Best Cheap Auto Insurance in El Portal, FL (2021)

The average El Portal, FL auto insurance rates are $561 per month. The minimum auto insurance in El Portal is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in El Portal, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in El Portal is USAA
  • The average commute length in El Portal is 30.5 minutes
  • The most expensive auto insurance company in El Portal for teen drivers is Allstate

El Portal, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in El Portal can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in El Portal, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in El Portal to other Florida cities, including St. Petersburg auto insurance rates, Tampa auto insurance rates, and Cape Coral auto insurance rates to see how El Portal, Florida auto insurance rates stack up.

Before you buy El Portal, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free El Portal, Florida auto insurance quotes.

Minimum Auto Insurance in El Portal, Florida

El Portal, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in El Portal, Florida.

Minimum Required Auto Insurance Coverage in El Portal, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap El Portal, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in El Portal, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Portal, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $8,312 $7,533 $6,999 $6,884 $25,657 $26,479 $7,647 $7,482
GEICO $3,617 $3,631 $3,379 $3,379 $6,552 $8,229 $3,994 $4,046
Liberty Mutual $5,252 $5,252 $4,800 $4,800 $11,262 $17,426 $5,252 $7,167
Nationwide $4,563 $4,496 $4,041 $4,199 $10,990 $13,549 $5,026 $5,224
Progressive $4,800 $4,543 $4,066 $4,367 $13,427 $14,586 $5,866 $5,582
State Farm $3,130 $3,130 $2,819 $2,819 $8,662 $10,973 $3,486 $3,682
USAA $2,421 $2,391 $2,236 $2,238 $8,259 $9,667 $3,065 $3,342

Cheap El Portal, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in El Portal, Florida is a challenge. Take a look at the annual teen auto insurance rates in El Portal, Florida.

Annual Auto Insurance Rates for Teen Drivers in El Portal, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $25,657 $26,479
GEICO $6,552 $8,229
Liberty Mutual $11,262 $17,426
Nationwide $10,990 $13,549
Progressive $13,427 $14,586
State Farm $8,662 $10,973
USAA $8,259 $9,667

Cheap El Portal, Florida Auto Insurance for Seniors

What are senior auto insurance rates in El Portal, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in El Portal, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $6,999 $6,884
GEICO $3,379 $3,379
Liberty Mutual $4,800 $4,800
Nationwide $4,041 $4,199
Progressive $4,066 $4,367
State Farm $2,819 $2,819
USAA $2,236 $2,238

Cheap El Portal, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in El Portal, Florida compared to the annual auto insurance rates with a clean record in El Portal, Florida.

Annual El Portal, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,533 $12,745 $13,648 $11,571
GEICO $3,167 $4,084 $6,143 $5,020
Liberty Mutual $5,542 $7,175 $10,352 $7,535
Nationwide $5,548 $6,103 $8,227 $6,167
Progressive $5,635 $8,359 $7,040 $7,586
State Farm $4,414 $5,261 $4,838 $4,838
USAA $3,315 $4,063 $5,961 $3,470

Cheap El Portal, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in El Portal, Florida is not easy. Compare the annual rates for DUI auto insurance in El Portal, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in El Portal, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,648
GEICO $6,143
Liberty Mutual $10,352
Nationwide $8,227
Progressive $7,040
State Farm $4,838
USAA $5,961

Cheap El Portal, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how El Portal, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in El Portal, Florida

Insurance Company Poor Fair Good
Allstate $17,383 $10,617 $8,373
GEICO $6,764 $4,043 $3,004
Liberty Mutual $9,899 $7,225 $5,830
Nationwide $8,244 $5,949 $5,341
Progressive $9,355 $6,629 $5,480
State Farm $6,653 $4,328 $3,531
USAA $6,885 $3,322 $2,400

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Cheap El Portal, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect El Portal, Florida auto insurance. Find the cheapest annual El Portal, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in El Portal, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $11,782 $12,467
GEICO $4,581 $4,626
Liberty Mutual $7,399 $7,903
Nationwide $6,511 $6,511
Progressive $7,155 $7,155
State Farm $4,658 $5,017
USAA $4,154 $4,251

Cheap El Portal, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in El Portal, Florida? Check out the comparison of annual El Portal, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Portal, Florida

Insurance Company Low Medium High
Allstate $9,673 $12,684 $14,016
GEICO $3,877 $4,750 $5,184
Liberty Mutual $7,079 $7,852 $8,022
Nationwide $5,187 $6,760 $7,586
Progressive $6,116 $7,304 $8,044
State Farm $4,190 $4,945 $5,377
USAA $3,607 $4,359 $4,640

Best By Category: Cheapest Auto Insurance in El Portal, Florida

Compare the cheapest auto insurance companies in El Portal, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in El Portal, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest El Portal, Florida Auto Insurance Companies

What auto insurance companies in El Portal, Florida are the cheapest? Compare the top El Portal, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in El Portal, Florida

Insurance Company Average Annual Rates
Allstate $12,124
GEICO $4,603
Liberty Mutual $7,651
Nationwide $6,511
Progressive $7,155
State Farm $4,838
USAA $4,202

What affects auto insurance rates in El Portal, Florida?

There are a lot of reasons why auto insurance rates in El Portal, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in El Portal, Florida. Many local factors may affect your El Portal auto insurance rates.

El Portal Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual El Portal, Florida auto theft statistics, there have been 5 auto thefts in the city.

El Portal Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average El Portal, Florida commute length is 30.5 minutes according to City-Data.

Compare El Portal, Florida Auto Insurance Quotes

Before you buy El Portal, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free El Portal, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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