Best Cheap Auto Insurance in Eldridge, AL (2021)

The average Eldridge, AL auto insurance rates are $310 per month. The minimum auto insurance in Eldridge is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Eldridge, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Eldridge is 34.3 minutes
  • Average auto insurance rates in Eldridge, AL for senior drivers are $1,983 per year
  • The most expensive auto insurance company in Eldridge for teen drivers is Liberty Mutual

Eldridge, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Eldridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eldridge, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Eldridge to other Alabama cities, including Madison auto insurance rates, Auburn auto insurance rates, and Birmingham auto insurance rates to see how Eldridge, Alabama auto insurance rates stack up.

Before you buy Eldridge, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eldridge, Alabama auto insurance quotes.

Minimum Auto Insurance in Eldridge, Alabama

Eldridge, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eldridge, Alabama.

Minimum Required Auto Insurance Coverage in Eldridge, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Eldridge, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eldridge, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eldridge, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,009 $1,920 $1,810 $1,845 $6,832 $7,333 $2,267 $2,327
Farmers $2,342 $2,328 $2,096 $2,219 $8,848 $9,111 $2,665 $2,783
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,145 $3,398 $2,576 $2,875 $11,254 $12,507 $3,366 $3,602
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,241 $2,123 $1,833 $1,945 $8,930 $10,006 $2,640 $2,835
State Farm $2,970 $2,970 $2,670 $2,670 $8,809 $11,019 $3,350 $3,878
Travelers $1,500 $1,524 $1,405 $1,402 $8,028 $12,654 $1,421 $1,632
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

Cheap Eldridge, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eldridge, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Eldridge, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Eldridge, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,832 $7,333
Farmers $8,848 $9,111
GEICO $5,858 $5,765
Liberty Mutual $11,254 $12,507
Nationwide $5,097 $6,597
Progressive $8,930 $10,006
State Farm $8,809 $11,019
Travelers $8,028 $12,654
USAA $4,155 $4,609

Cheap Eldridge, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Eldridge, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eldridge, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,810 $1,845
Farmers $2,096 $2,219
GEICO $2,095 $2,161
Liberty Mutual $2,576 $2,875
Nationwide $1,740 $1,806
Progressive $1,833 $1,945
State Farm $2,670 $2,670
Travelers $1,405 $1,402
USAA $1,291 $1,264

Cheap Eldridge, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eldridge, Alabama compared to the annual auto insurance rates with a clean record in Eldridge, Alabama.

Annual Eldridge, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,809 $3,300 $3,897 $3,165
Farmers $3,409 $4,401 $4,293 $4,093
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,185 $5,828 $5,707 $5,642
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $3,693 $4,609 $3,922 $4,053
State Farm $4,337 $5,348 $4,741 $4,741
Travelers $3,080 $3,232 $4,722 $3,750
USAA $1,716 $2,155 $3,205 $1,856

Cheap Eldridge, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eldridge, Alabama is not easy. Compare the annual rates for DUI auto insurance in Eldridge, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Eldridge, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,897
Farmers $4,293
GEICO $4,162
Liberty Mutual $5,707
Nationwide $3,777
Progressive $3,922
State Farm $4,741
Travelers $4,722
USAA $3,205

Cheap Eldridge, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eldridge, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eldridge, Alabama

Insurance Company Poor Fair Good
Allstate $4,073 $3,193 $2,612
Farmers $4,543 $3,903 $3,701
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,665 $4,682 $3,674
Nationwide $3,571 $2,778 $2,510
Progressive $4,615 $3,931 $3,662
State Farm $7,765 $3,935 $2,676
Travelers $4,030 $3,495 $3,562
USAA $3,003 $1,953 $1,743

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Cheap Eldridge, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eldridge, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Eldridge, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eldridge, Alabama

ZIP Code Average Annual Rates
35554 $3,804

Cheap Eldridge, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Eldridge, Alabama auto insurance. Find the cheapest annual Eldridge, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eldridge, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,293 $3,293
Farmers $4,049 $4,049
GEICO $3,046 $3,158
Liberty Mutual $5,340 $5,340
Nationwide $2,953 $2,953
Progressive $4,069 $4,069
State Farm $4,680 $4,904
Travelers $3,696 $3,696
USAA $2,131 $2,335

Cheap Eldridge, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eldridge, Alabama? Check out the comparison of annual Eldridge, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eldridge, Alabama

Insurance Company Low Medium High
Allstate $3,190 $3,287 $3,401
Farmers $3,840 $4,000 $4,306
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,129 $5,319 $5,574
Nationwide $2,958 $2,923 $2,978
Progressive $3,716 $4,050 $4,441
State Farm $4,561 $4,784 $5,031
Travelers $3,508 $3,770 $3,810
USAA $2,155 $2,221 $2,322

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Best By Category: Cheapest Auto Insurance in Eldridge, Alabama

Compare the cheapest auto insurance companies in Eldridge, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eldridge, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Eldridge, Alabama Auto Insurance Companies

What auto insurance companies in Eldridge, Alabama are the cheapest? Compare the top Eldridge, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eldridge, Alabama

Insurance Company Average Annual Rates
Allstate $3,293
Farmers $4,049
GEICO $3,102
Liberty Mutual $5,340
Nationwide $2,953
Progressive $4,069
State Farm $4,792
Travelers $3,696
USAA $2,233

What affects auto insurance rates in Eldridge, Alabama?

There are a lot of reasons why auto insurance rates in Eldridge, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eldridge, Alabama. Many local factors may affect your Eldridge auto insurance rates.

Eldridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eldridge, Alabama commute length is 34.3 minutes according to City-Data.

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Compare Eldridge, Alabama Auto Insurance Quotes

Before you buy Eldridge, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eldridge, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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