Best Cheap Auto Insurance in Edgewater, FL (2021)

The average Edgewater, FL auto insurance rates are $331 per month. The minimum auto insurance in Edgewater is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Edgewater, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Edgewater is 26.6 minutes
  • The most expensive auto insurance company in Edgewater for teen drivers is Allstate
  • Average auto insurance rates in Edgewater, FL for senior drivers are $2,406 per year

Edgewater, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Edgewater can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edgewater, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Edgewater to other Florida cities, including St. Petersburg auto insurance rates, Jacksonville auto insurance rates, and Miami auto insurance rates to see how Edgewater, Florida auto insurance rates stack up.

Before you buy Edgewater, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edgewater, Florida auto insurance quotes.

Minimum Auto Insurance in Edgewater, Florida

Edgewater, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edgewater, Florida.

Minimum Required Auto Insurance Coverage in Edgewater, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Edgewater, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edgewater, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edgewater, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,917 $3,784 $3,435 $3,509 $13,809 $15,126 $3,956 $4,036
GEICO $2,563 $2,577 $2,397 $2,397 $4,544 $5,703 $2,823 $2,870
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,447 $2,417 $2,190 $2,264 $5,823 $7,167 $2,690 $2,799
Progressive $3,204 $3,024 $2,763 $2,949 $8,890 $9,662 $3,842 $3,657
State Farm $1,726 $1,726 $1,569 $1,569 $4,986 $6,357 $1,914 $2,050
USAA $1,411 $1,386 $1,319 $1,307 $4,823 $5,602 $1,760 $1,899

Cheap Edgewater, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edgewater, Florida is a challenge. Take a look at the annual teen auto insurance rates in Edgewater, Florida.

Annual Auto Insurance Rates for Teen Drivers in Edgewater, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,809 $15,126
GEICO $4,544 $5,703
Liberty Mutual $6,868 $10,554
Nationwide $5,823 $7,167
Progressive $8,890 $9,662
State Farm $4,986 $6,357
USAA $4,823 $5,602

Cheap Edgewater, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Edgewater, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edgewater, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,435 $3,509
GEICO $2,397 $2,397
Liberty Mutual $3,006 $3,006
Nationwide $2,190 $2,264
Progressive $2,763 $2,949
State Farm $1,569 $1,569
USAA $1,319 $1,307

Cheap Edgewater, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edgewater, Florida compared to the annual auto insurance rates with a clean record in Edgewater, Florida.

Annual Edgewater, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,551 $6,642 $7,419 $6,174
GEICO $2,270 $2,885 $4,268 $3,514
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $2,975 $3,258 $4,367 $3,298
Progressive $3,766 $5,531 $4,673 $5,025
State Farm $2,505 $2,969 $2,737 $2,737
USAA $1,908 $2,356 $3,487 $2,001

Cheap Edgewater, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edgewater, Florida is not easy. Compare the annual rates for DUI auto insurance in Edgewater, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Edgewater, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,419
GEICO $4,268
Liberty Mutual $6,389
Nationwide $4,367
Progressive $4,673
State Farm $2,737
USAA $3,487

Cheap Edgewater, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edgewater, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edgewater, Florida

Insurance Company Poor Fair Good
Allstate $8,982 $5,708 $4,649
GEICO $4,685 $2,858 $2,160
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,338 $3,194 $2,892
Progressive $6,207 $4,387 $3,653
State Farm $3,731 $2,458 $2,022
USAA $3,955 $1,944 $1,416

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Cheap Edgewater, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edgewater, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Edgewater, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edgewater, Florida

ZIP Code Average Annual Rates
32132 $3,043
32141 $3,085

Cheap Edgewater, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Edgewater, Florida auto insurance. Find the cheapest annual Edgewater, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edgewater, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,262 $6,631
GEICO $3,218 $3,250
Liberty Mutual $4,560 $4,861
Nationwide $3,475 $3,475
Progressive $4,749 $4,749
State Farm $2,645 $2,830
USAA $2,411 $2,466

Cheap Edgewater, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edgewater, Florida? Check out the comparison of annual Edgewater, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edgewater, Florida

Insurance Company Low Medium High
Allstate $4,934 $6,790 $7,616
GEICO $2,644 $3,345 $3,713
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,745 $3,612 $4,067
Progressive $3,955 $4,862 $5,430
State Farm $2,330 $2,804 $3,078
USAA $2,103 $2,526 $2,686

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Best By Category: Cheapest Auto Insurance in Edgewater, Florida

Compare the cheapest auto insurance companies in Edgewater, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edgewater, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Edgewater, Florida Auto Insurance Companies

What auto insurance companies in Edgewater, Florida are the cheapest? Compare the top Edgewater, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edgewater, Florida

Insurance Company Average Annual Rates
Allstate $6,447
GEICO $3,234
Liberty Mutual $4,711
Nationwide $3,475
Progressive $4,749
State Farm $2,737
USAA $2,438

What affects auto insurance rates in Edgewater, Florida?

There are a lot of reasons why auto insurance rates in Edgewater, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edgewater, Florida. Many local factors may affect your Edgewater auto insurance rates.

Edgewater Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Edgewater, Florida auto theft statistics, there have been 39 auto thefts in the city.

Edgewater Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edgewater, Florida commute length is 26.6 minutes according to City-Data.

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Compare Edgewater, Florida Auto Insurance Quotes

Before you buy Edgewater, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edgewater, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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