Best Cheap Auto Insurance in El Lago, TX (2021)

The average El Lago, TX auto insurance rates are $346 per month. The minimum auto insurance in El Lago is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in El Lago, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in El Lago, Texas is 30/60/25
  • The average commute length in El Lago is 27.6 minutes
  • Average auto insurance rates in El Lago, TX for senior drivers are $2,509 per year

El Lago, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in El Lago can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in El Lago, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in El Lago to other Texas cities, including Corpus Christi auto insurance rates, San Antonio auto insurance rates, and Houston auto insurance rates to see how El Lago, Texas auto insurance rates stack up.

Before you buy El Lago, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free El Lago, Texas auto insurance quotes.

Minimum Auto Insurance in El Lago, Texas

El Lago, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in El Lago, Texas.

Minimum Required Auto Insurance Coverage in El Lago, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap El Lago, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in El Lago, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Lago, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,653 $3,672 $3,602 $3,602 $9,938 $11,970 $4,523 $4,692
American Family $3,294 $3,710 $3,156 $3,658 $9,483 $12,336 $4,888 $5,576
GEICO $2,482 $2,688 $2,405 $2,747 $5,525 $5,701 $2,690 $2,671
Nationwide $2,383 $2,426 $2,104 $2,231 $6,736 $8,665 $2,798 $3,031
Progressive $2,482 $2,371 $2,201 $2,248 $10,219 $11,401 $2,949 $3,003
State Farm $2,236 $2,236 $1,997 $1,997 $5,410 $6,902 $2,435 $2,505
USAA $1,664 $1,667 $1,597 $1,577 $4,732 $5,129 $2,212 $2,355

Cheap El Lago, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in El Lago, Texas is a challenge. Take a look at the annual teen auto insurance rates in El Lago, Texas.

Annual Auto Insurance Rates for Teen Drivers in El Lago, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,938 $11,970
American Family $9,483 $12,336
GEICO $5,525 $5,701
Nationwide $6,736 $8,665
Progressive $10,219 $11,401
State Farm $5,410 $6,902
USAA $4,732 $5,129

Cheap El Lago, Texas Auto Insurance for Seniors

What are senior auto insurance rates in El Lago, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in El Lago, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,602 $3,602
American Family $3,156 $3,658
GEICO $2,405 $2,747
Nationwide $2,104 $2,231
Progressive $2,201 $2,248
State Farm $1,997 $1,997
USAA $1,597 $1,577

Cheap El Lago, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in El Lago, Texas compared to the annual auto insurance rates with a clean record in El Lago, Texas.

Annual El Lago, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,364 $6,897 $7,200 $4,364
American Family $5,227 $6,723 $5,875 $5,227
GEICO $2,853 $3,789 $3,141 $3,672
Nationwide $3,289 $3,289 $4,889 $3,719
Progressive $4,020 $5,182 $4,700 $4,534
State Farm $2,849 $3,277 $3,883 $2,849
USAA $1,944 $2,886 $3,404 $2,233

Cheap El Lago, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in El Lago, Texas is not easy. Compare the annual rates for DUI auto insurance in El Lago, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in El Lago, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,200
American Family $5,875
GEICO $3,141
Nationwide $4,889
Progressive $4,700
State Farm $3,883
USAA $3,404

Cheap El Lago, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how El Lago, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in El Lago, Texas

Insurance Company Poor Fair Good
Allstate $7,244 $5,316 $4,558
American Family $7,792 $5,074 $4,421
GEICO $5,195 $2,938 $1,958
Nationwide $4,556 $3,655 $3,179
Progressive $5,202 $4,480 $4,146
State Farm $4,543 $2,836 $2,264
USAA $3,828 $2,227 $1,795

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Cheap El Lago, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in El Lago, Texas can vary. Compare the annual cost of auto insurance by ZIP code in El Lago, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in El Lago, Texas

ZIP Code Average Annual Rates
77586 $6,176

Cheap El Lago, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect El Lago, Texas auto insurance. Find the cheapest annual El Lago, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in El Lago, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,560 $5,853
American Family $5,763 $5,763
GEICO $3,303 $3,425
Nationwide $3,797 $3,797
Progressive $4,609 $4,609
State Farm $3,215 $3,215
USAA $2,584 $2,650

Cheap El Lago, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in El Lago, Texas? Check out the comparison of annual El Lago, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Lago, Texas

Insurance Company Low Medium High
Allstate $5,583 $5,660 $5,877
American Family $5,299 $5,513 $6,476
GEICO $3,177 $3,323 $3,591
Nationwide $4,086 $3,633 $3,671
Progressive $4,401 $4,589 $4,838
State Farm $3,036 $3,204 $3,404
USAA $2,518 $2,605 $2,727

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Best By Category: Cheapest Auto Insurance in El Lago, Texas

Compare the cheapest auto insurance companies in El Lago, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in El Lago, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest El Lago, Texas Auto Insurance Companies

What auto insurance companies in El Lago, Texas are the cheapest? Compare the top El Lago, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in El Lago, Texas

Insurance Company Average Annual Rates
Allstate $5,706
American Family $5,763
GEICO $3,364
Nationwide $3,797
Progressive $4,609
State Farm $3,215
USAA $2,617

What affects auto insurance rates in El Lago, Texas?

There are a lot of reasons why auto insurance rates in El Lago, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in El Lago, Texas. Many local factors may affect your El Lago auto insurance rates.

El Lago Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average El Lago, Texas commute length is 27.6 minutes according to City-Data.

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Compare El Lago, Texas Auto Insurance Quotes

Before you buy El Lago, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free El Lago, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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