Best Cheap Auto Insurance in Edwards, CO (2021)

The average Edwards, CO auto insurance rates are $313 per month. The minimum auto insurance in Edwards is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Edwards, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Edwards, Colorado is 25/50/15
  • The cheapest auto insurance company in Edwards is GEICO
  • The average commute length in Edwards is 22.9 minutes

Edwards, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Edwards can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edwards, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Edwards to other Colorado cities, including Aurora auto insurance rates, Thornton auto insurance rates, and Centennial auto insurance rates to see how Edwards, Colorado auto insurance rates stack up.

Before you buy Edwards, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edwards, Colorado auto insurance quotes.

Minimum Auto Insurance in Edwards, Colorado

Edwards, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edwards, Colorado.

Minimum Required Auto Insurance Coverage in Edwards, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Edwards, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edwards, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edwards, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,636 $2,613 $2,388 $2,564 $9,817 $9,903 $2,914 $2,968
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,836 $1,836 $1,541 $1,689 $5,617 $6,142 $1,870 $1,919
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,334 $2,173 $2,026 $2,015 $8,231 $9,231 $2,643 $2,574
State Farm $1,990 $1,990 $1,780 $1,780 $5,690 $7,197 $2,227 $2,651
USAA $2,379 $2,381 $2,258 $2,264 $6,022 $6,901 $3,066 $3,342

Cheap Edwards, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edwards, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Edwards, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Edwards, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,284 $8,441
Farmers $9,817 $9,903
GEICO $5,105 $5,462
Liberty Mutual $5,617 $6,142
Nationwide $5,843 $7,486
Progressive $8,231 $9,231
State Farm $5,690 $7,197
USAA $6,022 $6,901

Cheap Edwards, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Edwards, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edwards, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,333 $2,333
Farmers $2,388 $2,564
GEICO $1,682 $1,894
Liberty Mutual $1,541 $1,689
Nationwide $2,066 $2,188
Progressive $2,026 $2,015
State Farm $1,780 $1,780
USAA $2,258 $2,264

Cheap Edwards, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edwards, Colorado compared to the annual auto insurance rates with a clean record in Edwards, Colorado.

Annual Edwards, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,801 $3,973 $5,208 $3,178
Farmers $3,778 $4,850 $4,787 $4,487
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,459 $2,872 $2,991 $2,902
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,384 $4,722 $3,571 $3,937
State Farm $2,914 $3,413 $3,163 $3,163
USAA $2,595 $3,171 $5,611 $2,928

Cheap Edwards, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edwards, Colorado is not easy. Compare the annual rates for DUI auto insurance in Edwards, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Edwards, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,345
American Family $5,208
Farmers $4,787
GEICO $3,291
Liberty Mutual $2,991
Nationwide $4,637
Progressive $3,571
State Farm $3,163
USAA $5,611

Cheap Edwards, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edwards, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edwards, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $4,927 $3,507 $2,935
Farmers $5,196 $4,220 $4,010
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,017 $2,451 $1,951
Nationwide $4,201 $3,324 $2,896
Progressive $4,418 $3,792 $3,500
State Farm $4,396 $2,821 $2,272
USAA $5,308 $3,012 $2,409

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Cheap Edwards, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edwards, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Edwards, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edwards, Colorado

ZIP Code Average Annual Rates
81632 $3,463

Cheap Edwards, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Edwards, Colorado auto insurance. Find the cheapest annual Edwards, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edwards, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,709 $3,871
Farmers $4,475 $4,475
GEICO $2,516 $2,616
Liberty Mutual $2,806 $2,806
Nationwide $3,474 $3,474
Progressive $3,903 $3,903
State Farm $3,087 $3,239
USAA $3,475 $3,678

Cheap Edwards, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edwards, Colorado? Check out the comparison of annual Edwards, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edwards, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,623 $3,868 $3,879
Farmers $3,979 $4,418 $5,029
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,685 $2,800 $2,935
Nationwide $3,517 $3,472 $3,432
Progressive $3,667 $3,914 $4,130
State Farm $2,982 $3,164 $3,343
USAA $3,434 $3,576 $3,719

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Best By Category: Cheapest Auto Insurance in Edwards, Colorado

Compare the cheapest auto insurance companies in Edwards, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edwards, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Edwards, Colorado Auto Insurance Companies

What auto insurance companies in Edwards, Colorado are the cheapest? Compare the top Edwards, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edwards, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,790
Farmers $4,475
GEICO $2,566
Liberty Mutual $2,806
Nationwide $3,474
Progressive $3,903
State Farm $3,163
USAA $3,576

What affects auto insurance rates in Edwards, Colorado?

There are a lot of reasons why auto insurance rates in Edwards, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edwards, Colorado. Many local factors may affect your Edwards auto insurance rates.

Edwards Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edwards, Colorado commute length is 22.9 minutes according to City-Data.

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Compare Edwards, Colorado Auto Insurance Quotes

Before you buy Edwards, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edwards, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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