Best Cheap Auto Insurance in Edinburg, PA (2021)

The average Edinburg, PA auto insurance rates are $313 per month. The minimum auto insurance in Edinburg is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Edinburg, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Edinburg is USAA
  • The minimum auto insurance required in Edinburg, Pennsylvania is 15/30/5
  • The most expensive auto insurance company in Edinburg for teen drivers is Travelers

Edinburg, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Edinburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edinburg, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Edinburg to other Pennsylvania cities, including Erie auto insurance rates, Lancaster auto insurance rates, and Allen auto insurance rates to see how Edinburg, Pennsylvania auto insurance rates stack up.

Before you buy Edinburg, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edinburg, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Edinburg, Pennsylvania

Edinburg, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edinburg, Pennsylvania.

Minimum Required Auto Insurance Coverage in Edinburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Edinburg, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edinburg, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edinburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,284 $2,284 $2,096 $2,096 $7,383 $7,383 $2,522 $2,522
GEICO $2,180 $1,885 $2,064 $1,786 $5,379 $4,662 $2,183 $1,888
Liberty Mutual $3,632 $3,632 $3,327 $3,327 $10,622 $10,622 $4,614 $4,614
Nationwide $1,937 $1,937 $1,830 $1,830 $5,400 $5,400 $2,168 $2,168
Progressive $2,551 $2,551 $2,274 $2,274 $8,210 $8,210 $3,246 $3,246
State Farm $1,625 $1,625 $1,433 $1,433 $5,783 $5,783 $1,792 $1,792
Travelers $1,534 $1,534 $1,645 $1,645 $22,281 $22,281 $1,854 $1,854
USAA $1,123 $1,123 $1,016 $1,016 $3,391 $3,391 $1,491 $1,491

Cheap Edinburg, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edinburg, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Edinburg, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Edinburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,383 $7,383
GEICO $5,379 $4,662
Liberty Mutual $10,622 $10,622
Nationwide $5,400 $5,400
Progressive $8,210 $8,210
State Farm $5,783 $5,783
Travelers $22,281 $22,281
USAA $3,391 $3,391

Cheap Edinburg, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Edinburg, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edinburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,096
GEICO $2,064 $1,786
Liberty Mutual $3,327 $3,327
Nationwide $1,830 $1,830
Progressive $2,274 $2,274
State Farm $1,433 $1,433
Travelers $1,645 $1,645
USAA $1,016 $1,016

Cheap Edinburg, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edinburg, Pennsylvania compared to the annual auto insurance rates with a clean record in Edinburg, Pennsylvania.

Annual Edinburg, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $4,019 $3,422 $3,422
GEICO $2,032 $3,446 $2,721 $2,813
Liberty Mutual $5,070 $5,792 $5,666 $5,666
Nationwide $2,038 $2,731 $3,825 $2,741
Progressive $3,690 $5,096 $3,796 $3,699
State Farm $2,434 $2,883 $2,658 $2,658
Travelers $4,867 $6,893 $8,660 $6,893
USAA $1,412 $1,950 $2,081 $1,577

Cheap Edinburg, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edinburg, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Edinburg, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Edinburg, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,422
GEICO $2,721
Liberty Mutual $5,666
Nationwide $3,825
Progressive $3,796
State Farm $2,658
Travelers $8,660
USAA $2,081

Cheap Edinburg, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edinburg, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edinburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,576 $3,398 $2,740
GEICO $4,137 $2,327 $1,796
Liberty Mutual $7,083 $5,078 $4,485
Nationwide $3,329 $2,731 $2,441
Progressive $5,395 $3,783 $3,032
State Farm $3,783 $2,343 $1,849
Travelers $7,427 $6,715 $6,343
USAA $2,196 $1,628 $1,441

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Cheap Edinburg, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edinburg, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Edinburg, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edinburg, Pennsylvania

ZIP Code Average Annual Rates
16116 $4,597

Cheap Edinburg, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Edinburg, Pennsylvania auto insurance. Find the cheapest annual Edinburg, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edinburg, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,503 $3,640
GEICO $2,710 $2,796
Liberty Mutual $5,406 $5,691
Nationwide $2,834 $2,834
Progressive $4,070 $4,070
State Farm $2,580 $2,737
Travelers $6,828 $6,828
USAA $1,705 $1,805

Cheap Edinburg, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edinburg, Pennsylvania? Check out the comparison of annual Edinburg, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edinburg, Pennsylvania

Insurance Company Low Medium High
Allstate $3,421 $3,592 $3,700
GEICO $2,504 $2,776 $2,980
Liberty Mutual $5,265 $5,590 $5,791
Nationwide $2,855 $2,868 $2,778
Progressive $3,715 $4,102 $4,394
State Farm $2,489 $2,693 $2,793
Travelers $6,922 $6,833 $6,730
USAA $1,623 $1,772 $1,870

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Best By Category: Cheapest Auto Insurance in Edinburg, Pennsylvania

Compare the cheapest auto insurance companies in Edinburg, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edinburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Edinburg, Pennsylvania Auto Insurance Companies

What auto insurance companies in Edinburg, Pennsylvania are the cheapest? Compare the top Edinburg, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edinburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,571
GEICO $2,753
Liberty Mutual $5,549
Nationwide $2,834
Progressive $4,070
State Farm $2,658
Travelers $6,828
USAA $1,755

What affects auto insurance rates in Edinburg, Pennsylvania?

There are a lot of reasons why auto insurance rates in Edinburg, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edinburg, Pennsylvania. Many local factors may affect your Edinburg auto insurance rates.

Edinburg Traffic

How does Edinburg, Pennsylvania rank for traffic? According to Inrix Edinburg, Pennsylvania is the 112th most congested worldwide.

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Compare Edinburg, Pennsylvania Auto Insurance Quotes

Before you buy Edinburg, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edinburg, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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