Best Cheap Auto Insurance in Elizabeth, LA (2021)

The average Elizabeth, LA auto insurance rates are $459 per month. The minimum auto insurance in Elizabeth is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Elizabeth, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Elizabeth, Louisiana is 15/30/25
  • The most expensive auto insurance company in Elizabeth for teen drivers is Progressive
  • The cheapest auto insurance company in Elizabeth is USAA

Elizabeth, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Elizabeth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elizabeth, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Elizabeth to other Louisiana cities, including Lake Charles auto insurance rates, Shreveport auto insurance rates, and Lafayette auto insurance rates to see how Elizabeth, Louisiana auto insurance rates stack up.

Before you buy Elizabeth, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elizabeth, Louisiana auto insurance quotes.

Minimum Auto Insurance in Elizabeth, Louisiana

Elizabeth, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elizabeth, Louisiana.

Minimum Required Auto Insurance Coverage in Elizabeth, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elizabeth, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elizabeth, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elizabeth, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,961 $3,961 $4,083 $4,083 $8,602 $10,840 $4,370 $4,735
GEICO $3,182 $3,677 $3,806 $4,659 $11,960 $12,613 $3,081 $2,983
Progressive $4,251 $3,970 $3,557 $3,840 $17,040 $18,955 $4,866 $4,989
State Farm $2,774 $2,774 $2,547 $2,547 $8,106 $10,143 $3,088 $3,474
USAA $2,507 $2,465 $2,450 $2,427 $7,661 $8,978 $3,093 $3,394

Cheap Elizabeth, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elizabeth, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Elizabeth, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Elizabeth, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,602 $10,840
GEICO $11,960 $12,613
Progressive $17,040 $18,955
State Farm $8,106 $10,143
USAA $7,661 $8,978

Cheap Elizabeth, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Elizabeth, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elizabeth, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,083 $4,083
GEICO $3,806 $4,659
Progressive $3,557 $3,840
State Farm $2,547 $2,547
USAA $2,450 $2,427

Cheap Elizabeth, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elizabeth, Louisiana compared to the annual auto insurance rates with a clean record in Elizabeth, Louisiana.

Annual Elizabeth, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,428 $6,710 $5,990 $5,189
GEICO $3,897 $6,307 $7,779 $4,997
Progressive $6,397 $8,598 $8,251 $7,488
State Farm $4,067 $4,796 $4,431 $4,431
USAA $3,139 $4,373 $5,223 $3,751

Cheap Elizabeth, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elizabeth, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Elizabeth, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Elizabeth, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,990
GEICO $7,779
Progressive $8,251
State Farm $4,431
USAA $5,223

Cheap Elizabeth, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elizabeth, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elizabeth, Louisiana

Insurance Company Poor Fair Good
Allstate $7,317 $5,029 $4,391
GEICO $6,834 $5,930 $4,471
Progressive $8,682 $7,443 $6,926
State Farm $6,128 $3,960 $3,206
USAA $5,680 $3,641 $3,044

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Cheap Elizabeth, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elizabeth, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Elizabeth, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elizabeth, Louisiana

ZIP Code Average Annual Rates
70638 $5,179

Cheap Elizabeth, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Elizabeth, Louisiana auto insurance. Find the cheapest annual Elizabeth, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elizabeth, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,579 $5,579
GEICO $5,634 $5,856
Progressive $7,683 $7,683
State Farm $4,321 $4,542
USAA $3,995 $4,248

Cheap Elizabeth, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elizabeth, Louisiana? Check out the comparison of annual Elizabeth, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elizabeth, Louisiana

Insurance Company Low Medium High
Allstate $4,832 $5,681 $6,225
GEICO $4,756 $5,765 $6,714
Progressive $6,438 $7,620 $8,992
State Farm $3,848 $4,419 $5,027
USAA $3,573 $4,184 $4,608

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Best By Category: Cheapest Auto Insurance in Elizabeth, Louisiana

Compare the cheapest auto insurance companies in Elizabeth, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elizabeth, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Elizabeth, Louisiana Auto Insurance Companies

What auto insurance companies in Elizabeth, Louisiana are the cheapest? Compare the top Elizabeth, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elizabeth, Louisiana

Insurance Company Average Annual Rates
Allstate $5,579
GEICO $5,745
Progressive $7,683
State Farm $4,431
USAA $4,122

What affects auto insurance rates in Elizabeth, Louisiana?

There are a lot of reasons why auto insurance rates in Elizabeth, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elizabeth, Louisiana. Many local factors may affect your Elizabeth auto insurance rates.

Elizabeth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elizabeth, Louisiana commute length is 42.5 minutes according to City-Data.

Elizabeth Traffic

How does Elizabeth, Louisiana rank for traffic? According to Inrix Elizabeth, Louisiana is the 524th most congested worldwide.

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Compare Elizabeth, Louisiana Auto Insurance Quotes

Before you buy Elizabeth, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elizabeth, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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