Best Cheap Auto Insurance in Eldora, IA (2021)

The average Eldora, IA auto insurance rates are $232 per month. The minimum auto insurance in Eldora is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Eldora, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Eldora for teen drivers is Travelers
  • The minimum auto insurance required in Eldora, Iowa is 20/40/15
  • The cheapest auto insurance company in Eldora is USAA

Eldora, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Eldora can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eldora, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Eldora to other Iowa cities, including Davenport auto insurance rates, Iowa City auto insurance rates, and Council Bluffs auto insurance rates to see how Eldora, Iowa auto insurance rates stack up.

Before you buy Eldora, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eldora, Iowa auto insurance quotes.

Minimum Auto Insurance in Eldora, Iowa

Eldora, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eldora, Iowa.

Minimum Required Auto Insurance Coverage in Eldora, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Eldora, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eldora, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eldora, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,792 $1,792 $1,605 $1,605 $4,797 $6,713 $1,792 $2,156
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,693 $1,642 $1,395 $1,443 $3,949 $4,467 $2,037 $2,197
State Farm $1,407 $1,407 $1,234 $1,234 $3,788 $4,802 $1,581 $1,803
Travelers $2,047 $2,090 $1,983 $1,992 $9,011 $14,402 $2,127 $2,513
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

Cheap Eldora, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eldora, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Eldora, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Eldora, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,797 $6,713
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,949 $4,467
State Farm $3,788 $4,802
Travelers $9,011 $14,402
USAA $3,136 $3,336

Cheap Eldora, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Eldora, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eldora, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,605 $1,605
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,395 $1,443
State Farm $1,234 $1,234
Travelers $1,983 $1,992
USAA $1,081 $1,106

Cheap Eldora, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eldora, Iowa compared to the annual auto insurance rates with a clean record in Eldora, Iowa.

Annual Eldora, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,006 $2,950 $3,811 $2,358
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,898 $3,079 $2,057 $2,377
State Farm $1,998 $2,316 $2,157 $2,157
Travelers $3,306 $4,394 $5,872 $4,510
USAA $1,341 $1,794 $2,333 $1,538

Cheap Eldora, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eldora, Iowa is not easy. Compare the annual rates for DUI auto insurance in Eldora, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Eldora, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $3,811
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $2,057
State Farm $2,157
Travelers $5,872
USAA $2,333

Cheap Eldora, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eldora, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eldora, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,544 $2,606 $2,193
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,796 $2,241 $2,022
State Farm $3,072 $1,900 $1,499
Travelers $5,084 $4,341 $4,137
USAA $2,305 $1,581 $1,369

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Cheap Eldora, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eldora, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Eldora, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eldora, Iowa

ZIP Code Average Annual Rates
50627 $2,339

Cheap Eldora, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Eldora, Iowa auto insurance. Find the cheapest annual Eldora, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eldora, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,749 $2,814
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,353 $2,353
State Farm $2,106 $2,208
Travelers $4,520 $4,520
USAA $1,688 $1,815

Cheap Eldora, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eldora, Iowa? Check out the comparison of annual Eldora, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eldora, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,790 $2,936 $2,617
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $2,224 $2,359 $2,476
State Farm $2,058 $2,168 $2,245
Travelers $4,242 $4,589 $4,730
USAA $1,662 $1,757 $1,836

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Best By Category: Cheapest Auto Insurance in Eldora, Iowa

Compare the cheapest auto insurance companies in Eldora, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eldora, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Eldora, Iowa Auto Insurance Companies

What auto insurance companies in Eldora, Iowa are the cheapest? Compare the top Eldora, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eldora, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,781
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,353
State Farm $2,157
Travelers $4,521
USAA $1,752

What affects auto insurance rates in Eldora, Iowa?

There are a lot of reasons why auto insurance rates in Eldora, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eldora, Iowa. Many local factors may affect your Eldora auto insurance rates.

Eldora Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eldora, Iowa commute length is 17.5 minutes according to City-Data.

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Compare Eldora, Iowa Auto Insurance Quotes

Before you buy Eldora, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eldora, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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