Best Cheap Auto Insurance in Elizabeth, CO (2021)

The average Elizabeth, CO auto insurance rates are $336 per month. The minimum auto insurance in Elizabeth is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Elizabeth, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Elizabeth, Colorado is 25/50/15
  • The average commute length in Elizabeth is 34.8 minutes
  • The most expensive auto insurance company in Elizabeth for teen drivers is Allstate

Elizabeth, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Elizabeth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elizabeth, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Elizabeth to other Colorado cities, including Pueblo auto insurance rates, Aurora auto insurance rates, and Denver auto insurance rates to see how Elizabeth, Colorado auto insurance rates stack up.

Before you buy Elizabeth, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elizabeth, Colorado auto insurance quotes.

Minimum Auto Insurance in Elizabeth, Colorado

Elizabeth, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elizabeth, Colorado.

Minimum Required Auto Insurance Coverage in Elizabeth, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Elizabeth, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elizabeth, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elizabeth, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,265 $3,040 $2,966 $2,993 $11,902 $12,542 $3,545 $3,537
American Family $2,684 $2,684 $2,420 $2,420 $6,510 $8,739 $2,684 $3,289
Farmers $3,122 $3,104 $2,824 $3,043 $11,945 $12,085 $3,429 $3,467
GEICO $2,324 $2,519 $2,409 $2,697 $7,101 $7,534 $2,134 $2,190
Liberty Mutual $1,839 $1,792 $1,561 $1,718 $5,659 $6,175 $1,860 $1,879
Nationwide $2,561 $2,612 $2,288 $2,424 $6,418 $8,238 $2,940 $3,181
Progressive $2,438 $2,281 $2,151 $2,140 $8,396 $9,361 $2,735 $2,652
State Farm $2,305 $2,305 $2,071 $2,071 $6,673 $8,470 $2,583 $3,056
USAA $2,381 $2,380 $2,267 $2,276 $5,976 $6,853 $3,069 $3,345

Cheap Elizabeth, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elizabeth, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Elizabeth, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Elizabeth, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,902 $12,542
American Family $6,510 $8,739
Farmers $11,945 $12,085
GEICO $7,101 $7,534
Liberty Mutual $5,659 $6,175
Nationwide $6,418 $8,238
Progressive $8,396 $9,361
State Farm $6,673 $8,470
USAA $5,976 $6,853

Cheap Elizabeth, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Elizabeth, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elizabeth, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,966 $2,993
American Family $2,420 $2,420
Farmers $2,824 $3,043
GEICO $2,409 $2,697
Liberty Mutual $1,561 $1,718
Nationwide $2,288 $2,424
Progressive $2,151 $2,140
State Farm $2,071 $2,071
USAA $2,267 $2,276

Cheap Elizabeth, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elizabeth, Colorado compared to the annual auto insurance rates with a clean record in Elizabeth, Colorado.

Annual Elizabeth, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,631 $5,364 $6,620 $5,281
American Family $2,908 $4,113 $5,396 $3,297
Farmers $4,548 $5,840 $5,757 $5,364
GEICO $2,572 $3,966 $4,525 $3,391
Liberty Mutual $2,466 $2,884 $2,988 $2,903
Nationwide $2,939 $4,029 $5,125 $3,239
Progressive $3,471 $4,902 $3,662 $4,042
State Farm $3,395 $3,988 $3,692 $3,692
USAA $2,602 $3,176 $5,558 $2,937

Cheap Elizabeth, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elizabeth, Colorado is not easy. Compare the annual rates for DUI auto insurance in Elizabeth, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Elizabeth, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,620
American Family $5,396
Farmers $5,757
GEICO $4,525
Liberty Mutual $2,988
Nationwide $5,125
Progressive $3,662
State Farm $3,692
USAA $5,558

Cheap Elizabeth, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elizabeth, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elizabeth, Colorado

Insurance Company Poor Fair Good
Allstate $6,973 $5,388 $4,060
American Family $5,104 $3,634 $3,048
Farmers $6,234 $5,074 $4,823
GEICO $4,350 $3,613 $2,877
Liberty Mutual $4,011 $2,461 $1,958
Nationwide $4,640 $3,664 $3,195
Progressive $4,572 $3,904 $3,581
State Farm $5,137 $3,291 $2,647
USAA $5,287 $3,009 $2,409

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Cheap Elizabeth, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elizabeth, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Elizabeth, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elizabeth, Colorado

ZIP Code Average Annual Rates
80107 $3,720

Cheap Elizabeth, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Elizabeth, Colorado auto insurance. Find the cheapest annual Elizabeth, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elizabeth, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,474 $5,474
American Family $3,844 $4,013
Farmers $5,377 $5,377
GEICO $3,531 $3,696
Liberty Mutual $2,810 $2,810
Nationwide $3,833 $3,833
Progressive $4,019 $4,019
State Farm $3,599 $3,785
USAA $3,466 $3,670

Cheap Elizabeth, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elizabeth, Colorado? Check out the comparison of annual Elizabeth, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elizabeth, Colorado

Insurance Company Low Medium High
Allstate $5,143 $5,454 $5,825
American Family $3,728 $4,009 $4,049
Farmers $4,688 $5,295 $6,148
GEICO $3,293 $3,551 $3,996
Liberty Mutual $2,650 $2,801 $2,980
Nationwide $3,849 $3,833 $3,817
Progressive $3,646 $4,034 $4,378
State Farm $3,446 $3,697 $3,932
USAA $3,412 $3,568 $3,724

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Best By Category: Cheapest Auto Insurance in Elizabeth, Colorado

Compare the cheapest auto insurance companies in Elizabeth, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elizabeth, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Elizabeth, Colorado Auto Insurance Companies

What auto insurance companies in Elizabeth, Colorado are the cheapest? Compare the top Elizabeth, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elizabeth, Colorado

Insurance Company Average Annual Rates
Allstate $5,474
American Family $3,929
Farmers $5,377
GEICO $3,613
Liberty Mutual $2,810
Nationwide $3,833
Progressive $4,019
State Farm $3,692
USAA $3,568

What affects auto insurance rates in Elizabeth, Colorado?

There are a lot of reasons why auto insurance rates in Elizabeth, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elizabeth, Colorado. Many local factors may affect your Elizabeth auto insurance rates.

Elizabeth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elizabeth, Colorado commute length is 34.8 minutes according to City-Data.

Elizabeth Traffic

How does Elizabeth, Colorado rank for traffic? According to Inrix Elizabeth, Colorado is the 524th most congested worldwide.

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Compare Elizabeth, Colorado Auto Insurance Quotes

Before you buy Elizabeth, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elizabeth, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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