elizabethtown, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elizabethtown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,427 $3,300 $2,661
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $2,758 $2,274 $2,028
Progressive $5,424 $3,816 $3,066
State Farm $3,485 $2,157 $1,702
Travelers $7,450 $6,759 $6,397
USAA $1,914 $1,434 $1,275

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Cheap Elizabethtown, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elizabethtown, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Elizabethtown, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elizabethtown, Pennsylvania

ZIP Code Average Annual Rates
17022 $4,344

Cheap Elizabethtown, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Elizabethtown, Pennsylvania auto insurance. Find the cheapest annual Elizabethtown, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elizabethtown, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,392 $3,533
GEICO $2,276 $2,346
Liberty Mutual $4,712 $4,958
Nationwide $2,353 $2,353
Progressive $4,102 $4,102
State Farm $2,376 $2,519
Travelers $6,869 $6,869
USAA $1,497 $1,584

Cheap Elizabethtown, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elizabethtown, Pennsylvania? Check out the comparison of annual Elizabethtown, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elizabethtown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,312 $3,484 $3,592
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,360 $2,386 $2,314
Progressive $3,759 $4,141 $4,406
State Farm $2,292 $2,481 $2,571
Travelers $6,875 $6,895 $6,837
USAA $1,434 $1,555 $1,634

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Best By Category: Cheapest Auto Insurance in Elizabethtown, Pennsylvania

Compare the cheapest auto insurance companies in Elizabethtown, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elizabethtown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Elizabethtown, Pennsylvania Auto Insurance Companies

What auto insurance companies in Elizabethtown, Pennsylvania are the cheapest? Compare the top Elizabethtown, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elizabethtown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,463
GEICO $2,311
Liberty Mutual $4,835
Nationwide $2,353
Progressive $4,102
State Farm $2,448
Travelers $6,869
USAA $1,541

What affects auto insurance rates in Elizabethtown, Pennsylvania?

There are a lot of reasons why auto insurance rates in Elizabethtown, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elizabethtown, Pennsylvania. Many local factors may affect your Elizabethtown auto insurance rates.

Elizabethtown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elizabethtown, Pennsylvania commute length is 21.8 minutes according to City-Data.

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Compare Elizabethtown, Pennsylvania Auto Insurance Quotes

Before you buy Elizabethtown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elizabethtown, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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