Best Cheap Auto Insurance in Edinburg, IL (2021)

The average Edinburg, IL auto insurance rates are $265 per month. The minimum auto insurance in Edinburg is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Edinburg, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Edinburg for teen drivers is Farmers
  • The average commute length in Edinburg is 27.8 minutes
  • The minimum auto insurance required in Edinburg, Illinois is 25/50/20

Edinburg, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Edinburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edinburg, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Edinburg to other Illinois cities, including Chicago auto insurance rates, Peoria auto insurance rates, and Champaign auto insurance rates to see how Edinburg, Illinois auto insurance rates stack up.

Before you buy Edinburg, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edinburg, Illinois auto insurance quotes.

Minimum Auto Insurance in Edinburg, Illinois

Edinburg, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edinburg, Illinois.

Minimum Required Auto Insurance Coverage in Edinburg, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Edinburg, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edinburg, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edinburg, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,414 $2,418 $2,145 $2,262 $10,125 $10,565 $2,755 $2,891
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,375 $1,484 $1,140 $1,273 $4,461 $4,963 $1,443 $1,530
Nationwide $1,694 $1,726 $1,508 $1,600 $4,571 $5,876 $1,964 $2,129
Progressive $1,998 $1,896 $1,643 $1,716 $7,208 $8,104 $2,393 $2,611
State Farm $1,471 $1,471 $1,306 $1,306 $4,120 $5,232 $1,661 $1,906
Travelers $1,478 $1,559 $1,339 $1,428 $4,163 $5,181 $1,569 $1,653
USAA $1,695 $1,726 $1,574 $1,552 $5,485 $6,055 $2,235 $2,459

Cheap Edinburg, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edinburg, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Edinburg, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Edinburg, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,511 $9,083
Farmers $10,125 $10,565
GEICO $4,847 $5,129
Liberty Mutual $4,461 $4,963
Nationwide $4,571 $5,876
Progressive $7,208 $8,104
State Farm $4,120 $5,232
Travelers $4,163 $5,181
USAA $5,485 $6,055

Cheap Edinburg, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Edinburg, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edinburg, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,146 $2,146
Farmers $2,145 $2,262
GEICO $1,521 $1,797
Liberty Mutual $1,140 $1,273
Nationwide $1,508 $1,600
Progressive $1,643 $1,716
State Farm $1,306 $1,306
Travelers $1,339 $1,428
USAA $1,574 $1,552

Cheap Edinburg, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edinburg, Illinois compared to the annual auto insurance rates with a clean record in Edinburg, Illinois.

Annual Edinburg, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,760 $4,835 $4,714 $4,479
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,843 $2,605 $2,297 $2,090
Nationwide $2,122 $2,746 $3,229 $2,437
Progressive $2,841 $4,211 $3,141 $3,592
State Farm $2,117 $2,501 $2,309 $2,309
Travelers $1,834 $2,396 $2,660 $2,296
USAA $2,029 $2,916 $3,998 $2,447

Cheap Edinburg, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edinburg, Illinois is not easy. Compare the annual rates for DUI auto insurance in Edinburg, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Edinburg, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,926
American Family $5,196
Farmers $4,714
GEICO $3,482
Liberty Mutual $2,297
Nationwide $3,229
Progressive $3,141
State Farm $2,309
Travelers $2,660
USAA $3,998

Cheap Edinburg, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edinburg, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edinburg, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $4,999 $3,383 $2,856
Farmers $5,060 $4,243 $4,038
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,127 $1,947 $1,552
Nationwide $3,142 $2,535 $2,223
Progressive $3,926 $3,332 $3,081
State Farm $3,359 $2,010 $1,558
Travelers $2,806 $2,251 $1,832
USAA $3,795 $2,603 $2,144

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Cheap Edinburg, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edinburg, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Edinburg, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edinburg, Illinois

ZIP Code Average Annual Rates
62531 $3,127

Cheap Edinburg, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Edinburg, Illinois auto insurance. Find the cheapest annual Edinburg, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edinburg, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,697 $3,794
Farmers $4,447 $4,447
GEICO $2,519 $2,617
Liberty Mutual $2,209 $2,209
Nationwide $2,633 $2,633
Progressive $3,446 $3,446
State Farm $2,251 $2,367
Travelers $2,207 $2,385
USAA $2,767 $2,927

Cheap Edinburg, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edinburg, Illinois? Check out the comparison of annual Edinburg, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edinburg, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,633 $3,882 $3,723
Farmers $4,241 $4,346 $4,753
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,096 $2,204 $2,326
Nationwide $2,632 $2,652 $2,616
Progressive $3,211 $3,440 $3,688
State Farm $2,195 $2,313 $2,420
Travelers $2,168 $2,294 $2,427
USAA $2,663 $2,845 $3,035

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Best By Category: Cheapest Auto Insurance in Edinburg, Illinois

Compare the cheapest auto insurance companies in Edinburg, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edinburg, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Edinburg, Illinois Auto Insurance Companies

What auto insurance companies in Edinburg, Illinois are the cheapest? Compare the top Edinburg, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edinburg, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,746
Farmers $4,447
GEICO $2,568
Liberty Mutual $2,209
Nationwide $2,633
Progressive $3,446
State Farm $2,309
Travelers $2,296
USAA $2,847

What affects auto insurance rates in Edinburg, Illinois?

There are a lot of reasons why auto insurance rates in Edinburg, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edinburg, Illinois. Many local factors may affect your Edinburg auto insurance rates.

Edinburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edinburg, Illinois commute length is 27.8 minutes according to City-Data.

Edinburg Traffic

How does Edinburg, Illinois rank for traffic? According to Inrix Edinburg, Illinois is the 112th most congested worldwide.

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Compare Edinburg, Illinois Auto Insurance Quotes

Before you buy Edinburg, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edinburg, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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