Best Cheap Auto Insurance in El Cenizo, TX (2021)

The average El Cenizo, TX auto insurance rates are $353 per month. The minimum auto insurance in El Cenizo is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in El Cenizo, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in El Cenizo, TX for senior drivers are $2,591 per year
  • The most expensive auto insurance company in El Cenizo for teen drivers is Progressive
  • The minimum auto insurance required in El Cenizo, Texas is 30/60/25

El Cenizo, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in El Cenizo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in El Cenizo, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in El Cenizo to other Texas cities, including Plano auto insurance rates, El Paso auto insurance rates, and Corpus Christi auto insurance rates to see how El Cenizo, Texas auto insurance rates stack up.

Before you buy El Cenizo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free El Cenizo, Texas auto insurance quotes.

Minimum Auto Insurance in El Cenizo, Texas

El Cenizo, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in El Cenizo, Texas.

Minimum Required Auto Insurance Coverage in El Cenizo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap El Cenizo, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in El Cenizo, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Cenizo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,984 $4,036 $3,936 $3,936 $10,181 $12,351 $4,934 $5,169
American Family $2,706 $3,028 $2,584 $2,973 $7,587 $9,945 $3,965 $4,535
GEICO $2,561 $2,730 $2,401 $2,688 $5,369 $5,565 $2,768 $2,773
Nationwide $3,108 $3,185 $2,725 $2,918 $8,486 $11,058 $3,616 $3,948
Progressive $2,709 $2,624 $2,382 $2,438 $10,650 $11,943 $3,246 $3,337
State Farm $2,251 $2,251 $1,986 $1,986 $5,060 $6,384 $2,425 $2,499
USAA $1,734 $1,755 $1,661 $1,664 $4,731 $5,172 $2,314 $2,498

Cheap El Cenizo, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in El Cenizo, Texas is a challenge. Take a look at the annual teen auto insurance rates in El Cenizo, Texas.

Annual Auto Insurance Rates for Teen Drivers in El Cenizo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,181 $12,351
American Family $7,587 $9,945
GEICO $5,369 $5,565
Nationwide $8,486 $11,058
Progressive $10,650 $11,943
State Farm $5,060 $6,384
USAA $4,731 $5,172

Cheap El Cenizo, Texas Auto Insurance for Seniors

What are senior auto insurance rates in El Cenizo, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in El Cenizo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,936 $3,936
American Family $2,584 $2,973
GEICO $2,401 $2,688
Nationwide $2,725 $2,918
Progressive $2,382 $2,438
State Farm $1,986 $1,986
USAA $1,661 $1,664

Cheap El Cenizo, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in El Cenizo, Texas compared to the annual auto insurance rates with a clean record in El Cenizo, Texas.

Annual El Cenizo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,777 $7,222 $7,487 $4,777
American Family $4,247 $5,417 $4,750 $4,247
GEICO $2,847 $3,689 $3,189 $3,703
Nationwide $4,199 $4,199 $6,346 $4,778
Progressive $4,288 $5,488 $5,035 $4,854
State Farm $2,791 $3,159 $3,680 $2,791
USAA $2,012 $2,968 $3,474 $2,311

Cheap El Cenizo, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in El Cenizo, Texas is not easy. Compare the annual rates for DUI auto insurance in El Cenizo, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in El Cenizo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,487
American Family $4,750
GEICO $3,189
Nationwide $6,346
Progressive $5,035
State Farm $3,680
USAA $3,474

Cheap El Cenizo, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how El Cenizo, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in El Cenizo, Texas

Insurance Company Poor Fair Good
Allstate $7,733 $5,643 $4,822
American Family $6,364 $4,064 $3,569
GEICO $5,184 $2,932 $1,954
Nationwide $5,900 $4,674 $4,067
Progressive $5,594 $4,765 $4,389
State Farm $4,398 $2,737 $2,180
USAA $3,945 $2,286 $1,842

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Cheap El Cenizo, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect El Cenizo, Texas auto insurance. Find the cheapest annual El Cenizo, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in El Cenizo, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,921 $6,211
American Family $4,665 $4,665
GEICO $3,282 $3,431
Nationwide $4,880 $4,880
Progressive $4,916 $4,916
State Farm $3,105 $3,105
USAA $2,656 $2,726

Cheap El Cenizo, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in El Cenizo, Texas? Check out the comparison of annual El Cenizo, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Cenizo, Texas

Insurance Company Low Medium High
Allstate $5,939 $6,018 $6,241
American Family $4,284 $4,454 $5,258
GEICO $3,180 $3,308 $3,583
Nationwide $5,259 $4,657 $4,725
Progressive $4,691 $4,899 $5,158
State Farm $2,938 $3,089 $3,289
USAA $2,584 $2,677 $2,813

Best By Category: Cheapest Auto Insurance in El Cenizo, Texas

Compare the cheapest auto insurance companies in El Cenizo, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in El Cenizo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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The Cheapest El Cenizo, Texas Auto Insurance Companies

What auto insurance companies in El Cenizo, Texas are the cheapest? Compare the top El Cenizo, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in El Cenizo, Texas

Insurance Company Average Annual Rates
Allstate $6,066
American Family $4,665
GEICO $3,357
Nationwide $4,880
Progressive $4,916
State Farm $3,105
USAA $2,691

What affects auto insurance rates in El Cenizo, Texas?

There are a lot of reasons why auto insurance rates in El Cenizo, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in El Cenizo, Texas. Many local factors may affect your El Cenizo auto insurance rates.

El Cenizo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average El Cenizo, Texas commute length is 41.6 minutes according to City-Data.

Compare El Cenizo, Texas Auto Insurance Quotes

Before you buy El Cenizo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free El Cenizo, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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