Best Cheap Auto Insurance in Eau Claire, WI (2021)

The average Eau Claire, WI auto insurance rates are $229 per month. The minimum auto insurance in Eau Claire is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Eau Claire, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Eau Claire, WI for senior drivers are $1,529 per year
  • The minimum auto insurance required in Eau Claire, Wisconsin is 25/50/10
  • The most expensive auto insurance company in Eau Claire for teen drivers is Nationwide

Eau Claire, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Eau Claire can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eau Claire, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Eau Claire to other Wisconsin cities, including Appleton auto insurance rates, Milwaukee auto insurance rates, and Janesville auto insurance rates to see how Eau Claire, Wisconsin auto insurance rates stack up.

Before you buy Eau Claire, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eau Claire, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Eau Claire, Wisconsin

Eau Claire, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eau Claire, Wisconsin.

Minimum Required Auto Insurance Coverage in Eau Claire, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Eau Claire, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eau Claire, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eau Claire, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,080 $2,192 $1,922 $2,123 $6,666 $8,547 $2,113 $2,293
American Family $990 $1,034 $942 $947 $3,075 $3,388 $1,182 $1,260
Farmers $1,787 $1,787 $1,587 $1,680 $8,320 $8,602 $2,028 $2,127
GEICO $1,180 $1,317 $1,250 $1,459 $4,064 $4,378 $1,089 $1,112
Liberty Mutual $1,619 $1,764 $1,308 $1,483 $5,530 $6,195 $1,723 $1,868
Nationwide $3,384 $3,559 $2,808 $2,957 $6,993 $10,736 $4,123 $4,878
Progressive $1,474 $1,395 $1,209 $1,264 $5,779 $6,506 $1,770 $1,924
State Farm $1,272 $1,272 $1,136 $1,136 $3,707 $4,675 $1,436 $1,645
USAA $1,267 $1,266 $1,148 $1,170 $3,195 $3,708 $1,645 $1,808

Cheap Eau Claire, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eau Claire, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Eau Claire, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Eau Claire, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,666 $8,547
American Family $3,075 $3,388
Farmers $8,320 $8,602
GEICO $4,064 $4,378
Liberty Mutual $5,530 $6,195
Nationwide $6,993 $10,736
Progressive $5,779 $6,506
State Farm $3,707 $4,675
USAA $3,195 $3,708

Cheap Eau Claire, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Eau Claire, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eau Claire, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,922 $2,123
American Family $942 $947
Farmers $1,587 $1,680
GEICO $1,250 $1,459
Liberty Mutual $1,308 $1,483
Nationwide $2,808 $2,957
Progressive $1,209 $1,264
State Farm $1,136 $1,136
USAA $1,148 $1,170

Cheap Eau Claire, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eau Claire, Wisconsin compared to the annual auto insurance rates with a clean record in Eau Claire, Wisconsin.

Annual Eau Claire, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,859 $3,918 $3,659 $3,532
American Family $1,532 $1,626 $1,626 $1,626
Farmers $3,044 $3,838 $3,632 $3,445
GEICO $1,354 $2,224 $2,601 $1,746
Liberty Mutual $2,052 $2,922 $3,030 $2,742
Nationwide $4,168 $4,821 $5,908 $4,821
Progressive $2,438 $2,963 $2,533 $2,727
State Farm $1,866 $2,203 $2,035 $2,035
USAA $1,492 $1,876 $2,535 $1,701

Cheap Eau Claire, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eau Claire, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Eau Claire, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Eau Claire, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,659
American Family $1,626
Farmers $3,632
GEICO $2,601
Liberty Mutual $3,030
Nationwide $5,908
Progressive $2,533
State Farm $2,035
USAA $2,535

Cheap Eau Claire, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eau Claire, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eau Claire, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,580 $3,156 $2,739
American Family $2,144 $1,414 $1,249
Farmers $3,953 $3,331 $3,185
GEICO $2,598 $1,855 $1,491
Liberty Mutual $3,872 $2,342 $1,845
Nationwide $5,542 $4,624 $4,624
Progressive $3,020 $2,576 $2,399
State Farm $3,035 $1,743 $1,327
USAA $2,926 $1,543 $1,233

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Eau Claire, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eau Claire, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Eau Claire, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eau Claire, Wisconsin

ZIP Code Average Annual Rates
54701 $2,708
54703 $2,652

Cheap Eau Claire, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Eau Claire, Wisconsin auto insurance. Find the cheapest annual Eau Claire, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eau Claire, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,408 $3,575
American Family $1,575 $1,630
Farmers $3,490 $3,490
GEICO $1,944 $2,018
Liberty Mutual $2,686 $2,686
Nationwide $4,930 $4,930
Progressive $2,665 $2,665
State Farm $1,985 $2,085
USAA $1,876 $1,925

Cheap Eau Claire, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eau Claire, Wisconsin? Check out the comparison of annual Eau Claire, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eau Claire, Wisconsin

Insurance Company Low Medium High
Allstate $3,338 $3,483 $3,655
American Family $1,580 $1,617 $1,609
Farmers $3,231 $3,462 $3,776
GEICO $1,830 $1,982 $2,131
Liberty Mutual $2,489 $2,710 $2,860
Nationwide $4,777 $4,926 $5,086
Progressive $2,499 $2,688 $2,808
State Farm $1,918 $2,041 $2,145
USAA $1,830 $1,902 $1,969

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Eau Claire, Wisconsin

Compare the cheapest auto insurance companies in Eau Claire, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eau Claire, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Eau Claire, Wisconsin Auto Insurance Companies

What auto insurance companies in Eau Claire, Wisconsin are the cheapest? Compare the top Eau Claire, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eau Claire, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,492
American Family $1,602
Farmers $3,490
GEICO $1,981
Liberty Mutual $2,686
Nationwide $4,930
Progressive $2,665
State Farm $2,035
USAA $1,901

What affects auto insurance rates in Eau Claire, Wisconsin?

There are a lot of reasons why auto insurance rates in Eau Claire, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eau Claire, Wisconsin. Many local factors may affect your Eau Claire auto insurance rates.

Eau Claire Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Eau Claire, Wisconsin auto theft statistics, there have been 64 auto thefts in the city.

Eau Claire Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eau Claire, Wisconsin commute length is 16.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Eau Claire, Wisconsin Auto Insurance Quotes

Before you buy Eau Claire, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eau Claire, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption