Best Cheap Auto Insurance in Eaton, CO (2021)

The average Eaton, CO auto insurance rates are $305 per month. The minimum auto insurance in Eaton is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Eaton, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Eaton for teen drivers is Allstate
  • The average commute length in Eaton is 26.4 minutes
  • The minimum auto insurance required in Eaton, Colorado is 25/50/15

Eaton, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Eaton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eaton, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Eaton to other Colorado cities, including Pueblo auto insurance rates, Aurora auto insurance rates, and Lakewood auto insurance rates to see how Eaton, Colorado auto insurance rates stack up.

Before you buy Eaton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eaton, Colorado auto insurance quotes.

Minimum Auto Insurance in Eaton, Colorado

Eaton, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eaton, Colorado.

Minimum Required Auto Insurance Coverage in Eaton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Eaton, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eaton, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eaton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,246 $3,043 $2,923 $2,952 $11,151 $11,722 $3,584 $3,603
American Family $2,462 $2,462 $2,223 $2,223 $5,947 $7,974 $2,462 $3,015
Farmers $2,939 $2,915 $2,661 $2,865 $11,059 $11,158 $3,226 $3,263
GEICO $1,848 $2,019 $1,950 $2,207 $5,747 $6,087 $1,692 $1,727
Liberty Mutual $1,711 $1,669 $1,463 $1,608 $5,293 $5,760 $1,727 $1,733
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,356 $2,206 $2,055 $2,049 $7,962 $8,893 $2,652 $2,579
State Farm $1,991 $1,991 $1,793 $1,793 $5,793 $7,337 $2,232 $2,645
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Cheap Eaton, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eaton, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Eaton, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Eaton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,151 $11,722
American Family $5,947 $7,974
Farmers $11,059 $11,158
GEICO $5,747 $6,087
Liberty Mutual $5,293 $5,760
Nationwide $5,724 $7,310
Progressive $7,962 $8,893
State Farm $5,793 $7,337
USAA $5,179 $5,925

Cheap Eaton, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Eaton, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eaton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,923 $2,952
American Family $2,223 $2,223
Farmers $2,661 $2,865
GEICO $1,950 $2,207
Liberty Mutual $1,463 $1,608
Nationwide $2,028 $2,139
Progressive $2,055 $2,049
State Farm $1,793 $1,793
USAA $1,967 $1,966

Cheap Eaton, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eaton, Colorado compared to the annual auto insurance rates with a clean record in Eaton, Colorado.

Annual Eaton, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,512 $5,185 $6,314 $5,101
American Family $2,663 $3,777 $4,928 $3,017
Farmers $4,237 $5,439 $5,362 $5,004
GEICO $2,059 $3,192 $3,695 $2,692
Liberty Mutual $2,302 $2,690 $2,782 $2,708
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,331 $4,650 $3,514 $3,881
State Farm $2,937 $3,457 $3,197 $3,197
USAA $2,251 $2,747 $4,792 $2,534

Cheap Eaton, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eaton, Colorado is not easy. Compare the annual rates for DUI auto insurance in Eaton, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Eaton, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,314
American Family $4,928
Farmers $5,362
GEICO $3,695
Liberty Mutual $2,782
Nationwide $4,523
Progressive $3,514
State Farm $3,197
USAA $4,792

Cheap Eaton, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eaton, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eaton, Colorado

Insurance Company Poor Fair Good
Allstate $6,731 $5,187 $3,916
American Family $4,668 $3,327 $2,793
Farmers $5,813 $4,726 $4,492
GEICO $3,497 $2,910 $2,323
Liberty Mutual $3,737 $2,297 $1,827
Nationwide $4,099 $3,254 $2,838
Progressive $4,374 $3,733 $3,426
State Farm $4,444 $2,851 $2,296
USAA $4,549 $2,604 $2,090

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Eaton, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eaton, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Eaton, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eaton, Colorado

ZIP Code Average Annual Rates
80615 $3,380

Cheap Eaton, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Eaton, Colorado auto insurance. Find the cheapest annual Eaton, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eaton, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,278 $5,278
American Family $3,519 $3,673
Farmers $5,011 $5,011
GEICO $2,847 $2,972
Liberty Mutual $2,620 $2,620
Nationwide $3,397 $3,397
Progressive $3,844 $3,844
State Farm $3,117 $3,277
USAA $2,994 $3,168

Cheap Eaton, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eaton, Colorado? Check out the comparison of annual Eaton, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eaton, Colorado

Insurance Company Low Medium High
Allstate $4,978 $5,260 $5,597
American Family $3,412 $3,670 $3,706
Farmers $4,404 $4,941 $5,687
GEICO $2,620 $2,854 $3,255
Liberty Mutual $2,466 $2,610 $2,785
Nationwide $3,381 $3,402 $3,409
Progressive $3,544 $3,856 $4,132
State Farm $2,981 $3,200 $3,409
USAA $2,936 $3,081 $3,226

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Eaton, Colorado

Compare the cheapest auto insurance companies in Eaton, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eaton, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Eaton, Colorado Auto Insurance Companies

What auto insurance companies in Eaton, Colorado are the cheapest? Compare the top Eaton, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eaton, Colorado

Insurance Company Average Annual Rates
Allstate $5,278
American Family $3,596
Farmers $5,011
GEICO $2,910
Liberty Mutual $2,620
Nationwide $3,397
Progressive $3,844
State Farm $3,197
USAA $3,081

What affects auto insurance rates in Eaton, Colorado?

There are a lot of reasons why auto insurance rates in Eaton, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eaton, Colorado. Many local factors may affect your Eaton auto insurance rates.

Eaton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eaton, Colorado commute length is 26.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Eaton, Colorado Auto Insurance Quotes

Before you buy Eaton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eaton, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption