Best Cheap Auto Insurance in Edgewood, KY (2021)

The average Edgewood, KY auto insurance rates are $313 per month. The minimum auto insurance in Edgewood is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Edgewood, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Edgewood is 22.4 minutes
  • Average auto insurance rates in Edgewood, KY for senior drivers are $2,046 per year
  • The most expensive auto insurance company in Edgewood for teen drivers is Travelers

Edgewood, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Edgewood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edgewood, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Edgewood to other Kentucky cities, including Hopkinsville auto insurance rates, Elizabeth auto insurance rates, and George auto insurance rates to see how Edgewood, Kentucky auto insurance rates stack up.

Before you buy Edgewood, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edgewood, Kentucky auto insurance quotes.

Minimum Auto Insurance in Edgewood, Kentucky

Edgewood, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edgewood, Kentucky.

Minimum Required Auto Insurance Coverage in Edgewood, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Edgewood, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edgewood, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edgewood, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,933 $2,893 $2,660 $2,836 $11,111 $12,503 $3,226 $3,399
GEICO $2,868 $2,651 $3,011 $2,727 $6,090 $7,177 $2,334 $2,004
Liberty Mutual $2,410 $2,601 $2,021 $2,254 $10,887 $12,066 $2,535 $2,658
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,802 $1,706 $1,628 $1,631 $8,992 $10,150 $2,229 $2,270
State Farm $1,515 $1,515 $1,361 $1,361 $4,546 $5,781 $1,693 $1,877
Travelers $1,962 $1,994 $1,937 $1,937 $9,422 $15,043 $2,057 $2,354
USAA $1,636 $1,628 $1,487 $1,498 $4,456 $4,673 $2,050 $2,229

Cheap Edgewood, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edgewood, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Edgewood, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Edgewood, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,111 $12,503
GEICO $6,090 $7,177
Liberty Mutual $10,887 $12,066
Nationwide $5,248 $6,510
Progressive $8,992 $10,150
State Farm $4,546 $5,781
Travelers $9,422 $15,043
USAA $4,456 $4,673

Cheap Edgewood, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Edgewood, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edgewood, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,660 $2,836
GEICO $3,011 $2,727
Liberty Mutual $2,021 $2,254
Nationwide $2,153 $2,240
Progressive $1,628 $1,631
State Farm $1,361 $1,361
Travelers $1,937 $1,937
USAA $1,487 $1,498

Cheap Edgewood, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edgewood, Kentucky compared to the annual auto insurance rates with a clean record in Edgewood, Kentucky.

Annual Edgewood, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,290 $5,621 $6,015 $4,854
GEICO $2,157 $3,826 $5,805 $2,643
Liberty Mutual $3,899 $6,006 $4,670 $4,141
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,146 $4,662 $3,584 $3,812
State Farm $2,243 $2,669 $2,456 $2,456
Travelers $4,000 $4,113 $5,951 $4,288
USAA $1,853 $2,612 $3,130 $2,233

Cheap Edgewood, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edgewood, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Edgewood, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Edgewood, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,015
GEICO $5,805
Liberty Mutual $4,670
Nationwide $4,227
Progressive $3,584
State Farm $2,456
Travelers $5,951
USAA $3,130

Cheap Edgewood, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edgewood, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edgewood, Kentucky

Insurance Company Poor Fair Good
Allstate $6,858 $4,760 $3,967
GEICO $5,933 $2,962 $1,929
Liberty Mutual $6,658 $4,125 $3,254
Nationwide $3,971 $3,159 $2,757
Progressive $4,220 $3,711 $3,472
State Farm $3,551 $2,144 $1,673
Travelers $5,109 $4,336 $4,320
USAA $3,632 $2,057 $1,683

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Cheap Edgewood, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edgewood, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Edgewood, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edgewood, Kentucky

ZIP Code Average Annual Rates
41018 $3,392

Cheap Edgewood, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Edgewood, Kentucky auto insurance. Find the cheapest annual Edgewood, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edgewood, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,195 $5,195
GEICO $3,574 $3,642
Liberty Mutual $4,679 $4,679
Nationwide $3,295 $3,295
Progressive $3,801 $3,801
State Farm $2,393 $2,519
Travelers $4,588 $4,588
USAA $2,367 $2,547

Cheap Edgewood, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edgewood, Kentucky? Check out the comparison of annual Edgewood, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edgewood, Kentucky

Insurance Company Low Medium High
Allstate $4,838 $5,175 $5,572
GEICO $3,361 $3,598 $3,865
Liberty Mutual $4,497 $4,657 $4,883
Nationwide $3,289 $3,267 $3,330
Progressive $3,499 $3,765 $4,139
State Farm $2,283 $2,456 $2,630
Travelers $4,360 $4,614 $4,791
USAA $2,333 $2,451 $2,587

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Best By Category: Cheapest Auto Insurance in Edgewood, Kentucky

Compare the cheapest auto insurance companies in Edgewood, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edgewood, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Edgewood, Kentucky Auto Insurance Companies

What auto insurance companies in Edgewood, Kentucky are the cheapest? Compare the top Edgewood, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edgewood, Kentucky

Insurance Company Average Annual Rates
Allstate $5,195
GEICO $3,608
Liberty Mutual $4,679
Nationwide $3,295
Progressive $3,801
State Farm $2,456
Travelers $4,588
USAA $2,457

What affects auto insurance rates in Edgewood, Kentucky?

There are a lot of reasons why auto insurance rates in Edgewood, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edgewood, Kentucky. Many local factors may affect your Edgewood auto insurance rates.

Edgewood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edgewood, Kentucky commute length is 22.4 minutes according to City-Data.

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Compare Edgewood, Kentucky Auto Insurance Quotes

Before you buy Edgewood, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edgewood, Kentucky auto insurance quotes.

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