Best Cheap Auto Insurance in Eldred, IL (2021)

The average Eldred, IL auto insurance rates are $262 per month. The minimum auto insurance in Eldred is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Eldred, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Eldred, Illinois is 25/50/20
  • The average commute length in Eldred is 35.5 minutes
  • Average auto insurance rates in Eldred, IL for senior drivers are $1,822 per year

Eldred, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Eldred can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eldred, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Eldred to other Illinois cities, including Springfield auto insurance rates, Rockford auto insurance rates, and Joliet auto insurance rates to see how Eldred, Illinois auto insurance rates stack up.

Before you buy Eldred, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eldred, Illinois auto insurance quotes.

Minimum Auto Insurance in Eldred, Illinois

Eldred, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eldred, Illinois.

Minimum Required Auto Insurance Coverage in Eldred, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Eldred, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eldred, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eldred, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,350 $2,354 $2,094 $2,202 $9,467 $9,864 $2,676 $2,815
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,476 $1,596 $1,224 $1,370 $4,724 $5,263 $1,547 $1,639
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,223 $2,141 $1,833 $1,898 $7,278 $8,212 $2,665 $2,882
State Farm $1,380 $1,380 $1,214 $1,214 $3,684 $4,699 $1,554 $1,770
Travelers $1,484 $1,567 $1,323 $1,412 $3,958 $4,873 $1,580 $1,666
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Cheap Eldred, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eldred, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Eldred, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Eldred, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,169 $8,642
Farmers $9,467 $9,864
GEICO $4,847 $5,129
Liberty Mutual $4,724 $5,263
Nationwide $4,886 $6,291
Progressive $7,278 $8,212
State Farm $3,684 $4,699
Travelers $3,958 $4,873
USAA $5,289 $5,831

Cheap Eldred, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Eldred, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eldred, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,060 $2,060
Farmers $2,094 $2,202
GEICO $1,521 $1,797
Liberty Mutual $1,224 $1,370
Nationwide $1,604 $1,704
Progressive $1,833 $1,898
State Farm $1,214 $1,214
Travelers $1,323 $1,412
USAA $1,527 $1,507

Cheap Eldred, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eldred, Illinois compared to the annual auto insurance rates with a clean record in Eldred, Illinois.

Annual Eldred, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,579 $4,589 $4,474 $4,268
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,967 $2,776 $2,448 $2,228
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $3,018 $4,397 $3,333 $3,818
State Farm $1,948 $2,275 $2,112 $2,112
Travelers $1,789 $2,328 $2,577 $2,237
USAA $1,960 $2,818 $3,858 $2,364

Cheap Eldred, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eldred, Illinois is not easy. Compare the annual rates for DUI auto insurance in Eldred, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Eldred, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,777
American Family $4,960
Farmers $4,474
GEICO $3,482
Liberty Mutual $2,448
Nationwide $3,453
Progressive $3,333
State Farm $2,112
Travelers $2,577
USAA $3,858

Cheap Eldred, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eldred, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eldred, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $4,785 $3,228 $2,721
Farmers $4,824 $4,026 $3,833
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,340 $2,073 $1,652
Nationwide $3,360 $2,706 $2,371
Progressive $4,168 $3,518 $3,239
State Farm $3,071 $1,839 $1,426
Travelers $2,741 $2,177 $1,780
USAA $3,661 $2,516 $2,074

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Cheap Eldred, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eldred, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Eldred, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eldred, Illinois

ZIP Code Average Annual Rates
62027 $3,077

Cheap Eldred, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Eldred, Illinois auto insurance. Find the cheapest annual Eldred, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eldred, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,531 $3,625
Farmers $4,228 $4,228
GEICO $2,519 $2,617
Liberty Mutual $2,355 $2,355
Nationwide $2,812 $2,812
Progressive $3,642 $3,642
State Farm $2,059 $2,165
Travelers $2,146 $2,320
USAA $2,673 $2,827

Cheap Eldred, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eldred, Illinois? Check out the comparison of annual Eldred, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eldred, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,487 $3,708 $3,540
Farmers $4,050 $4,143 $4,490
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,224 $2,350 $2,491
Nationwide $2,817 $2,831 $2,789
Progressive $3,393 $3,636 $3,895
State Farm $2,012 $2,115 $2,209
Travelers $2,120 $2,231 $2,348
USAA $2,561 $2,747 $2,942

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Best By Category: Cheapest Auto Insurance in Eldred, Illinois

Compare the cheapest auto insurance companies in Eldred, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eldred, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Eldred, Illinois Auto Insurance Companies

What auto insurance companies in Eldred, Illinois are the cheapest? Compare the top Eldred, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eldred, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,578
Farmers $4,228
GEICO $2,568
Liberty Mutual $2,355
Nationwide $2,812
Progressive $3,642
State Farm $2,112
Travelers $2,233
USAA $2,750

What affects auto insurance rates in Eldred, Illinois?

There are a lot of reasons why auto insurance rates in Eldred, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eldred, Illinois. Many local factors may affect your Eldred auto insurance rates.

Eldred Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eldred, Illinois commute length is 35.5 minutes according to City-Data.

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Compare Eldred, Illinois Auto Insurance Quotes

Before you buy Eldred, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eldred, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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