Best Cheap Auto Insurance in Elfers, FL (2021)

The average Elfers, FL auto insurance rates are $447 per month. The minimum auto insurance in Elfers is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Elfers, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Elfers for teen drivers is Allstate
  • Average auto insurance rates in Elfers, FL for senior drivers are $3,225 per year
  • The minimum auto insurance required in Elfers, Florida is 10/20/10

Elfers, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Elfers can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elfers, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Elfers to other Florida cities, including Cape Coral auto insurance rates, Tampa auto insurance rates, and Tallahassee auto insurance rates to see how Elfers, Florida auto insurance rates stack up.

Before you buy Elfers, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elfers, Florida auto insurance quotes.

Minimum Auto Insurance in Elfers, Florida

Elfers, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elfers, Florida.

Minimum Required Auto Insurance Coverage in Elfers, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Elfers, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elfers, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elfers, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,282 $5,061 $4,636 $4,708 $18,503 $20,272 $5,190 $5,242
GEICO $3,280 $3,296 $3,068 $3,068 $5,769 $7,181 $3,606 $3,652
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,467 $3,419 $3,092 $3,197 $8,393 $10,330 $3,821 $3,972
Progressive $4,615 $4,315 $3,929 $4,207 $13,142 $14,169 $5,550 $5,164
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,918 $1,883 $1,808 $1,784 $6,681 $7,685 $2,394 $2,575

Cheap Elfers, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elfers, Florida is a challenge. Take a look at the annual teen auto insurance rates in Elfers, Florida.

Annual Auto Insurance Rates for Teen Drivers in Elfers, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,503 $20,272
GEICO $5,769 $7,181
Liberty Mutual $8,929 $13,837
Nationwide $8,393 $10,330
Progressive $13,142 $14,169
State Farm $6,607 $8,452
USAA $6,681 $7,685

Cheap Elfers, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Elfers, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elfers, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,636 $4,708
GEICO $3,068 $3,068
Liberty Mutual $3,790 $3,790
Nationwide $3,092 $3,197
Progressive $3,929 $4,207
State Farm $2,037 $2,037
USAA $1,808 $1,784

Cheap Elfers, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elfers, Florida compared to the annual auto insurance rates with a clean record in Elfers, Florida.

Annual Elfers, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,411 $8,909 $9,889 $8,237
GEICO $2,887 $3,671 $5,431 $4,471
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,223 $4,643 $6,280 $4,699
Progressive $5,413 $8,052 $6,786 $7,295
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,607 $3,232 $4,788 $2,737

Cheap Elfers, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elfers, Florida is not easy. Compare the annual rates for DUI auto insurance in Elfers, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Elfers, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,889
GEICO $5,431
Liberty Mutual $8,346
Nationwide $6,280
Progressive $6,786
State Farm $3,600
USAA $4,788

Cheap Elfers, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elfers, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elfers, Florida

Insurance Company Poor Fair Good
Allstate $12,105 $7,603 $6,128
GEICO $5,956 $3,637 $2,752
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,220 $4,553 $4,112
Progressive $8,966 $6,386 $5,306
State Farm $4,932 $3,227 $2,642
USAA $5,434 $2,662 $1,927

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Cheap Elfers, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elfers, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Elfers, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elfers, Florida

ZIP Code Average Annual Rates
34653 $4,130
34690 $4,139

Cheap Elfers, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Elfers, Florida auto insurance. Find the cheapest annual Elfers, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elfers, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,363 $8,861
GEICO $4,095 $4,135
Liberty Mutual $5,859 $6,261
Nationwide $4,961 $4,961
Progressive $6,886 $6,886
State Farm $3,475 $3,726
USAA $3,303 $3,379

Cheap Elfers, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elfers, Florida? Check out the comparison of annual Elfers, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elfers, Florida

Insurance Company Low Medium High
Allstate $6,273 $9,141 $10,422
GEICO $3,306 $4,264 $4,774
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,807 $5,177 $5,900
Progressive $5,506 $7,080 $8,074
State Farm $3,038 $3,696 $4,067
USAA $2,811 $3,479 $3,733

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Best By Category: Cheapest Auto Insurance in Elfers, Florida

Compare the cheapest auto insurance companies in Elfers, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elfers, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Elfers, Florida Auto Insurance Companies

What auto insurance companies in Elfers, Florida are the cheapest? Compare the top Elfers, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elfers, Florida

Insurance Company Average Annual Rates
Allstate $8,612
GEICO $4,115
Liberty Mutual $6,060
Nationwide $4,961
Progressive $6,886
State Farm $3,600
USAA $3,341

What affects auto insurance rates in Elfers, Florida?

There are a lot of reasons why auto insurance rates in Elfers, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elfers, Florida. Many local factors may affect your Elfers auto insurance rates.

Elfers Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elfers, Florida commute length is 27.9 minutes according to City-Data.

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Compare Elfers, Florida Auto Insurance Quotes

Before you buy Elfers, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elfers, Florida auto insurance quotes.

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