Best Cheap Auto Insurance in Elizabeth, PA (2021)

The average Elizabeth, PA auto insurance rates are $319 per month. The minimum auto insurance in Elizabeth is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Elizabeth, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Elizabeth, PA for senior drivers are $1,946 per year
  • The most expensive auto insurance company in Elizabeth for teen drivers is Travelers
  • The minimum auto insurance required in Elizabeth, Pennsylvania is 15/30/5

Elizabeth, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Elizabeth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elizabeth, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Elizabeth to other Pennsylvania cities, including Reading auto insurance rates, Bethlehem auto insurance rates, and Pittsburgh auto insurance rates to see how Elizabeth, Pennsylvania auto insurance rates stack up.

Before you buy Elizabeth, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elizabeth, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Elizabeth, Pennsylvania

Elizabeth, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elizabeth, Pennsylvania.

Minimum Required Auto Insurance Coverage in Elizabeth, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Elizabeth, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elizabeth, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elizabeth, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,365 $2,365 $2,190 $2,190 $8,088 $8,088 $2,595 $2,595
GEICO $2,272 $1,964 $2,143 $1,853 $5,782 $5,010 $2,291 $1,980
Liberty Mutual $3,432 $3,432 $3,146 $3,146 $9,981 $9,981 $4,351 $4,351
Nationwide $1,700 $1,700 $1,612 $1,612 $4,812 $4,812 $1,909 $1,909
Progressive $2,618 $2,618 $2,345 $2,345 $8,685 $8,685 $3,361 $3,361
State Farm $1,702 $1,702 $1,508 $1,508 $5,911 $5,911 $1,884 $1,884
Travelers $1,607 $1,607 $1,751 $1,751 $24,175 $24,175 $1,917 $1,917
USAA $1,125 $1,125 $1,018 $1,018 $3,438 $3,438 $1,493 $1,493

Cheap Elizabeth, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elizabeth, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Elizabeth, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Elizabeth, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,088 $8,088
GEICO $5,782 $5,010
Liberty Mutual $9,981 $9,981
Nationwide $4,812 $4,812
Progressive $8,685 $8,685
State Farm $5,911 $5,911
Travelers $24,175 $24,175
USAA $3,438 $3,438

Cheap Elizabeth, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Elizabeth, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elizabeth, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,190
GEICO $2,143 $1,853
Liberty Mutual $3,146 $3,146
Nationwide $1,612 $1,612
Progressive $2,345 $2,345
State Farm $1,508 $1,508
Travelers $1,751 $1,751
USAA $1,018 $1,018

Cheap Elizabeth, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elizabeth, Pennsylvania compared to the annual auto insurance rates with a clean record in Elizabeth, Pennsylvania.

Annual Elizabeth, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,645 $4,303 $3,645 $3,645
GEICO $2,150 $3,650 $2,876 $2,972
Liberty Mutual $4,755 $5,478 $5,339 $5,339
Nationwide $1,812 $2,426 $3,373 $2,422
Progressive $3,847 $5,357 $3,956 $3,849
State Farm $2,505 $2,997 $2,751 $2,751
Travelers $5,192 $7,433 $9,392 $7,433
USAA $1,420 $1,967 $2,100 $1,587

Cheap Elizabeth, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elizabeth, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Elizabeth, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Elizabeth, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,645
GEICO $2,876
Liberty Mutual $5,339
Nationwide $3,373
Progressive $3,956
State Farm $2,751
Travelers $9,392
USAA $2,100

Cheap Elizabeth, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elizabeth, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elizabeth, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,866 $3,635 $2,929
GEICO $4,379 $2,460 $1,897
Liberty Mutual $6,672 $4,785 $4,226
Nationwide $2,943 $2,422 $2,160
Progressive $5,613 $3,957 $3,186
State Farm $3,919 $2,424 $1,911
Travelers $7,983 $7,245 $6,860
USAA $2,204 $1,643 $1,458

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Cheap Elizabeth, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elizabeth, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Elizabeth, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elizabeth, Pennsylvania

ZIP Code Average Annual Rates
15037 $4,733

Cheap Elizabeth, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Elizabeth, Pennsylvania auto insurance. Find the cheapest annual Elizabeth, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elizabeth, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,731 $3,888
GEICO $2,865 $2,958
Liberty Mutual $5,094 $5,361
Nationwide $2,508 $2,508
Progressive $4,252 $4,252
State Farm $2,663 $2,839
Travelers $7,362 $7,362
USAA $1,718 $1,819

Cheap Elizabeth, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elizabeth, Pennsylvania? Check out the comparison of annual Elizabeth, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elizabeth, Pennsylvania

Insurance Company Low Medium High
Allstate $3,660 $3,831 $3,938
GEICO $2,666 $2,945 $3,125
Liberty Mutual $4,949 $5,268 $5,466
Nationwide $2,529 $2,541 $2,455
Progressive $3,891 $4,294 $4,571
State Farm $2,568 $2,791 $2,895
Travelers $7,392 $7,389 $7,306
USAA $1,635 $1,787 $1,883

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Best By Category: Cheapest Auto Insurance in Elizabeth, Pennsylvania

Compare the cheapest auto insurance companies in Elizabeth, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elizabeth, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Elizabeth, Pennsylvania Auto Insurance Companies

What auto insurance companies in Elizabeth, Pennsylvania are the cheapest? Compare the top Elizabeth, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elizabeth, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,810
GEICO $2,912
Liberty Mutual $5,228
Nationwide $2,508
Progressive $4,252
State Farm $2,751
Travelers $7,362
USAA $1,768

What affects auto insurance rates in Elizabeth, Pennsylvania?

There are a lot of reasons why auto insurance rates in Elizabeth, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elizabeth, Pennsylvania. Many local factors may affect your Elizabeth auto insurance rates.

Elizabeth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elizabeth, Pennsylvania commute length is 21.8 minutes according to City-Data.

Elizabeth Traffic

How does Elizabeth, Pennsylvania rank for traffic? According to Inrix Elizabeth, Pennsylvania is the 524th most congested worldwide.

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Compare Elizabeth, Pennsylvania Auto Insurance Quotes

Before you buy Elizabeth, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elizabeth, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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