Best Cheap Auto Insurance in Edinboro, PA (2021)

The average Edinboro, PA auto insurance rates are $331 per month. The minimum auto insurance in Edinboro is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Edinboro, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Edinboro for teen drivers is Travelers
  • The minimum auto insurance required in Edinboro, Pennsylvania is 15/30/5
  • The cheapest auto insurance company in Edinboro is USAA

Edinboro, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Edinboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edinboro, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Edinboro to other Pennsylvania cities, including Harrisburg auto insurance rates, Scranton auto insurance rates, and Bethlehem auto insurance rates to see how Edinboro, Pennsylvania auto insurance rates stack up.

Before you buy Edinboro, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edinboro, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Edinboro, Pennsylvania

Edinboro, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edinboro, Pennsylvania.

Minimum Required Auto Insurance Coverage in Edinboro, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Edinboro, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edinboro, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edinboro, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,331 $2,331 $2,148 $2,148 $7,758 $7,758 $2,567 $2,567
GEICO $2,315 $2,001 $2,160 $1,868 $5,855 $5,076 $2,343 $2,025
Liberty Mutual $4,145 $4,145 $3,795 $3,795 $12,147 $12,147 $5,268 $5,268
Nationwide $1,877 $1,877 $1,773 $1,773 $5,225 $5,225 $2,100 $2,100
Progressive $2,564 $2,564 $2,288 $2,288 $8,223 $8,223 $3,274 $3,274
State Farm $1,671 $1,671 $1,466 $1,466 $5,811 $5,811 $1,834 $1,834
Travelers $1,649 $1,649 $1,764 $1,764 $23,930 $23,930 $1,998 $1,998
USAA $1,207 $1,207 $1,089 $1,089 $3,626 $3,626 $1,608 $1,608

Cheap Edinboro, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edinboro, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Edinboro, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Edinboro, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,758 $7,758
GEICO $5,855 $5,076
Liberty Mutual $12,147 $12,147
Nationwide $5,225 $5,225
Progressive $8,223 $8,223
State Farm $5,811 $5,811
Travelers $23,930 $23,930
USAA $3,626 $3,626

Cheap Edinboro, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Edinboro, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edinboro, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,148 $2,148
GEICO $2,160 $1,868
Liberty Mutual $3,795 $3,795
Nationwide $1,773 $1,773
Progressive $2,288 $2,288
State Farm $1,466 $1,466
Travelers $1,764 $1,764
USAA $1,089 $1,089

Cheap Edinboro, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edinboro, Pennsylvania compared to the annual auto insurance rates with a clean record in Edinboro, Pennsylvania.

Annual Edinboro, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,543 $4,175 $3,543 $3,543
GEICO $2,167 $3,733 $2,908 $3,013
Liberty Mutual $5,792 $6,615 $6,473 $6,473
Nationwide $1,976 $2,642 $3,700 $2,657
Progressive $3,707 $5,110 $3,815 $3,717
State Farm $2,483 $2,909 $2,696 $2,696
Travelers $5,231 $7,405 $9,301 $7,405
USAA $1,515 $2,090 $2,231 $1,693

Cheap Edinboro, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edinboro, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Edinboro, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Edinboro, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,543
GEICO $2,908
Liberty Mutual $6,473
Nationwide $3,700
Progressive $3,815
State Farm $2,696
Travelers $9,301
USAA $2,231

Cheap Edinboro, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edinboro, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edinboro, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,738 $3,525 $2,840
GEICO $4,445 $2,496 $1,925
Liberty Mutual $8,094 $5,801 $5,121
Nationwide $3,223 $2,644 $2,363
Progressive $5,416 $3,798 $3,048
State Farm $3,833 $2,377 $1,878
Travelers $7,985 $7,211 $6,810
USAA $2,355 $1,747 $1,546

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Cheap Edinboro, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edinboro, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Edinboro, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edinboro, Pennsylvania

ZIP Code Average Annual Rates
16412 $4,807
16444 $4,941

Cheap Edinboro, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Edinboro, Pennsylvania auto insurance. Find the cheapest annual Edinboro, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edinboro, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,627 $3,775
GEICO $2,905 $3,005
Liberty Mutual $6,175 $6,502
Nationwide $2,744 $2,744
Progressive $4,087 $4,087
State Farm $2,617 $2,774
Travelers $7,335 $7,335
USAA $1,829 $1,936

Cheap Edinboro, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edinboro, Pennsylvania? Check out the comparison of annual Edinboro, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edinboro, Pennsylvania

Insurance Company Low Medium High
Allstate $3,538 $3,724 $3,841
GEICO $2,725 $2,980 $3,161
Liberty Mutual $6,061 $6,380 $6,575
Nationwide $2,771 $2,776 $2,684
Progressive $3,738 $4,119 $4,405
State Farm $2,540 $2,724 $2,823
Travelers $7,443 $7,331 $7,231
USAA $1,755 $1,899 $1,994

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Best By Category: Cheapest Auto Insurance in Edinboro, Pennsylvania

Compare the cheapest auto insurance companies in Edinboro, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edinboro, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Edinboro, Pennsylvania Auto Insurance Companies

What auto insurance companies in Edinboro, Pennsylvania are the cheapest? Compare the top Edinboro, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edinboro, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,701
GEICO $2,955
Liberty Mutual $6,339
Nationwide $2,744
Progressive $4,087
State Farm $2,696
Travelers $7,335
USAA $1,882

What affects auto insurance rates in Edinboro, Pennsylvania?

There are a lot of reasons why auto insurance rates in Edinboro, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edinboro, Pennsylvania. Many local factors may affect your Edinboro auto insurance rates.

Edinboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edinboro, Pennsylvania commute length is 19.8 minutes according to City-Data.

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Compare Edinboro, Pennsylvania Auto Insurance Quotes

Before you buy Edinboro, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edinboro, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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