Best Cheap Auto Insurance in Eldorado Springs, CO (2021)

The average Eldorado Springs, CO auto insurance rates are $308 per month. The minimum auto insurance in Eldorado Springs is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Eldorado Springs, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Eldorado Springs is Liberty Mutual
  • The minimum auto insurance required in Eldorado Springs, Colorado is 25/50/15
  • The most expensive auto insurance company in Eldorado Springs for teen drivers is Farmers

Eldorado Springs, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Eldorado Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eldorado Springs, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Eldorado Springs to other Colorado cities, including Denver auto insurance rates, Pueblo auto insurance rates, and Westminster auto insurance rates to see how Eldorado Springs, Colorado auto insurance rates stack up.

Before you buy Eldorado Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eldorado Springs, Colorado auto insurance quotes.

Minimum Auto Insurance in Eldorado Springs, Colorado

Eldorado Springs, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eldorado Springs, Colorado.

Minimum Required Auto Insurance Coverage in Eldorado Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Eldorado Springs, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eldorado Springs, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eldorado Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,077 $2,966 $2,996 $11,528 $12,139 $3,617 $3,629
American Family $2,573 $2,573 $2,329 $2,329 $6,208 $8,376 $2,573 $3,137
Farmers $3,113 $3,090 $2,812 $3,037 $12,109 $12,244 $3,415 $3,439
GEICO $1,602 $1,771 $1,742 $2,008 $5,184 $5,471 $1,460 $1,469
Liberty Mutual $1,590 $1,522 $1,367 $1,506 $5,036 $5,482 $1,600 $1,593
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,279 $2,128 $2,029 $2,013 $8,052 $8,977 $2,553 $2,472
State Farm $2,152 $2,152 $1,949 $1,949 $6,362 $8,041 $2,415 $2,862
USAA $1,969 $1,952 $1,895 $1,880 $5,065 $5,777 $2,519 $2,716

Cheap Eldorado Springs, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eldorado Springs, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Eldorado Springs, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Eldorado Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,528 $12,139
American Family $6,208 $8,376
Farmers $12,109 $12,244
GEICO $5,184 $5,471
Liberty Mutual $5,036 $5,482
Nationwide $5,702 $7,251
Progressive $8,052 $8,977
State Farm $6,362 $8,041
USAA $5,065 $5,777

Cheap Eldorado Springs, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Eldorado Springs, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eldorado Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,966 $2,996
American Family $2,329 $2,329
Farmers $2,812 $3,037
GEICO $1,742 $2,008
Liberty Mutual $1,367 $1,506
Nationwide $2,018 $2,122
Progressive $2,029 $2,013
State Farm $1,949 $1,949
USAA $1,895 $1,880

Cheap Eldorado Springs, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eldorado Springs, Colorado compared to the annual auto insurance rates with a clean record in Eldorado Springs, Colorado.

Annual Eldorado Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,605 $5,304 $6,491 $5,221
American Family $2,787 $3,944 $5,159 $3,158
Farmers $4,571 $5,880 $5,794 $5,384
GEICO $1,804 $2,840 $3,379 $2,330
Liberty Mutual $2,168 $2,532 $2,607 $2,540
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,289 $4,673 $3,469 $3,821
State Farm $3,194 $3,776 $3,485 $3,485
USAA $2,163 $2,651 $4,639 $2,433

Cheap Eldorado Springs, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eldorado Springs, Colorado is not easy. Compare the annual rates for DUI auto insurance in Eldorado Springs, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Eldorado Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,491
American Family $5,159
Farmers $5,794
GEICO $3,379
Liberty Mutual $2,607
Nationwide $4,472
Progressive $3,469
State Farm $3,485
USAA $4,639

Cheap Eldorado Springs, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eldorado Springs, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eldorado Springs, Colorado

Insurance Company Poor Fair Good
Allstate $6,888 $5,316 $4,011
American Family $4,858 $3,492 $2,937
Farmers $6,259 $5,109 $4,855
GEICO $3,107 $2,588 $2,069
Liberty Mutual $3,496 $2,166 $1,724
Nationwide $4,068 $3,235 $2,817
Progressive $4,325 $3,706 $3,408
State Farm $4,839 $3,110 $2,507
USAA $4,371 $2,518 $2,026

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Cheap Eldorado Springs, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eldorado Springs, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Eldorado Springs, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eldorado Springs, Colorado

ZIP Code Average Annual Rates
80025 $3,424

Cheap Eldorado Springs, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Eldorado Springs, Colorado auto insurance. Find the cheapest annual Eldorado Springs, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eldorado Springs, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,405 $5,405
American Family $3,680 $3,844
Farmers $5,407 $5,407
GEICO $2,540 $2,637
Liberty Mutual $2,462 $2,462
Nationwide $3,373 $3,373
Progressive $3,813 $3,813
State Farm $3,398 $3,572
USAA $2,888 $3,055

Cheap Eldorado Springs, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eldorado Springs, Colorado? Check out the comparison of annual Eldorado Springs, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eldorado Springs, Colorado

Insurance Company Low Medium High
Allstate $5,107 $5,387 $5,721
American Family $3,548 $3,840 $3,898
Farmers $4,701 $5,325 $6,196
GEICO $2,293 $2,537 $2,934
Liberty Mutual $2,297 $2,452 $2,637
Nationwide $3,335 $3,378 $3,407
Progressive $3,444 $3,827 $4,168
State Farm $3,230 $3,489 $3,737
USAA $2,819 $2,971 $3,124

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Best By Category: Cheapest Auto Insurance in Eldorado Springs, Colorado

Compare the cheapest auto insurance companies in Eldorado Springs, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eldorado Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Eldorado Springs, Colorado Auto Insurance Companies

What auto insurance companies in Eldorado Springs, Colorado are the cheapest? Compare the top Eldorado Springs, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eldorado Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,405
American Family $3,762
Farmers $5,407
GEICO $2,588
Liberty Mutual $2,462
Nationwide $3,373
Progressive $3,813
State Farm $3,485
USAA $2,972

What affects auto insurance rates in Eldorado Springs, Colorado?

There are a lot of reasons why auto insurance rates in Eldorado Springs, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eldorado Springs, Colorado. Many local factors may affect your Eldorado Springs auto insurance rates.

Eldorado Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eldorado Springs, Colorado commute length is 36.6 minutes according to City-Data.

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Compare Eldorado Springs, Colorado Auto Insurance Quotes

Before you buy Eldorado Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eldorado Springs, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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