Best Cheap Auto Insurance in Ector, TX (2021)

The average Ector, TX auto insurance rates are $294 per month. The minimum auto insurance in Ector is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ector, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Ector, TX for senior drivers are $2,154 per year
  • The most expensive auto insurance company in Ector for teen drivers is Allstate
  • The average commute length in Ector is 25.7 minutes

Ector, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ector can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ector, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ector to other Texas cities, including Houston auto insurance rates, Laredo auto insurance rates, and El Paso auto insurance rates to see how Ector, Texas auto insurance rates stack up.

Before you buy Ector, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ector, Texas auto insurance quotes.

Minimum Auto Insurance in Ector, Texas

Ector, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ector, Texas.

Minimum Required Auto Insurance Coverage in Ector, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ector, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ector, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ector, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,525 $3,552 $3,483 $3,483 $9,290 $11,193 $4,347 $4,516
American Family $2,398 $2,661 $2,227 $2,542 $6,173 $8,067 $3,404 $3,871
GEICO $2,149 $2,309 $2,079 $2,332 $4,591 $4,786 $2,312 $2,311
Nationwide $2,173 $2,213 $1,922 $2,037 $6,055 $7,781 $2,542 $2,751
Progressive $2,188 $2,073 $1,950 $1,985 $9,094 $10,155 $2,582 $2,619
State Farm $1,897 $1,897 $1,687 $1,687 $4,517 $5,753 $2,061 $2,127
USAA $1,441 $1,449 $1,377 $1,365 $4,045 $4,403 $1,917 $2,054

Cheap Ector, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ector, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ector, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ector, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,290 $11,193
American Family $6,173 $8,067
GEICO $4,591 $4,786
Nationwide $6,055 $7,781
Progressive $9,094 $10,155
State Farm $4,517 $5,753
USAA $4,045 $4,403

Cheap Ector, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ector, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ector, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,483 $3,483
American Family $2,227 $2,542
GEICO $2,079 $2,332
Nationwide $1,922 $2,037
Progressive $1,950 $1,985
State Farm $1,687 $1,687
USAA $1,377 $1,365

Cheap Ector, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ector, Texas compared to the annual auto insurance rates with a clean record in Ector, Texas.

Annual Ector, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,203 $6,513 $6,776 $4,203
American Family $3,578 $4,533 $3,982 $3,578
GEICO $2,431 $3,195 $2,686 $3,122
Nationwide $2,981 $2,981 $4,410 $3,365
Progressive $3,562 $4,600 $4,158 $4,002
State Farm $2,405 $2,754 $3,247 $2,405
USAA $1,684 $2,482 $2,928 $1,932

Cheap Ector, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ector, Texas is not easy. Compare the annual rates for DUI auto insurance in Ector, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ector, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,776
American Family $3,982
GEICO $2,686
Nationwide $4,410
Progressive $4,158
State Farm $3,247
USAA $2,928

Cheap Ector, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ector, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ector, Texas

Insurance Company Poor Fair Good
Allstate $6,909 $5,046 $4,316
American Family $5,398 $3,393 $2,963
GEICO $4,397 $2,501 $1,678
Nationwide $4,120 $3,306 $2,876
Progressive $4,596 $3,969 $3,677
State Farm $3,828 $2,383 $1,898
USAA $3,312 $1,915 $1,542

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Cheap Ector, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ector, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ector, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ector, Texas

ZIP Code Average Annual Rates
75439 $5,182

Cheap Ector, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ector, Texas auto insurance. Find the cheapest annual Ector, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ector, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,293 $5,555
American Family $3,918 $3,918
GEICO $2,807 $2,910
Nationwide $3,434 $3,434
Progressive $4,081 $4,081
State Farm $2,703 $2,703
USAA $2,228 $2,285

Cheap Ector, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ector, Texas? Check out the comparison of annual Ector, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ector, Texas

Insurance Company Low Medium High
Allstate $5,273 $5,367 $5,631
American Family $3,644 $3,768 $4,342
GEICO $2,716 $2,825 $3,034
Nationwide $3,702 $3,286 $3,314
Progressive $3,874 $4,060 $4,308
State Farm $2,569 $2,695 $2,846
USAA $2,182 $2,247 $2,340

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Best By Category: Cheapest Auto Insurance in Ector, Texas

Compare the cheapest auto insurance companies in Ector, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ector, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Ector, Texas Auto Insurance Companies

What auto insurance companies in Ector, Texas are the cheapest? Compare the top Ector, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ector, Texas

Insurance Company Average Annual Rates
Allstate $5,424
American Family $3,918
GEICO $2,858
Nationwide $3,434
Progressive $4,081
State Farm $2,703
USAA $2,256

What affects auto insurance rates in Ector, Texas?

There are a lot of reasons why auto insurance rates in Ector, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ector, Texas. Many local factors may affect your Ector auto insurance rates.

Ector Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ector, Texas commute length is 25.7 minutes according to City-Data.

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Compare Ector, Texas Auto Insurance Quotes

Before you buy Ector, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ector, Texas auto insurance quotes.

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