Best Cheap Auto Insurance in El Dorado, KS (2021)

The average El Dorado, KS auto insurance rates are $277 per month. The minimum auto insurance in El Dorado is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in El Dorado, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in El Dorado for teen drivers is Liberty Mutual
  • The average commute length in El Dorado is 17.4 minutes
  • The cheapest auto insurance company in El Dorado is American Family

El Dorado, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in El Dorado can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in El Dorado, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in El Dorado to other Kansas cities, including Kansas City auto insurance rates, Wichita auto insurance rates, and Olathe auto insurance rates to see how El Dorado, Kansas auto insurance rates stack up.

Before you buy El Dorado, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free El Dorado, Kansas auto insurance quotes.

Minimum Auto Insurance in El Dorado, Kansas

El Dorado, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in El Dorado, Kansas.

Minimum Required Auto Insurance Coverage in El Dorado, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap El Dorado, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in El Dorado, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Dorado, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,463 $2,436 $2,197 $2,301 $6,820 $7,044 $2,769 $2,898
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,208 $2,383 $2,122 $2,369 $10,498 $11,722 $2,398 $2,589
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,153 $2,037 $1,735 $1,816 $8,099 $9,115 $2,532 $2,709
State Farm $1,764 $1,764 $1,551 $1,551 $4,770 $6,077 $1,985 $2,241
Travelers $2,030 $2,065 $1,982 $2,006 $8,233 $12,827 $2,079 $2,445
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

Cheap El Dorado, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in El Dorado, Kansas is a challenge. Take a look at the annual teen auto insurance rates in El Dorado, Kansas.

Annual Auto Insurance Rates for Teen Drivers in El Dorado, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,550 $4,288
Farmers $6,820 $7,044
GEICO $4,439 $5,960
Liberty Mutual $10,498 $11,722
Nationwide $3,809 $4,645
Progressive $8,099 $9,115
State Farm $4,770 $6,077
Travelers $8,233 $12,827
USAA $5,068 $5,304

Cheap El Dorado, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in El Dorado, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in El Dorado, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,615 $1,615
Farmers $2,197 $2,301
GEICO $2,443 $2,273
Liberty Mutual $2,122 $2,369
Nationwide $1,591 $1,710
Progressive $1,735 $1,816
State Farm $1,551 $1,551
Travelers $1,982 $2,006
USAA $1,333 $1,341

Cheap El Dorado, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in El Dorado, Kansas compared to the annual auto insurance rates with a clean record in El Dorado, Kansas.

Annual El Dorado, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,268 $2,418 $2,268 $2,268
Farmers $3,044 $3,927 $3,828 $3,666
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,405 $5,156 $5,060 $4,524
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,480 $4,090 $3,644 $3,884
State Farm $2,512 $2,914 $2,713 $2,713
Travelers $3,064 $4,000 $5,519 $4,251
USAA $1,813 $2,453 $3,606 $2,078

Cheap El Dorado, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in El Dorado, Kansas is not easy. Compare the annual rates for DUI auto insurance in El Dorado, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in El Dorado, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,736
American Family $2,268
Farmers $3,828
GEICO $4,922
Liberty Mutual $5,060
Nationwide $3,725
Progressive $3,644
State Farm $2,713
Travelers $5,519
USAA $3,606

Cheap El Dorado, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how El Dorado, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in El Dorado, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $3,014 $2,127 $1,777
Farmers $4,256 $3,393 $3,199
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,536 $4,536 $4,536
Nationwide $2,721 $2,413 $2,248
Progressive $4,317 $3,640 $3,366
State Farm $3,950 $2,361 $1,828
Travelers $4,863 $3,960 $3,803
USAA $3,387 $2,234 $1,841

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Cheap El Dorado, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in El Dorado, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in El Dorado, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in El Dorado, Kansas

ZIP Code Average Annual Rates
67042 $3,511

Cheap El Dorado, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect El Dorado, Kansas auto insurance. Find the cheapest annual El Dorado, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in El Dorado, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,277 $2,335
Farmers $3,616 $3,616
GEICO $3,027 $3,159
Liberty Mutual $4,536 $4,536
Nationwide $2,461 $2,461
Progressive $3,774 $3,774
State Farm $2,645 $2,781
Travelers $4,209 $4,209
USAA $2,415 $2,559

Cheap El Dorado, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in El Dorado, Kansas? Check out the comparison of annual El Dorado, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Dorado, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,318 $2,422 $2,177
Farmers $3,461 $3,597 $3,790
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,425 $4,525 $4,659
Nationwide $2,585 $2,435 $2,362
Progressive $3,546 $3,742 $4,036
State Farm $2,608 $2,721 $2,810
Travelers $3,994 $4,215 $4,417
USAA $2,393 $2,480 $2,589

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Best By Category: Cheapest Auto Insurance in El Dorado, Kansas

Compare the cheapest auto insurance companies in El Dorado, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in El Dorado, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest El Dorado, Kansas Auto Insurance Companies

What auto insurance companies in El Dorado, Kansas are the cheapest? Compare the top El Dorado, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in El Dorado, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,306
Farmers $3,616
GEICO $3,093
Liberty Mutual $4,536
Nationwide $2,461
Progressive $3,774
State Farm $2,713
Travelers $4,209
USAA $2,487

What affects auto insurance rates in El Dorado, Kansas?

There are a lot of reasons why auto insurance rates in El Dorado, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in El Dorado, Kansas. Many local factors may affect your El Dorado auto insurance rates.

El Dorado Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual El Dorado, Kansas auto theft statistics, there have been 46 auto thefts in the city.

El Dorado Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average El Dorado, Kansas commute length is 17.4 minutes according to City-Data.

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Compare El Dorado, Kansas Auto Insurance Quotes

Before you buy El Dorado, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free El Dorado, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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