Best Cheap Auto Insurance in Edwardsville, KS (2021)

The average Edwardsville, KS auto insurance rates are $319 per month. The minimum auto insurance in Edwardsville is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Edwardsville, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Edwardsville is 21.7 minutes
  • The most expensive auto insurance company in Edwardsville for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Edwardsville is USAA

Edwardsville, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Edwardsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edwardsville, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Edwardsville to other Kansas cities, including Lawrence auto insurance rates, Manhattan auto insurance rates, and Lenexa auto insurance rates to see how Edwardsville, Kansas auto insurance rates stack up.

Before you buy Edwardsville, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edwardsville, Kansas auto insurance quotes.

Minimum Auto Insurance in Edwardsville, Kansas

Edwardsville, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edwardsville, Kansas.

Minimum Required Auto Insurance Coverage in Edwardsville, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Edwardsville, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edwardsville, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edwardsville, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,500 $3,376 $3,161 $3,258 $10,495 $11,887 $3,553 $3,652
American Family $1,891 $1,891 $1,710 $1,710 $3,811 $4,612 $1,891 $2,138
Farmers $2,651 $2,630 $2,359 $2,474 $7,707 $7,994 $2,992 $3,132
GEICO $2,338 $2,284 $2,366 $2,202 $4,517 $6,118 $2,796 $1,970
Liberty Mutual $2,510 $2,708 $2,451 $2,739 $12,650 $14,119 $2,698 $2,906
Nationwide $1,903 $1,949 $1,701 $1,823 $4,221 $5,138 $2,255 $2,393
Progressive $2,607 $2,453 $2,111 $2,206 $10,251 $11,551 $3,085 $3,322
State Farm $1,979 $1,979 $1,759 $1,759 $5,673 $7,180 $2,234 $2,547
Travelers $2,446 $2,484 $2,417 $2,439 $10,325 $16,139 $2,513 $2,915
USAA $1,366 $1,378 $1,264 $1,259 $4,963 $5,159 $1,818 $1,874

Cheap Edwardsville, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edwardsville, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Edwardsville, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Edwardsville, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,495 $11,887
American Family $3,811 $4,612
Farmers $7,707 $7,994
GEICO $4,517 $6,118
Liberty Mutual $12,650 $14,119
Nationwide $4,221 $5,138
Progressive $10,251 $11,551
State Farm $5,673 $7,180
Travelers $10,325 $16,139
USAA $4,963 $5,159

Cheap Edwardsville, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Edwardsville, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edwardsville, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,161 $3,258
American Family $1,710 $1,710
Farmers $2,359 $2,474
GEICO $2,366 $2,202
Liberty Mutual $2,451 $2,739
Nationwide $1,701 $1,823
Progressive $2,111 $2,206
State Farm $1,759 $1,759
Travelers $2,417 $2,439
USAA $1,264 $1,259

Cheap Edwardsville, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edwardsville, Kansas compared to the annual auto insurance rates with a clean record in Edwardsville, Kansas.

Annual Edwardsville, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,554 $5,366 $6,338 $5,184
American Family $2,419 $2,569 $2,419 $2,419
Farmers $3,358 $4,344 $4,233 $4,035
GEICO $1,953 $3,171 $4,845 $2,326
Liberty Mutual $3,976 $6,103 $5,985 $5,326
Nationwide $2,032 $2,327 $4,024 $2,309
Progressive $4,317 $5,113 $4,535 $4,827
State Farm $2,886 $3,392 $3,139 $3,139
Travelers $3,754 $4,947 $6,867 $5,271
USAA $1,734 $2,361 $3,454 $1,991

Cheap Edwardsville, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edwardsville, Kansas is not easy. Compare the annual rates for DUI auto insurance in Edwardsville, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Edwardsville, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,338
American Family $2,419
Farmers $4,233
GEICO $4,845
Liberty Mutual $5,985
Nationwide $4,024
Progressive $4,535
State Farm $3,139
Travelers $6,867
USAA $3,454

Cheap Edwardsville, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edwardsville, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edwardsville, Kansas

Insurance Company Poor Fair Good
Allstate $6,641 $5,057 $4,383
American Family $3,214 $2,264 $1,892
Farmers $4,669 $3,761 $3,547
GEICO $4,778 $2,526 $1,918
Liberty Mutual $5,348 $5,348 $5,348
Nationwide $2,946 $2,627 $2,445
Progressive $5,337 $4,540 $4,217
State Farm $4,572 $2,731 $2,114
Travelers $6,003 $4,909 $4,718
USAA $3,238 $2,145 $1,771

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Cheap Edwardsville, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Edwardsville, Kansas auto insurance. Find the cheapest annual Edwardsville, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edwardsville, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,360 $5,360
American Family $2,426 $2,488
Farmers $3,992 $3,992
GEICO $3,011 $3,137
Liberty Mutual $5,348 $5,348
Nationwide $2,673 $2,673
Progressive $4,698 $4,698
State Farm $3,060 $3,217
Travelers $5,210 $5,210
USAA $2,318 $2,452

Cheap Edwardsville, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edwardsville, Kansas? Check out the comparison of annual Edwardsville, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edwardsville, Kansas

Insurance Company Low Medium High
Allstate $5,137 $5,347 $5,597
American Family $2,467 $2,581 $2,324
Farmers $3,806 $3,967 $4,204
GEICO $2,965 $3,070 $3,186
Liberty Mutual $5,197 $5,333 $5,513
Nationwide $2,801 $2,646 $2,571
Progressive $4,385 $4,656 $5,053
State Farm $3,012 $3,148 $3,256
Travelers $4,912 $5,218 $5,499
USAA $2,292 $2,378 $2,484

Best By Category: Cheapest Auto Insurance in Edwardsville, Kansas

Compare the cheapest auto insurance companies in Edwardsville, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edwardsville, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Edwardsville, Kansas Auto Insurance Companies

What auto insurance companies in Edwardsville, Kansas are the cheapest? Compare the top Edwardsville, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edwardsville, Kansas

Insurance Company Average Annual Rates
Allstate $5,360
American Family $2,457
Farmers $3,992
GEICO $3,074
Liberty Mutual $5,348
Nationwide $2,673
Progressive $4,698
State Farm $3,139
Travelers $5,210
USAA $2,385

What affects auto insurance rates in Edwardsville, Kansas?

There are a lot of reasons why auto insurance rates in Edwardsville, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edwardsville, Kansas. Many local factors may affect your Edwardsville auto insurance rates.

Edwardsville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Edwardsville, Kansas auto theft statistics, there have been 12 auto thefts in the city.

Edwardsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edwardsville, Kansas commute length is 21.7 minutes according to City-Data.

Compare Edwardsville, Kansas Auto Insurance Quotes

Before you buy Edwardsville, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edwardsville, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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