Best Cheap Auto Insurance in Eddyville, KY (2021)

The average Eddyville, KY auto insurance rates are $348 per month. The minimum auto insurance in Eddyville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Eddyville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Eddyville is 18.8 minutes
  • The most expensive auto insurance company in Eddyville for teen drivers is Travelers
  • The minimum auto insurance required in Eddyville, Kentucky is 25/50/25

Eddyville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Eddyville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eddyville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Eddyville to other Kentucky cities, including George auto insurance rates, Independence auto insurance rates, and Nicholasville auto insurance rates to see how Eddyville, Kentucky auto insurance rates stack up.

Before you buy Eddyville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eddyville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Eddyville, Kentucky

Eddyville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eddyville, Kentucky.

Minimum Required Auto Insurance Coverage in Eddyville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Eddyville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eddyville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eddyville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,265 $3,262 $2,916 $3,116 $11,399 $12,805 $3,695 $3,939
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,515 $2,729 $2,142 $2,392 $9,722 $10,754 $2,642 $2,768
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,096 $2,016 $1,861 $1,882 $9,675 $10,940 $2,602 $2,676
State Farm $2,143 $2,143 $1,914 $1,914 $6,575 $8,291 $2,394 $2,708
Travelers $2,266 $2,308 $2,221 $2,227 $10,809 $17,344 $2,366 $2,742
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

Cheap Eddyville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eddyville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Eddyville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Eddyville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,399 $12,805
GEICO $6,168 $7,329
Liberty Mutual $9,722 $10,754
Nationwide $6,037 $7,550
Progressive $9,675 $10,940
State Farm $6,575 $8,291
Travelers $10,809 $17,344
USAA $4,780 $5,058

Cheap Eddyville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Eddyville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eddyville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,916 $3,116
GEICO $3,218 $2,914
Liberty Mutual $2,142 $2,392
Nationwide $2,519 $2,640
Progressive $1,861 $1,882
State Farm $1,914 $1,914
Travelers $2,221 $2,227
USAA $1,650 $1,692

Cheap Eddyville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eddyville, Kentucky compared to the annual auto insurance rates with a clean record in Eddyville, Kentucky.

Annual Eddyville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,667 $5,998 $6,325 $5,209
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,734 $5,697 $4,444 $3,957
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,496 $5,135 $3,989 $4,254
State Farm $3,198 $3,822 $3,510 $3,510
Travelers $4,610 $4,743 $6,845 $4,943
USAA $2,052 $2,905 $3,456 $2,468

Cheap Eddyville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eddyville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Eddyville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Eddyville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,325
GEICO $6,130
Liberty Mutual $4,444
Nationwide $4,997
Progressive $3,989
State Farm $3,510
Travelers $6,845
USAA $3,456

Cheap Eddyville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eddyville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eddyville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,346 $5,062 $4,241
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,375 $3,905 $3,094
Nationwide $4,672 $3,666 $3,197
Progressive $4,743 $4,101 $3,811
State Farm $5,089 $3,060 $2,381
Travelers $5,898 $4,989 $4,969
USAA $4,057 $2,263 $1,841

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Cheap Eddyville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eddyville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Eddyville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eddyville, Kentucky

ZIP Code Average Annual Rates
42038 $3,738

Cheap Eddyville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Eddyville, Kentucky auto insurance. Find the cheapest annual Eddyville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eddyville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,550 $5,550
GEICO $3,750 $3,821
Liberty Mutual $4,458 $4,458
Nationwide $3,845 $3,845
Progressive $4,219 $4,219
State Farm $3,427 $3,593
Travelers $5,285 $5,285
USAA $2,618 $2,822

Cheap Eddyville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eddyville, Kentucky? Check out the comparison of annual Eddyville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eddyville, Kentucky

Insurance Company Low Medium High
Allstate $5,226 $5,531 $5,892
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,278 $4,434 $4,662
Nationwide $3,908 $3,801 $3,826
Progressive $3,935 $4,175 $4,546
State Farm $3,347 $3,509 $3,674
Travelers $5,023 $5,310 $5,523
USAA $2,605 $2,714 $2,841

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Best By Category: Cheapest Auto Insurance in Eddyville, Kentucky

Compare the cheapest auto insurance companies in Eddyville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eddyville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Eddyville, Kentucky Auto Insurance Companies

What auto insurance companies in Eddyville, Kentucky are the cheapest? Compare the top Eddyville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eddyville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,550
GEICO $3,785
Liberty Mutual $4,458
Nationwide $3,845
Progressive $4,219
State Farm $3,510
Travelers $5,285
USAA $2,720

What affects auto insurance rates in Eddyville, Kentucky?

There are a lot of reasons why auto insurance rates in Eddyville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eddyville, Kentucky. Many local factors may affect your Eddyville auto insurance rates.

Eddyville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eddyville, Kentucky commute length is 18.8 minutes according to City-Data.

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Compare Eddyville, Kentucky Auto Insurance Quotes

Before you buy Eddyville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eddyville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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