Best Cheap Auto Insurance in Elizabeth, NJ (2021)

The average Elizabeth, NJ auto insurance rates are $690 per month. The minimum auto insurance in Elizabeth is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Elizabeth, New Jersey, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Elizabeth for teen drivers is State Farm
  • The minimum auto insurance required in Elizabeth, New Jersey is 15/30/5
  • Average auto insurance rates in Elizabeth, NJ for senior drivers are $5,082 per year

Elizabeth, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Elizabeth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elizabeth, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Elizabeth to other New Jersey cities, including Paterson auto insurance rates, Camden auto insurance rates, and Newark auto insurance rates to see how Elizabeth, New Jersey auto insurance rates stack up.

Before you buy Elizabeth, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elizabeth, New Jersey auto insurance quotes.

Minimum Auto Insurance in Elizabeth, New Jersey

Elizabeth, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elizabeth, New Jersey.

Minimum Required Auto Insurance Coverage in Elizabeth, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Elizabeth, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elizabeth, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elizabeth, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,807 $4,788 $4,683 $4,683 $14,993 $18,009 $5,692 $5,776
Farmers $7,731 $7,814 $7,518 $7,336 $22,916 $26,381 $9,205 $9,365
GEICO $3,093 $3,033 $3,015 $3,015 $5,636 $5,587 $3,563 $3,450
Liberty Mutual $6,457 $6,457 $7,104 $7,104 $16,924 $19,221 $7,104 $8,173
Progressive $3,143 $2,884 $2,818 $2,917 $14,664 $16,023 $3,738 $3,527
State Farm $6,827 $6,827 $6,176 $6,176 $22,663 $29,122 $7,803 $8,722
Travelers $4,646 $4,479 $4,293 $4,316 $10,463 $11,741 $4,495 $4,427

Cheap Elizabeth, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elizabeth, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Elizabeth, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Elizabeth, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,993 $18,009
Farmers $22,916 $26,381
GEICO $5,636 $5,587
Liberty Mutual $16,924 $19,221
Progressive $14,664 $16,023
State Farm $22,663 $29,122
Travelers $10,463 $11,741

Cheap Elizabeth, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Elizabeth, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elizabeth, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,683 $4,683
Farmers $7,518 $7,336
GEICO $3,015 $3,015
Liberty Mutual $7,104 $7,104
Progressive $2,818 $2,917
State Farm $6,176 $6,176
Travelers $4,293 $4,316

Cheap Elizabeth, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elizabeth, New Jersey compared to the annual auto insurance rates with a clean record in Elizabeth, New Jersey.

Annual Elizabeth, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,957 $9,912 $8,603 $7,242
Farmers $9,488 $16,224 $13,144 $10,276
GEICO $2,935 $3,887 $5,439 $2,935
Liberty Mutual $9,423 $10,805 $9,621 $9,423
Progressive $5,291 $7,215 $6,114 $6,236
State Farm $6,354 $11,663 $18,822 $10,320
Travelers $4,661 $7,010 $6,770 $5,989

Cheap Elizabeth, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elizabeth, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Elizabeth, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Elizabeth, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,603
Farmers $13,144
GEICO $5,439
Liberty Mutual $9,621
Progressive $6,114
State Farm $18,822
Travelers $6,770

Cheap Elizabeth, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elizabeth, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elizabeth, New Jersey

Insurance Company Poor Fair Good
Allstate $11,170 $7,064 $5,552
Farmers $14,715 $11,395 $10,740
GEICO $5,760 $3,280 $2,356
Liberty Mutual $12,479 $9,216 $7,758
Progressive $7,001 $6,067 $5,574
State Farm $17,111 $10,274 $7,984
Travelers $8,286 $6,000 $4,036

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Cheap Elizabeth, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elizabeth, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Elizabeth, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elizabeth, New Jersey

ZIP Code Average Annual Rates
7201 $7,822
7202 $7,822
7208 $7,822

Cheap Elizabeth, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Elizabeth, New Jersey auto insurance. Find the cheapest annual Elizabeth, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elizabeth, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,915 $7,943
Farmers $12,283 $12,283
GEICO $3,767 $3,831
Liberty Mutual $9,721 $9,914
Progressive $6,214 $6,214
State Farm $11,479 $12,100
Travelers $6,107 $6,107

Cheap Elizabeth, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elizabeth, New Jersey? Check out the comparison of annual Elizabeth, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elizabeth, New Jersey

Insurance Company Low Medium High
Allstate $7,245 $8,056 $8,485
Farmers $11,037 $12,188 $13,624
GEICO $3,364 $3,869 $4,164
Liberty Mutual $8,772 $10,117 $10,564
Progressive $5,622 $6,304 $6,717
State Farm $10,924 $11,947 $12,497
Travelers $5,565 $6,101 $6,656

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Best By Category: Cheapest Auto Insurance in Elizabeth, New Jersey

Compare the cheapest auto insurance companies in Elizabeth, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elizabeth, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Elizabeth, New Jersey Auto Insurance Companies

What auto insurance companies in Elizabeth, New Jersey are the cheapest? Compare the top Elizabeth, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elizabeth, New Jersey

Insurance Company Average Annual Rates
Allstate $7,929
Farmers $12,283
GEICO $3,799
Liberty Mutual $9,818
Progressive $6,214
State Farm $11,790
Travelers $6,107

What affects auto insurance rates in Elizabeth, New Jersey?

There are a lot of reasons why auto insurance rates in Elizabeth, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elizabeth, New Jersey. Many local factors may affect your Elizabeth auto insurance rates.

Elizabeth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elizabeth, New Jersey commute length is 26.4 minutes according to City-Data.

Elizabeth Traffic

How does Elizabeth, New Jersey rank for traffic? According to Inrix Elizabeth, New Jersey is the 524th most congested worldwide.

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Compare Elizabeth, New Jersey Auto Insurance Quotes

Before you buy Elizabeth, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elizabeth, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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