Best Cheap Auto Insurance in Edgewater, CO (2021)

The average Edgewater, CO auto insurance rates are $368 per month. The minimum auto insurance in Edgewater is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Edgewater, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Edgewater for teen drivers is Farmers
  • Average auto insurance rates in Edgewater, CO for senior drivers are $2,573 per year
  • The average commute length in Edgewater is 22.7 minutes

Edgewater, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Edgewater can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edgewater, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Edgewater to other Colorado cities, including Arvada auto insurance rates, Denver auto insurance rates, and Aurora auto insurance rates to see how Edgewater, Colorado auto insurance rates stack up.

Before you buy Edgewater, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edgewater, Colorado auto insurance quotes.

Minimum Auto Insurance in Edgewater, Colorado

Edgewater, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edgewater, Colorado.

Minimum Required Auto Insurance Coverage in Edgewater, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Edgewater, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edgewater, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edgewater, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,661 $3,415 $3,305 $3,337 $13,146 $13,835 $4,013 $4,019
American Family $2,924 $2,924 $2,638 $2,638 $7,106 $9,559 $2,924 $3,580
Farmers $3,567 $3,538 $3,218 $3,483 $14,200 $14,365 $3,922 $3,944
GEICO $2,160 $2,383 $2,369 $2,750 $6,965 $7,304 $1,961 $1,957
Liberty Mutual $2,000 $1,925 $1,714 $1,894 $6,484 $7,060 $2,014 $2,002
Nationwide $2,961 $3,010 $2,648 $2,794 $7,657 $9,779 $3,424 $3,695
Progressive $2,694 $2,512 $2,375 $2,359 $9,542 $10,652 $3,030 $2,936
State Farm $2,470 $2,470 $2,249 $2,249 $7,424 $9,368 $2,776 $3,289
USAA $2,241 $2,219 $2,156 $2,138 $5,826 $6,644 $2,877 $3,102

Cheap Edgewater, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edgewater, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Edgewater, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Edgewater, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,146 $13,835
American Family $7,106 $9,559
Farmers $14,200 $14,365
GEICO $6,965 $7,304
Liberty Mutual $6,484 $7,060
Nationwide $7,657 $9,779
Progressive $9,542 $10,652
State Farm $7,424 $9,368
USAA $5,826 $6,644

Cheap Edgewater, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Edgewater, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edgewater, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,305 $3,337
American Family $2,638 $2,638
Farmers $3,218 $3,483
GEICO $2,369 $2,750
Liberty Mutual $1,714 $1,894
Nationwide $2,648 $2,794
Progressive $2,375 $2,359
State Farm $2,249 $2,249
USAA $2,156 $2,138

Cheap Edgewater, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edgewater, Colorado compared to the annual auto insurance rates with a clean record in Edgewater, Colorado.

Annual Edgewater, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,167 $5,973 $7,345 $5,879
American Family $3,175 $4,474 $5,897 $3,601
Farmers $5,300 $6,834 $6,736 $6,248
GEICO $2,416 $3,831 $4,542 $3,136
Liberty Mutual $2,759 $3,228 $3,322 $3,236
Nationwide $3,456 $4,726 $5,998 $3,804
Progressive $3,889 $5,522 $4,106 $4,533
State Farm $3,690 $4,383 $4,037 $4,037
USAA $2,468 $3,034 $5,318 $2,781

Cheap Edgewater, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edgewater, Colorado is not easy. Compare the annual rates for DUI auto insurance in Edgewater, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Edgewater, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,345
American Family $5,897
Farmers $6,736
GEICO $4,542
Liberty Mutual $3,322
Nationwide $5,998
Progressive $4,106
State Farm $4,037
USAA $5,318

Cheap Edgewater, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edgewater, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edgewater, Colorado

Insurance Company Poor Fair Good
Allstate $7,768 $5,993 $4,513
American Family $5,564 $3,967 $3,329
Farmers $7,262 $5,937 $5,640
GEICO $4,190 $3,481 $2,773
Liberty Mutual $4,465 $2,757 $2,187
Nationwide $5,436 $4,308 $3,744
Progressive $5,123 $4,385 $4,030
State Farm $5,603 $3,603 $2,905
USAA $5,006 $2,880 $2,316

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Cheap Edgewater, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edgewater, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Edgewater, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edgewater, Colorado

ZIP Code Average Annual Rates
80214 $4,088

Cheap Edgewater, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Edgewater, Colorado auto insurance. Find the cheapest annual Edgewater, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edgewater, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,091 $6,091
American Family $4,194 $4,380
Farmers $6,280 $6,280
GEICO $3,411 $3,551
Liberty Mutual $3,136 $3,136
Nationwide $4,496 $4,496
Progressive $4,512 $4,512
State Farm $3,935 $4,139
USAA $3,304 $3,497

Cheap Edgewater, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edgewater, Colorado? Check out the comparison of annual Edgewater, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edgewater, Colorado

Insurance Company Low Medium High
Allstate $5,742 $6,071 $6,461
American Family $4,061 $4,374 $4,426
Farmers $5,432 $6,179 $7,228
GEICO $3,014 $3,395 $4,035
Liberty Mutual $2,927 $3,124 $3,358
Nationwide $4,491 $4,500 $4,497
Progressive $4,108 $4,529 $4,901
State Farm $3,720 $4,041 $4,349
USAA $3,227 $3,401 $3,573

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Best By Category: Cheapest Auto Insurance in Edgewater, Colorado

Compare the cheapest auto insurance companies in Edgewater, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edgewater, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Edgewater, Colorado Auto Insurance Companies

What auto insurance companies in Edgewater, Colorado are the cheapest? Compare the top Edgewater, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edgewater, Colorado

Insurance Company Average Annual Rates
Allstate $6,091
American Family $4,287
Farmers $6,280
GEICO $3,481
Liberty Mutual $3,136
Nationwide $4,496
Progressive $4,512
State Farm $4,037
USAA $3,400

What affects auto insurance rates in Edgewater, Colorado?

There are a lot of reasons why auto insurance rates in Edgewater, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edgewater, Colorado. Many local factors may affect your Edgewater auto insurance rates.

Edgewater Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edgewater, Colorado commute length is 22.7 minutes according to City-Data.

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Compare Edgewater, Colorado Auto Insurance Quotes

Before you buy Edgewater, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edgewater, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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