Best Cheap Auto Insurance in El Mirage, AZ (2021)

The average El Mirage, AZ auto insurance rates are $364 per month. The minimum auto insurance in El Mirage is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in El Mirage, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in El Mirage for teen drivers is Farmers
  • The minimum auto insurance required in El Mirage, Arizona is 15/30/10
  • The average commute length in El Mirage is 29.0 minutes

El Mirage, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in El Mirage can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in El Mirage, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in El Mirage to other Arizona cities, including Peoria auto insurance rates, Chandler auto insurance rates, and Glendale auto insurance rates to see how El Mirage, Arizona auto insurance rates stack up.

Before you buy El Mirage, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free El Mirage, Arizona auto insurance quotes.

Minimum Auto Insurance in El Mirage, Arizona

El Mirage, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in El Mirage, Arizona.

Minimum Required Auto Insurance Coverage in El Mirage, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap El Mirage, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in El Mirage, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Mirage, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,974 $3,974 $3,865 $3,865 $8,443 $10,886 $4,426 $4,800
American Family $3,214 $3,214 $2,950 $2,950 $8,489 $11,084 $3,214 $3,769
Farmers $3,232 $3,228 $2,873 $3,075 $14,075 $14,569 $3,631 $3,725
GEICO $1,807 $2,016 $1,552 $1,996 $5,158 $5,395 $1,636 $1,590
Nationwide $2,721 $2,769 $2,431 $2,576 $6,768 $8,678 $3,145 $3,402
Progressive $2,288 $1,991 $2,058 $1,950 $9,533 $10,638 $2,454 $2,423
State Farm $3,611 $3,611 $3,210 $3,210 $11,275 $14,200 $3,884 $4,894
Travelers $2,049 $2,156 $1,915 $2,034 $6,094 $7,703 $2,166 $2,276
USAA $1,506 $1,514 $1,404 $1,427 $5,532 $6,423 $1,978 $2,143

Cheap El Mirage, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in El Mirage, Arizona is a challenge. Take a look at the annual teen auto insurance rates in El Mirage, Arizona.

Annual Auto Insurance Rates for Teen Drivers in El Mirage, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,443 $10,886
American Family $8,489 $11,084
Farmers $14,075 $14,569
GEICO $5,158 $5,395
Nationwide $6,768 $8,678
Progressive $9,533 $10,638
State Farm $11,275 $14,200
Travelers $6,094 $7,703
USAA $5,532 $6,423

Cheap El Mirage, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in El Mirage, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in El Mirage, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,865 $3,865
American Family $2,950 $2,950
Farmers $2,873 $3,075
GEICO $1,552 $1,996
Nationwide $2,431 $2,576
Progressive $2,058 $1,950
State Farm $3,210 $3,210
Travelers $1,915 $2,034
USAA $1,404 $1,427

Cheap El Mirage, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in El Mirage, Arizona compared to the annual auto insurance rates with a clean record in El Mirage, Arizona.

Annual El Mirage, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,448 $5,611 $6,332 $5,725
American Family $3,459 $5,297 $6,669 $4,017
Farmers $5,114 $6,605 $6,448 $6,038
GEICO $2,040 $2,776 $3,720 $2,040
Nationwide $3,430 $3,610 $5,362 $3,842
Progressive $3,668 $4,858 $3,872 $4,269
State Farm $5,442 $6,531 $5,987 $5,987
Travelers $2,637 $3,437 $3,839 $3,283
USAA $1,998 $2,853 $3,761 $2,351

Cheap El Mirage, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in El Mirage, Arizona is not easy. Compare the annual rates for DUI auto insurance in El Mirage, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in El Mirage, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,332
American Family $6,669
Farmers $6,448
GEICO $3,720
Nationwide $5,362
Progressive $3,872
State Farm $5,987
Travelers $3,839
USAA $3,761

Cheap El Mirage, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how El Mirage, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in El Mirage, Arizona

Insurance Company Poor Fair Good
Allstate $7,050 $5,036 $4,500
American Family $6,112 $4,550 $3,919
Farmers $6,897 $5,770 $5,486
GEICO $3,639 $2,381 $1,911
Nationwide $4,896 $3,888 $3,400
Progressive $4,645 $4,061 $3,795
State Farm $11,027 $4,265 $2,669
Travelers $4,013 $3,273 $2,611
USAA $3,625 $2,514 $2,084

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Cheap El Mirage, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in El Mirage, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in El Mirage, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in El Mirage, Arizona

ZIP Code Average Annual Rates
85335 $4,336

Cheap El Mirage, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect El Mirage, Arizona auto insurance. Find the cheapest annual El Mirage, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in El Mirage, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,529 $5,529
American Family $4,814 $4,907
Farmers $6,051 $6,051
GEICO $2,598 $2,689
Nationwide $4,061 $4,061
Progressive $4,167 $4,167
State Farm $5,831 $6,143
Travelers $3,299 $3,299
USAA $2,711 $2,771

Cheap El Mirage, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in El Mirage, Arizona? Check out the comparison of annual El Mirage, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Mirage, Arizona

Insurance Company Low Medium High
Allstate $5,111 $5,552 $5,923
American Family $4,685 $5,016 $4,881
Farmers $5,065 $6,119 $6,969
GEICO $2,151 $2,686 $3,095
Nationwide $3,843 $4,112 $4,229
Progressive $3,596 $4,256 $4,649
State Farm $5,334 $6,111 $6,515
Travelers $2,920 $3,356 $3,621
USAA $2,557 $2,772 $2,894

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Best By Category: Cheapest Auto Insurance in El Mirage, Arizona

Compare the cheapest auto insurance companies in El Mirage, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in El Mirage, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest El Mirage, Arizona Auto Insurance Companies

What auto insurance companies in El Mirage, Arizona are the cheapest? Compare the top El Mirage, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in El Mirage, Arizona

Insurance Company Average Annual Rates
Allstate $5,529
American Family $4,861
Farmers $6,051
GEICO $2,644
Nationwide $4,061
Progressive $4,167
State Farm $5,987
Travelers $3,299
USAA $2,741

What affects auto insurance rates in El Mirage, Arizona?

There are a lot of reasons why auto insurance rates in El Mirage, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in El Mirage, Arizona. Many local factors may affect your El Mirage auto insurance rates.

El Mirage Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual El Mirage, Arizona auto theft statistics, there have been 88 auto thefts in the city.

El Mirage Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average El Mirage, Arizona commute length is 29.0 minutes according to City-Data.

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Compare El Mirage, Arizona Auto Insurance Quotes

Before you buy El Mirage, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free El Mirage, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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