Best Cheap Auto Insurance in Edgerton, MO (2021)

The average Edgerton, MO auto insurance rates are $278 per month. The minimum auto insurance in Edgerton is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Edgerton, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Edgerton, Missouri is 25/50/25
  • Average auto insurance rates in Edgerton, MO for senior drivers are $1,864 per year
  • The average commute length in Edgerton is 42.6 minutes

Edgerton, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Edgerton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edgerton, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Edgerton to other Missouri cities, including Columbia auto insurance rates, St. Charles auto insurance rates, and Lee’s Summit auto insurance rates to see how Edgerton, Missouri auto insurance rates stack up.

Before you buy Edgerton, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edgerton, Missouri auto insurance quotes.

Minimum Auto Insurance in Edgerton, Missouri

Edgerton, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edgerton, Missouri.

Minimum Required Auto Insurance Coverage in Edgerton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Edgerton, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edgerton, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edgerton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,064 $2,064 $1,840 $1,840 $5,720 $7,421 $2,064 $2,408
Farmers $2,427 $2,416 $2,170 $2,295 $9,881 $10,214 $2,770 $2,900
GEICO $1,951 $2,175 $1,513 $1,914 $5,992 $6,352 $1,804 $1,824
Liberty Mutual $2,783 $3,016 $2,292 $2,569 $9,677 $10,743 $2,932 $3,127
Nationwide $1,471 $1,502 $1,318 $1,395 $3,738 $4,782 $1,679 $1,815
Progressive $2,124 $1,970 $1,741 $1,787 $7,071 $7,944 $2,591 $2,679
State Farm $1,679 $1,679 $1,508 $1,508 $4,876 $6,140 $1,889 $2,155
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

Cheap Edgerton, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edgerton, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Edgerton, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Edgerton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,720 $7,421
Farmers $9,881 $10,214
GEICO $5,992 $6,352
Liberty Mutual $9,677 $10,743
Nationwide $3,738 $4,782
Progressive $7,071 $7,944
State Farm $4,876 $6,140
USAA $4,422 $5,416

Cheap Edgerton, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Edgerton, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edgerton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,840 $1,840
Farmers $2,170 $2,295
GEICO $1,513 $1,914
Liberty Mutual $2,292 $2,569
Nationwide $1,318 $1,395
Progressive $1,741 $1,787
State Farm $1,508 $1,508
USAA $1,356 $1,392

Cheap Edgerton, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edgerton, Missouri compared to the annual auto insurance rates with a clean record in Edgerton, Missouri.

Annual Edgerton, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,357 $3,439 $4,212 $2,702
Farmers $3,799 $4,711 $4,607 $4,419
GEICO $2,313 $2,974 $3,972 $2,502
Liberty Mutual $3,370 $4,843 $4,990 $5,367
Nationwide $1,742 $2,231 $2,973 $1,905
Progressive $3,010 $4,060 $3,345 $3,539
State Farm $2,460 $2,899 $2,679 $2,679
USAA $1,998 $2,393 $3,276 $2,169

Cheap Edgerton, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edgerton, Missouri is not easy. Compare the annual rates for DUI auto insurance in Edgerton, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Edgerton, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,875
American Family $4,212
Farmers $4,607
GEICO $3,972
Liberty Mutual $4,990
Nationwide $2,973
Progressive $3,345
State Farm $2,679
USAA $3,276

Cheap Edgerton, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edgerton, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edgerton, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,148 $2,923 $2,462
Farmers $5,009 $4,174 $3,970
GEICO $4,061 $2,645 $2,116
Liberty Mutual $6,660 $4,067 $3,200
Nationwide $2,611 $2,155 $1,872
Progressive $4,029 $3,346 $3,090
State Farm $3,686 $2,393 $1,959
USAA $4,127 $1,897 $1,352

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Cheap Edgerton, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edgerton, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Edgerton, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edgerton, Missouri

ZIP Code Average Annual Rates
64444 $2,747

Cheap Edgerton, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Edgerton, Missouri auto insurance. Find the cheapest annual Edgerton, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edgerton, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,146 $3,209
Farmers $4,384 $4,384
GEICO $2,884 $2,997
Liberty Mutual $4,642 $4,642
Nationwide $2,213 $2,213
Progressive $3,488 $3,488
State Farm $2,614 $2,745
USAA $2,369 $2,548

Cheap Edgerton, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edgerton, Missouri? Check out the comparison of annual Edgerton, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edgerton, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,077 $3,278 $3,178
Farmers $4,126 $4,347 $4,680
GEICO $2,764 $2,961 $3,097
Liberty Mutual $4,383 $4,666 $4,878
Nationwide $2,081 $2,231 $2,326
Progressive $3,171 $3,498 $3,796
State Farm $2,503 $2,688 $2,847
USAA $2,371 $2,452 $2,554

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Best By Category: Cheapest Auto Insurance in Edgerton, Missouri

Compare the cheapest auto insurance companies in Edgerton, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edgerton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Edgerton, Missouri Auto Insurance Companies

What auto insurance companies in Edgerton, Missouri are the cheapest? Compare the top Edgerton, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edgerton, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,178
Farmers $4,384
GEICO $2,941
Liberty Mutual $4,642
Nationwide $2,213
Progressive $3,488
State Farm $2,679
USAA $2,459

What affects auto insurance rates in Edgerton, Missouri?

There are a lot of reasons why auto insurance rates in Edgerton, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edgerton, Missouri. Many local factors may affect your Edgerton auto insurance rates.

Edgerton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edgerton, Missouri commute length is 42.6 minutes according to City-Data.

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Compare Edgerton, Missouri Auto Insurance Quotes

Before you buy Edgerton, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edgerton, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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