Best Cheap Auto Insurance in El Moro, CO (2021)

The average El Moro, CO auto insurance rates are $320 per month. The minimum auto insurance in El Moro is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in El Moro, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in El Moro for teen drivers is Allstate
  • The cheapest auto insurance company in El Moro is Liberty Mutual
  • The minimum auto insurance required in El Moro, Colorado is 25/50/15

El Moro, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in El Moro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in El Moro, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in El Moro to other Colorado cities, including Westminster auto insurance rates, Lakewood auto insurance rates, and Colorado Springs auto insurance rates to see how El Moro, Colorado auto insurance rates stack up.

Before you buy El Moro, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free El Moro, Colorado auto insurance quotes.

Minimum Auto Insurance in El Moro, Colorado

El Moro, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in El Moro, Colorado.

Minimum Required Auto Insurance Coverage in El Moro, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap El Moro, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in El Moro, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Moro, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,845 $3,662 $3,389 $3,433 $11,710 $12,271 $4,419 $4,506
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,005 $2,982 $2,726 $2,937 $11,174 $11,245 $3,302 $3,345
GEICO $1,918 $2,076 $1,995 $2,230 $5,844 $6,191 $1,760 $1,801
Liberty Mutual $1,935 $1,913 $1,641 $1,798 $5,103 $5,551 $1,949 $1,981
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,333 $2,192 $2,015 $2,016 $7,582 $8,471 $2,630 $2,564
State Farm $1,980 $1,980 $1,770 $1,770 $5,629 $7,129 $2,214 $2,631
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap El Moro, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in El Moro, Colorado is a challenge. Take a look at the annual teen auto insurance rates in El Moro, Colorado.

Annual Auto Insurance Rates for Teen Drivers in El Moro, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,710 $12,271
American Family $5,641 $7,517
Farmers $11,174 $11,245
GEICO $5,844 $6,191
Liberty Mutual $5,103 $5,551
Nationwide $6,687 $8,617
Progressive $7,582 $8,471
State Farm $5,629 $7,129
USAA $5,826 $6,723

Cheap El Moro, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in El Moro, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in El Moro, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,389 $3,433
American Family $2,098 $2,098
Farmers $2,726 $2,937
GEICO $1,995 $2,230
Liberty Mutual $1,641 $1,798
Nationwide $2,380 $2,529
Progressive $2,015 $2,016
State Farm $1,770 $1,770
USAA $2,298 $2,340

Cheap El Moro, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in El Moro, Colorado compared to the annual auto insurance rates with a clean record in El Moro, Colorado.

Annual El Moro, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,169 $5,840 $6,881 $5,728
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,301 $5,519 $5,447 $5,092
GEICO $2,121 $3,271 $3,728 $2,787
Liberty Mutual $2,376 $2,799 $2,931 $2,829
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,238 $4,469 $3,416 $3,778
State Farm $2,892 $3,383 $3,138 $3,138
USAA $2,644 $3,195 $5,527 $2,989

Cheap El Moro, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in El Moro, Colorado is not easy. Compare the annual rates for DUI auto insurance in El Moro, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in El Moro, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,881
American Family $4,659
Farmers $5,447
GEICO $3,728
Liberty Mutual $2,931
Nationwide $5,371
Progressive $3,416
State Farm $3,138
USAA $5,527

Cheap El Moro, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how El Moro, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in El Moro, Colorado

Insurance Company Poor Fair Good
Allstate $7,549 $5,788 $4,376
American Family $4,441 $3,137 $2,627
Farmers $5,922 $4,793 $4,554
GEICO $3,578 $2,977 $2,375
Liberty Mutual $3,926 $2,376 $1,900
Nationwide $4,848 $3,820 $3,334
Progressive $4,252 $3,615 $3,310
State Farm $4,361 $2,799 $2,254
USAA $5,346 $3,014 $2,405

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Cheap El Moro, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in El Moro, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in El Moro, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in El Moro, Colorado

ZIP Code Average Annual Rates
81082 $3,525

Cheap El Moro, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect El Moro, Colorado auto insurance. Find the cheapest annual El Moro, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in El Moro, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,904 $5,904
American Family $3,330 $3,473
Farmers $5,090 $5,090
GEICO $2,911 $3,042
Liberty Mutual $2,734 $2,734
Nationwide $4,001 $4,001
Progressive $3,725 $3,725
State Farm $3,062 $3,213
USAA $3,485 $3,692

Cheap El Moro, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in El Moro, Colorado? Check out the comparison of annual El Moro, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Moro, Colorado

Insurance Company Low Medium High
Allstate $5,625 $5,887 $6,201
American Family $3,255 $3,472 $3,479
Farmers $4,470 $5,017 $5,782
GEICO $2,715 $2,928 $3,287
Liberty Mutual $2,590 $2,723 $2,889
Nationwide $4,052 $4,001 $3,949
Progressive $3,462 $3,735 $3,979
State Farm $2,955 $3,139 $3,319
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in El Moro, Colorado

Compare the cheapest auto insurance companies in El Moro, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in El Moro, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest El Moro, Colorado Auto Insurance Companies

What auto insurance companies in El Moro, Colorado are the cheapest? Compare the top El Moro, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in El Moro, Colorado

Insurance Company Average Annual Rates
Allstate $5,904
American Family $3,402
Farmers $5,090
GEICO $2,977
Liberty Mutual $2,734
Nationwide $4,001
Progressive $3,725
State Farm $3,138
USAA $3,589

What affects auto insurance rates in El Moro, Colorado?

There are a lot of reasons why auto insurance rates in El Moro, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in El Moro, Colorado. Many local factors may affect your El Moro auto insurance rates.

El Moro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average El Moro, Colorado commute length is 14.2 minutes according to City-Data.

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Compare El Moro, Colorado Auto Insurance Quotes

Before you buy El Moro, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free El Moro, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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