Best Cheap Auto Insurance in Elizabeth, IN (2021)

The average Elizabeth, IN auto insurance rates are $296 per month. The minimum auto insurance in Elizabeth is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Elizabeth, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Elizabeth for teen drivers is Progressive
  • The minimum auto insurance required in Elizabeth, Indiana is 25/50/25
  • Average auto insurance rates in Elizabeth, IN for senior drivers are $1,833 per year

Elizabeth, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Elizabeth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elizabeth, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Elizabeth to other Indiana cities, including Fishers auto insurance rates, Fort Wayne auto insurance rates, and Indianapolis auto insurance rates to see how Elizabeth, Indiana auto insurance rates stack up.

Before you buy Elizabeth, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elizabeth, Indiana auto insurance quotes.

Minimum Auto Insurance in Elizabeth, Indiana

Elizabeth, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elizabeth, Indiana.

Minimum Required Auto Insurance Coverage in Elizabeth, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elizabeth, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elizabeth, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elizabeth, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,432 $2,489 $2,140 $2,346 $7,519 $9,529 $2,464 $2,670
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,739 $1,715 $1,485 $1,677 $9,708 $10,439 $2,317 $2,485
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,841 $1,744 $1,667 $1,678 $10,836 $12,200 $2,312 $2,358
State Farm $1,670 $1,670 $1,481 $1,481 $4,974 $6,386 $1,844 $2,051
Travelers $1,331 $1,354 $1,253 $1,253 $8,570 $13,640 $1,414 $1,620
USAA $1,052 $1,037 $978 $987 $2,916 $3,261 $1,423 $1,525

Cheap Elizabeth, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elizabeth, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Elizabeth, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Elizabeth, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,519 $9,529
American Family $6,768 $9,826
Farmers $9,708 $10,439
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,181 $6,759
Progressive $10,836 $12,200
State Farm $4,974 $6,386
Travelers $8,570 $13,640
USAA $2,916 $3,261

Cheap Elizabeth, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Elizabeth, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elizabeth, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,140 $2,346
American Family $2,219 $2,219
Farmers $1,485 $1,677
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,557 $1,669
Progressive $1,667 $1,678
State Farm $1,481 $1,481
Travelers $1,253 $1,253
USAA $978 $987

Cheap Elizabeth, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elizabeth, Indiana compared to the annual auto insurance rates with a clean record in Elizabeth, Indiana.

Annual Elizabeth, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,153 $4,639 $4,264 $3,739
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,536 $4,107 $4,242 $3,897
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $3,233 $5,708 $3,863 $4,514
State Farm $2,633 $2,880 $2,633 $2,633
Travelers $3,235 $3,991 $4,522 $3,469
USAA $1,245 $1,772 $2,031 $1,542

Cheap Elizabeth, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elizabeth, Indiana is not easy. Compare the annual rates for DUI auto insurance in Elizabeth, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Elizabeth, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,264
American Family $5,483
Farmers $4,242
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,079
Progressive $3,863
State Farm $2,633
Travelers $4,522
USAA $2,031

Cheap Elizabeth, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elizabeth, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elizabeth, Indiana

Insurance Company Poor Fair Good
Allstate $4,897 $3,638 $3,311
American Family $5,388 $3,498 $2,927
Farmers $4,589 $3,760 $3,488
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,297 $2,784 $2,602
Progressive $4,775 $4,228 $3,986
State Farm $3,928 $2,342 $1,814
Travelers $4,230 $3,591 $3,591
USAA $2,217 $1,467 $1,259

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Cheap Elizabeth, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elizabeth, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Elizabeth, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elizabeth, Indiana

ZIP Code Average Annual Rates
47117 $3,476

Cheap Elizabeth, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Elizabeth, Indiana auto insurance. Find the cheapest annual Elizabeth, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elizabeth, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,949 $3,949
American Family $3,890 $3,985
Farmers $3,946 $3,946
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,894 $2,894
Progressive $4,330 $4,330
State Farm $2,618 $2,772
Travelers $3,804 $3,804
USAA $1,626 $1,669

Cheap Elizabeth, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elizabeth, Indiana? Check out the comparison of annual Elizabeth, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elizabeth, Indiana

Insurance Company Low Medium High
Allstate $3,731 $3,932 $4,183
American Family $3,904 $4,068 $3,841
Farmers $3,792 $3,940 $4,104
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,944 $2,871 $2,869
Progressive $4,068 $4,256 $4,665
State Farm $2,574 $2,694 $2,816
Travelers $3,713 $3,840 $3,860
USAA $1,585 $1,643 $1,715

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Best By Category: Cheapest Auto Insurance in Elizabeth, Indiana

Compare the cheapest auto insurance companies in Elizabeth, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elizabeth, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Elizabeth, Indiana Auto Insurance Companies

What auto insurance companies in Elizabeth, Indiana are the cheapest? Compare the top Elizabeth, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elizabeth, Indiana

Insurance Company Average Annual Rates
Allstate $3,949
American Family $3,938
Farmers $3,946
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,894
Progressive $4,330
State Farm $2,695
Travelers $3,804
USAA $1,648

What affects auto insurance rates in Elizabeth, Indiana?

There are a lot of reasons why auto insurance rates in Elizabeth, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elizabeth, Indiana. Many local factors may affect your Elizabeth auto insurance rates.

Elizabeth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elizabeth, Indiana commute length is 33.8 minutes according to City-Data.

Elizabeth Traffic

How does Elizabeth, Indiana rank for traffic? According to Inrix Elizabeth, Indiana is the 524th most congested worldwide.

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Compare Elizabeth, Indiana Auto Insurance Quotes

Before you buy Elizabeth, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elizabeth, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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