Best Cheap Auto Insurance in Eastpointe, MI (2021)

The average Eastpointe, MI auto insurance rates are $1,288 per month. The minimum auto insurance in Eastpointe is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Eastpointe, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Eastpointe for teen drivers is Allstate
  • The cheapest auto insurance company in Eastpointe is USAA
  • The average commute length in Eastpointe is 25.2 minutes

Eastpointe, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Eastpointe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eastpointe, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Eastpointe to other Michigan cities, including Troy auto insurance rates, Ann Arbor auto insurance rates, and Flint auto insurance rates to see how Eastpointe, Michigan auto insurance rates stack up.

Before you buy Eastpointe, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eastpointe, Michigan auto insurance quotes.

Minimum Auto Insurance in Eastpointe, Michigan

Eastpointe, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eastpointe, Michigan.

Minimum Required Auto Insurance Coverage in Eastpointe, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Eastpointe, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eastpointe, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eastpointe, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $21,684 $21,684 $20,120 $20,120 $54,177 $54,177 $22,855 $22,855
Farmers $19,696 $19,696 $18,151 $18,151 $44,845 $44,845 $22,404 $22,404
GEICO $5,965 $5,965 $6,105 $6,105 $16,287 $16,287 $5,678 $5,678
Liberty Mutual $18,271 $18,271 $18,086 $18,086 $43,608 $43,608 $18,271 $18,271
Nationwide $5,136 $5,136 $4,564 $4,564 $13,729 $13,729 $5,644 $5,644
Progressive $4,724 $4,277 $4,141 $4,782 $16,894 $17,519 $5,487 $4,806
State Farm $13,303 $13,303 $12,437 $12,437 $47,889 $47,889 $15,642 $15,642
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $3,403 $3,170 $3,203 $2,988 $8,306 $7,748 $4,115 $3,875

Cheap Eastpointe, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eastpointe, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Eastpointe, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Eastpointe, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $54,177 $54,177
Farmers $44,845 $44,845
GEICO $16,287 $16,287
Liberty Mutual $43,608 $43,608
Nationwide $13,729 $13,729
Progressive $16,894 $17,519
State Farm $47,889 $47,889
Travelers $16,180 $16,180
USAA $8,306 $7,748

Cheap Eastpointe, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Eastpointe, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eastpointe, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $20,120 $20,120
Farmers $18,151 $18,151
GEICO $6,105 $6,105
Liberty Mutual $18,086 $18,086
Nationwide $4,564 $4,564
Progressive $4,141 $4,782
State Farm $12,437 $12,437
Travelers $4,626 $4,626
USAA $3,203 $2,988

Cheap Eastpointe, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eastpointe, Michigan compared to the annual auto insurance rates with a clean record in Eastpointe, Michigan.

Annual Eastpointe, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $14,466 $19,317 $64,803 $20,249
Farmers $21,802 $28,318 $27,782 $27,194
GEICO $2,936 $6,311 $19,296 $5,491
Liberty Mutual $17,400 $20,823 $37,876 $22,138
Nationwide $6,197 $8,337 $7,546 $6,993
Progressive $6,522 $8,785 $7,872 $8,137
State Farm $13,987 $16,885 $37,169 $21,231
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,685 $4,634 $6,064 $4,020

Cheap Eastpointe, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eastpointe, Michigan is not easy. Compare the annual rates for DUI auto insurance in Eastpointe, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Eastpointe, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $64,803
Farmers $27,782
GEICO $19,296
Liberty Mutual $37,876
Nationwide $7,546
Progressive $7,872
State Farm $37,169
Travelers $12,473
USAA $6,064

Cheap Eastpointe, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eastpointe, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eastpointe, Michigan

Insurance Company Poor Fair Good
Allstate $45,109 $24,937 $19,080
Farmers $38,814 $20,749 $19,259
GEICO $10,968 $8,037 $6,521
Liberty Mutual $38,880 $22,434 $12,364
Nationwide $9,141 $6,857 $5,806
Progressive $9,162 $7,601 $6,723
State Farm $36,336 $18,277 $12,342
Travelers $8,206 $7,958 $7,858
USAA $6,930 $3,930 $2,943

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Cheap Eastpointe, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eastpointe, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Eastpointe, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eastpointe, Michigan

ZIP Code Average Annual Rates
48021 $10,776

Cheap Eastpointe, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Eastpointe, Michigan auto insurance. Find the cheapest annual Eastpointe, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eastpointe, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $29,709 $29,709
Farmers $26,274 $26,274
GEICO $8,314 $8,703
Liberty Mutual $23,698 $25,421
Nationwide $7,268 $7,268
Progressive $7,829 $7,829
State Farm $21,676 $22,960
Travelers $7,961 $8,053
USAA $4,546 $4,656

Cheap Eastpointe, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eastpointe, Michigan? Check out the comparison of annual Eastpointe, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eastpointe, Michigan

Insurance Company Low Medium High
Allstate $28,845 $29,787 $30,495
Farmers $25,588 $26,205 $27,028
GEICO $7,941 $8,425 $9,159
Liberty Mutual $24,081 $24,512 $25,084
Nationwide $7,598 $7,148 $7,058
Progressive $7,608 $7,836 $8,043
State Farm $21,000 $22,481 $23,473
Travelers $7,920 $8,016 $8,086
USAA $4,469 $4,613 $4,721

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Best By Category: Cheapest Auto Insurance in Eastpointe, Michigan

Compare the cheapest auto insurance companies in Eastpointe, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eastpointe, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Eastpointe, Michigan Auto Insurance Companies

What auto insurance companies in Eastpointe, Michigan are the cheapest? Compare the top Eastpointe, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eastpointe, Michigan

Insurance Company Average Annual Rates
Allstate $29,709
Farmers $26,274
GEICO $8,509
Liberty Mutual $24,559
Nationwide $7,268
Progressive $7,829
State Farm $22,318
Travelers $8,007
USAA $4,601

What affects auto insurance rates in Eastpointe, Michigan?

There are a lot of reasons why auto insurance rates in Eastpointe, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eastpointe, Michigan. Many local factors may affect your Eastpointe auto insurance rates.

Eastpointe Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Eastpointe, Michigan auto theft statistics, there have been 288 auto thefts in the city.

Eastpointe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eastpointe, Michigan commute length is 25.2 minutes according to City-Data.

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Compare Eastpointe, Michigan Auto Insurance Quotes

Before you buy Eastpointe, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eastpointe, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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