Best Cheap Auto Insurance in Edina, MO (2021)

The average Edina, MO auto insurance rates are $269 per month. The minimum auto insurance in Edina is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Edina, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Edina for teen drivers is Farmers
  • Average auto insurance rates in Edina, MO for senior drivers are $1,838 per year
  • The cheapest auto insurance company in Edina is Nationwide

Edina, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Edina can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edina, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Edina to other Missouri cities, including Kansas City auto insurance rates, St. Joseph auto insurance rates, and St. Charles auto insurance rates to see how Edina, Missouri auto insurance rates stack up.

Before you buy Edina, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edina, Missouri auto insurance quotes.

Minimum Auto Insurance in Edina, Missouri

Edina, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edina, Missouri.

Minimum Required Auto Insurance Coverage in Edina, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Edina, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edina, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edina, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,063 $2,063 $1,833 $1,833 $5,507 $7,187 $2,063 $2,425
Farmers $2,364 $2,362 $2,121 $2,237 $9,281 $9,607 $2,683 $2,815
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,573 $2,790 $2,121 $2,375 $8,641 $9,590 $2,716 $2,903
Nationwide $1,368 $1,406 $1,218 $1,300 $3,384 $4,370 $1,554 $1,691
Progressive $2,209 $2,095 $1,804 $1,851 $6,635 $7,492 $2,706 $2,792
State Farm $1,856 $1,856 $1,618 $1,618 $4,784 $6,110 $2,073 $2,332
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

Cheap Edina, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edina, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Edina, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Edina, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,507 $7,187
Farmers $9,281 $9,607
GEICO $5,572 $5,914
Liberty Mutual $8,641 $9,590
Nationwide $3,384 $4,370
Progressive $6,635 $7,492
State Farm $4,784 $6,110
USAA $4,426 $5,428

Cheap Edina, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Edina, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edina, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,833 $1,833
Farmers $2,121 $2,237
GEICO $1,484 $1,834
Liberty Mutual $2,121 $2,375
Nationwide $1,218 $1,300
Progressive $1,804 $1,851
State Farm $1,618 $1,618
USAA $1,378 $1,418

Cheap Edina, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edina, Missouri compared to the annual auto insurance rates with a clean record in Edina, Missouri.

Annual Edina, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,372 $3,377 $4,053 $2,685
Farmers $3,665 $4,474 $4,383 $4,214
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,069 $4,387 $4,534 $4,865
Nationwide $1,628 $2,052 $2,696 $1,769
Progressive $3,042 $3,931 $3,326 $3,493
State Farm $2,596 $2,966 $2,781 $2,781
USAA $2,027 $2,420 $3,284 $2,197

Cheap Edina, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edina, Missouri is not easy. Compare the annual rates for DUI auto insurance in Edina, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Edina, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $4,053
Farmers $4,383
GEICO $3,697
Liberty Mutual $4,534
Nationwide $2,696
Progressive $3,326
State Farm $2,781
USAA $3,284

Cheap Edina, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edina, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edina, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,084 $2,867 $2,414
Farmers $4,792 $3,976 $3,784
GEICO $3,875 $2,525 $2,020
Liberty Mutual $6,051 $3,685 $2,905
Nationwide $2,409 $1,977 $1,723
Progressive $4,007 $3,298 $3,039
State Farm $3,630 $2,539 $2,173
USAA $4,157 $1,919 $1,371

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Cheap Edina, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edina, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Edina, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edina, Missouri

ZIP Code Average Annual Rates
63537 $2,664

Cheap Edina, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Edina, Missouri auto insurance. Find the cheapest annual Edina, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edina, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,090 $3,153
Farmers $4,184 $4,184
GEICO $2,747 $2,866
Liberty Mutual $4,214 $4,214
Nationwide $2,036 $2,036
Progressive $3,448 $3,448
State Farm $2,713 $2,849
USAA $2,390 $2,574

Cheap Edina, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edina, Missouri? Check out the comparison of annual Edina, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edina, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,038 $3,221 $3,106
Farmers $3,941 $4,148 $4,463
GEICO $2,652 $2,822 $2,946
Liberty Mutual $3,994 $4,234 $4,413
Nationwide $1,922 $2,053 $2,134
Progressive $3,161 $3,455 $3,728
State Farm $2,647 $2,788 $2,907
USAA $2,385 $2,474 $2,587

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Best By Category: Cheapest Auto Insurance in Edina, Missouri

Compare the cheapest auto insurance companies in Edina, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edina, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation Nationwide

The Cheapest Edina, Missouri Auto Insurance Companies

What auto insurance companies in Edina, Missouri are the cheapest? Compare the top Edina, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edina, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,122
Farmers $4,184
GEICO $2,806
Liberty Mutual $4,214
Nationwide $2,036
Progressive $3,448
State Farm $2,781
USAA $2,482

What affects auto insurance rates in Edina, Missouri?

There are a lot of reasons why auto insurance rates in Edina, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edina, Missouri. Many local factors may affect your Edina auto insurance rates.

Edina Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edina, Missouri commute length is 19.6 minutes according to City-Data.

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Compare Edina, Missouri Auto Insurance Quotes

Before you buy Edina, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edina, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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