Best Cheap Auto Insurance in Eddy, TX (2021)

The average Eddy, TX auto insurance rates are $285 per month. The minimum auto insurance in Eddy is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Eddy, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Eddy, Texas is 30/60/25
  • The most expensive auto insurance company in Eddy for teen drivers is Allstate
  • The cheapest auto insurance company in Eddy is USAA

Eddy, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Eddy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eddy, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Eddy to other Texas cities, including Austin auto insurance rates, Houston auto insurance rates, and El Paso auto insurance rates to see how Eddy, Texas auto insurance rates stack up.

Before you buy Eddy, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eddy, Texas auto insurance quotes.

Minimum Auto Insurance in Eddy, Texas

Eddy, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eddy, Texas.

Minimum Required Auto Insurance Coverage in Eddy, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Eddy, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eddy, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eddy, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,261 $3,284 $3,219 $3,219 $8,693 $10,473 $4,028 $4,187
American Family $2,207 $2,449 $2,065 $2,355 $5,722 $7,472 $3,137 $3,566
GEICO $2,005 $2,154 $1,926 $2,165 $4,337 $4,511 $2,166 $2,170
Nationwide $2,189 $2,225 $1,937 $2,049 $6,166 $7,908 $2,568 $2,775
Progressive $2,117 $2,009 $1,890 $1,924 $8,888 $9,901 $2,503 $2,542
State Farm $1,946 $1,946 $1,738 $1,738 $4,756 $6,081 $2,122 $2,190
USAA $1,474 $1,480 $1,409 $1,396 $4,120 $4,482 $1,955 $2,092

Cheap Eddy, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eddy, Texas is a challenge. Take a look at the annual teen auto insurance rates in Eddy, Texas.

Annual Auto Insurance Rates for Teen Drivers in Eddy, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,693 $10,473
American Family $5,722 $7,472
GEICO $4,337 $4,511
Nationwide $6,166 $7,908
Progressive $8,888 $9,901
State Farm $4,756 $6,081
USAA $4,120 $4,482

Cheap Eddy, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Eddy, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eddy, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,219
American Family $2,065 $2,355
GEICO $1,926 $2,165
Nationwide $1,937 $2,049
Progressive $1,890 $1,924
State Farm $1,738 $1,738
USAA $1,409 $1,396

Cheap Eddy, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eddy, Texas compared to the annual auto insurance rates with a clean record in Eddy, Texas.

Annual Eddy, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,899 $6,056 $6,329 $3,899
American Family $3,310 $4,185 $3,681 $3,310
GEICO $2,280 $2,998 $2,516 $2,923
Nationwide $3,020 $3,020 $4,461 $3,407
Progressive $3,469 $4,479 $4,041 $3,898
State Farm $2,492 $2,870 $3,404 $2,492
USAA $1,718 $2,534 $2,982 $1,971

Cheap Eddy, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eddy, Texas is not easy. Compare the annual rates for DUI auto insurance in Eddy, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Eddy, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,329
American Family $3,681
GEICO $2,516
Nationwide $4,461
Progressive $4,041
State Farm $3,404
USAA $2,982

Cheap Eddy, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eddy, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eddy, Texas

Insurance Company Poor Fair Good
Allstate $6,407 $4,702 $4,028
American Family $4,983 $3,136 $2,746
GEICO $4,113 $2,346 $1,578
Nationwide $4,167 $3,350 $2,914
Progressive $4,461 $3,866 $3,588
State Farm $3,984 $2,481 $1,978
USAA $3,378 $1,953 $1,572

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Cheap Eddy, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eddy, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Eddy, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eddy, Texas

ZIP Code Average Annual Rates
76524 $5,076

Cheap Eddy, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Eddy, Texas auto insurance. Find the cheapest annual Eddy, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eddy, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,923 $5,168
American Family $3,622 $3,622
GEICO $2,631 $2,727
Nationwide $3,477 $3,477
Progressive $3,972 $3,972
State Farm $2,814 $2,814
USAA $2,272 $2,330

Cheap Eddy, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eddy, Texas? Check out the comparison of annual Eddy, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eddy, Texas

Insurance Company Low Medium High
Allstate $4,924 $5,000 $5,213
American Family $3,382 $3,500 $3,983
GEICO $2,553 $2,653 $2,831
Nationwide $3,746 $3,330 $3,355
Progressive $3,804 $3,953 $4,158
State Farm $2,675 $2,808 $2,960
USAA $2,223 $2,292 $2,388

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Best By Category: Cheapest Auto Insurance in Eddy, Texas

Compare the cheapest auto insurance companies in Eddy, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eddy, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Eddy, Texas Auto Insurance Companies

What auto insurance companies in Eddy, Texas are the cheapest? Compare the top Eddy, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eddy, Texas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $3,622
GEICO $2,679
Nationwide $3,477
Progressive $3,972
State Farm $2,814
USAA $2,301

What affects auto insurance rates in Eddy, Texas?

There are a lot of reasons why auto insurance rates in Eddy, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eddy, Texas. Many local factors may affect your Eddy auto insurance rates.

Eddy Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eddy, Texas commute length is 24.4 minutes according to City-Data.

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Compare Eddy, Texas Auto Insurance Quotes

Before you buy Eddy, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eddy, Texas auto insurance quotes.

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