Best Cheap Auto Insurance in Elfrida, AZ (2021)

The average Elfrida, AZ auto insurance rates are $251 per month. The minimum auto insurance in Elfrida is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Elfrida, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Elfrida is 22.5 minutes
  • The minimum auto insurance required in Elfrida, Arizona is 15/30/10
  • The most expensive auto insurance company in Elfrida for teen drivers is Farmers

Elfrida, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Elfrida can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elfrida, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Elfrida to other Arizona cities, including Peoria auto insurance rates, Tucson auto insurance rates, and Scottsdale auto insurance rates to see how Elfrida, Arizona auto insurance rates stack up.

Before you buy Elfrida, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elfrida, Arizona auto insurance quotes.

Minimum Auto Insurance in Elfrida, Arizona

Elfrida, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elfrida, Arizona.

Minimum Required Auto Insurance Coverage in Elfrida, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Elfrida, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elfrida, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elfrida, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,492 $2,492 $2,427 $2,427 $5,514 $7,191 $2,804 $3,057
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $1,944 $1,936 $1,734 $1,839 $8,007 $8,275 $2,210 $2,303
GEICO $1,291 $1,437 $1,086 $1,371 $3,637 $3,843 $1,182 $1,172
Nationwide $2,000 $2,043 $1,792 $1,901 $4,755 $6,098 $2,289 $2,475
Progressive $1,612 $1,428 $1,444 $1,376 $6,333 $7,074 $1,740 $1,745
State Farm $2,138 $2,138 $1,882 $1,882 $6,481 $8,136 $2,299 $2,901
Travelers $1,567 $1,648 $1,436 $1,525 $4,306 $5,333 $1,661 $1,745
USAA $1,688 $1,696 $1,572 $1,598 $6,173 $7,031 $2,221 $2,374

Cheap Elfrida, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elfrida, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Elfrida, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Elfrida, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,514 $7,191
American Family $5,942 $7,712
Farmers $8,007 $8,275
GEICO $3,637 $3,843
Nationwide $4,755 $6,098
Progressive $6,333 $7,074
State Farm $6,481 $8,136
Travelers $4,306 $5,333
USAA $6,173 $7,031

Cheap Elfrida, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Elfrida, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elfrida, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,427 $2,427
American Family $2,111 $2,111
Farmers $1,734 $1,839
GEICO $1,086 $1,371
Nationwide $1,792 $1,901
Progressive $1,444 $1,376
State Farm $1,882 $1,882
Travelers $1,436 $1,525
USAA $1,572 $1,598

Cheap Elfrida, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elfrida, Arizona compared to the annual auto insurance rates with a clean record in Elfrida, Arizona.

Annual Elfrida, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,853 $3,587 $4,083 $3,679
American Family $2,419 $3,845 $4,663 $2,810
Farmers $2,980 $3,840 $3,746 $3,559
GEICO $1,465 $1,969 $2,611 $1,465
Nationwide $2,475 $2,600 $3,837 $2,766
Progressive $2,517 $3,283 $2,657 $2,918
State Farm $3,176 $3,788 $3,482 $3,482
Travelers $1,932 $2,504 $2,771 $2,404
USAA $2,217 $3,165 $4,187 $2,607

Cheap Elfrida, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elfrida, Arizona is not easy. Compare the annual rates for DUI auto insurance in Elfrida, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Elfrida, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,083
American Family $4,663
Farmers $3,746
GEICO $2,611
Nationwide $3,837
Progressive $2,657
State Farm $3,482
Travelers $2,771
USAA $4,187

Cheap Elfrida, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elfrida, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elfrida, Arizona

Insurance Company Poor Fair Good
Allstate $4,552 $3,239 $2,861
American Family $4,315 $3,216 $2,772
Farmers $4,036 $3,361 $3,196
GEICO $2,572 $1,694 $1,366
Nationwide $3,510 $2,794 $2,454
Progressive $3,185 $2,767 $2,580
State Farm $6,386 $2,490 $1,570
Travelers $2,932 $2,388 $1,887
USAA $4,000 $2,799 $2,332

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Cheap Elfrida, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elfrida, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Elfrida, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elfrida, Arizona

ZIP Code Average Annual Rates
85610 $2,983

Cheap Elfrida, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Elfrida, Arizona auto insurance. Find the cheapest annual Elfrida, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elfrida, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,551 $3,551
American Family $3,400 $3,468
Farmers $3,531 $3,531
GEICO $1,845 $1,909
Nationwide $2,919 $2,919
Progressive $2,844 $2,844
State Farm $3,396 $3,568
Travelers $2,402 $2,402
USAA $3,010 $3,077

Cheap Elfrida, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elfrida, Arizona? Check out the comparison of annual Elfrida, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elfrida, Arizona

Insurance Company Low Medium High
Allstate $3,365 $3,567 $3,720
American Family $3,307 $3,544 $3,451
Farmers $3,097 $3,562 $3,933
GEICO $1,597 $1,901 $2,134
Nationwide $2,838 $2,942 $2,978
Progressive $2,558 $2,887 $3,087
State Farm $3,148 $3,539 $3,759
Travelers $2,183 $2,435 $2,590
USAA $2,780 $3,090 $3,261

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Best By Category: Cheapest Auto Insurance in Elfrida, Arizona

Compare the cheapest auto insurance companies in Elfrida, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elfrida, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Elfrida, Arizona Auto Insurance Companies

What auto insurance companies in Elfrida, Arizona are the cheapest? Compare the top Elfrida, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elfrida, Arizona

Insurance Company Average Annual Rates
Allstate $3,551
American Family $3,434
Farmers $3,531
GEICO $1,877
Nationwide $2,919
Progressive $2,844
State Farm $3,482
Travelers $2,402
USAA $3,044

What affects auto insurance rates in Elfrida, Arizona?

There are a lot of reasons why auto insurance rates in Elfrida, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elfrida, Arizona. Many local factors may affect your Elfrida auto insurance rates.

Elfrida Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elfrida, Arizona commute length is 22.5 minutes according to City-Data.

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Compare Elfrida, Arizona Auto Insurance Quotes

Before you buy Elfrida, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elfrida, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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