Best Cheap Auto Insurance in Eau Claire, MI (2021)

The average Eau Claire, MI auto insurance rates are $721 per month. The minimum auto insurance in Eau Claire is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Eau Claire, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Eau Claire, Michigan is 20/40/10
  • Average auto insurance rates in Eau Claire, MI for senior drivers are $5,726 per year
  • The cheapest auto insurance company in Eau Claire is USAA

Eau Claire, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Eau Claire can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eau Claire, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Eau Claire to other Michigan cities, including Sterling Heights auto insurance rates, Dearborn auto insurance rates, and Livonia auto insurance rates to see how Eau Claire, Michigan auto insurance rates stack up.

Before you buy Eau Claire, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eau Claire, Michigan auto insurance quotes.

Minimum Auto Insurance in Eau Claire, Michigan

Eau Claire, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eau Claire, Michigan.

Minimum Required Auto Insurance Coverage in Eau Claire, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Eau Claire, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eau Claire, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eau Claire, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,991 $3,991 $3,728 $3,728 $8,861 $8,861 $4,480 $4,480
GEICO $3,775 $3,775 $3,866 $3,866 $10,619 $10,619 $3,605 $3,605
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,627 $3,627 $3,244 $3,244 $9,368 $9,368 $3,968 $3,968
Progressive $2,802 $2,605 $2,482 $2,765 $10,201 $10,866 $3,255 $3,009
State Farm $6,667 $6,667 $6,212 $6,212 $23,661 $23,661 $7,833 $7,833
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,565 $2,424 $2,416 $2,279 $6,230 $5,899 $3,117 $2,981

Cheap Eau Claire, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eau Claire, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Eau Claire, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Eau Claire, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $8,861 $8,861
GEICO $10,619 $10,619
Liberty Mutual $28,240 $28,240
Nationwide $9,368 $9,368
Progressive $10,201 $10,866
State Farm $23,661 $23,661
Travelers $13,395 $13,395
USAA $6,230 $5,899

Cheap Eau Claire, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Eau Claire, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eau Claire, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,728 $3,728
GEICO $3,866 $3,866
Liberty Mutual $12,062 $12,062
Nationwide $3,244 $3,244
Progressive $2,482 $2,765
State Farm $6,212 $6,212
Travelers $3,858 $3,858
USAA $2,416 $2,279

Cheap Eau Claire, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eau Claire, Michigan compared to the annual auto insurance rates with a clean record in Eau Claire, Michigan.

Annual Eau Claire, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $4,431 $5,635 $5,568 $5,426
GEICO $1,916 $4,076 $12,326 $3,548
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,333 $5,766 $5,239 $4,868
Progressive $4,031 $5,283 $4,755 $4,923
State Farm $6,990 $8,417 $18,408 $10,558
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,808 $3,502 $4,588 $3,058

Cheap Eau Claire, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eau Claire, Michigan is not easy. Compare the annual rates for DUI auto insurance in Eau Claire, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Eau Claire, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $43,593
Farmers $5,568
GEICO $12,326
Liberty Mutual $25,747
Nationwide $5,239
Progressive $4,755
State Farm $18,408
Travelers $10,331
USAA $4,588

Cheap Eau Claire, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eau Claire, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eau Claire, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,971 $4,591 $4,234
GEICO $7,025 $5,167 $4,206
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,307 $4,775 $4,073
Progressive $5,472 $4,613 $4,160
State Farm $17,989 $9,105 $6,186
Travelers $6,813 $6,608 $6,525
USAA $5,208 $2,984 $2,274

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Cheap Eau Claire, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eau Claire, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Eau Claire, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eau Claire, Michigan

ZIP Code Average Annual Rates
49111 $6,087

Cheap Eau Claire, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Eau Claire, Michigan auto insurance. Find the cheapest annual Eau Claire, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eau Claire, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,896 $19,896
Farmers $5,265 $5,265
GEICO $5,343 $5,590
Liberty Mutual $15,619 $16,711
Nationwide $5,052 $5,052
Progressive $4,748 $4,748
State Farm $10,792 $11,395
Travelers $6,611 $6,686
USAA $3,449 $3,529

Cheap Eau Claire, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eau Claire, Michigan? Check out the comparison of annual Eau Claire, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eau Claire, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $5,116 $5,251 $5,427
GEICO $5,064 $5,412 $5,923
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,210 $4,987 $4,957
Progressive $4,594 $4,755 $4,896
State Farm $10,515 $11,165 $11,600
Travelers $6,575 $6,656 $6,715
USAA $3,369 $3,500 $3,599

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Best By Category: Cheapest Auto Insurance in Eau Claire, Michigan

Compare the cheapest auto insurance companies in Eau Claire, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eau Claire, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Eau Claire, Michigan Auto Insurance Companies

What auto insurance companies in Eau Claire, Michigan are the cheapest? Compare the top Eau Claire, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eau Claire, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $5,265
GEICO $5,466
Liberty Mutual $16,165
Nationwide $5,052
Progressive $4,748
State Farm $11,093
Travelers $6,649
USAA $3,489

What affects auto insurance rates in Eau Claire, Michigan?

There are a lot of reasons why auto insurance rates in Eau Claire, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eau Claire, Michigan. Many local factors may affect your Eau Claire auto insurance rates.

Eau Claire Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Eau Claire, Michigan auto theft statistics, there have been 1 auto thefts in the city.

Eau Claire Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eau Claire, Michigan commute length is 21.3 minutes according to City-Data.

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Compare Eau Claire, Michigan Auto Insurance Quotes

Before you buy Eau Claire, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eau Claire, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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