Best Cheap Auto Insurance in East Stroudsburg, PA (2021)

The average East Stroudsburg, PA auto insurance rates are $411 per month. The minimum auto insurance in East Stroudsburg is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in East Stroudsburg, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in East Stroudsburg for teen drivers is Travelers
  • The cheapest auto insurance company in East Stroudsburg is USAA
  • Average auto insurance rates in East Stroudsburg, PA for senior drivers are $2,549 per year

East Stroudsburg, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in East Stroudsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in East Stroudsburg, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in East Stroudsburg to other Pennsylvania cities, including York auto insurance rates, Philadelphia auto insurance rates, and Scranton auto insurance rates to see how East Stroudsburg, Pennsylvania auto insurance rates stack up.

Before you buy East Stroudsburg, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free East Stroudsburg, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in East Stroudsburg, Pennsylvania

East Stroudsburg, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in East Stroudsburg, Pennsylvania.

Minimum Required Auto Insurance Coverage in East Stroudsburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap East Stroudsburg, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in East Stroudsburg, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Stroudsburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,260 $3,260 $2,995 $2,995 $11,236 $11,236 $3,609 $3,609
GEICO $2,879 $2,485 $2,709 $2,339 $7,079 $6,130 $2,898 $2,501
Liberty Mutual $4,990 $4,990 $4,569 $4,569 $14,625 $14,625 $6,343 $6,343
Nationwide $2,097 $2,097 $1,989 $1,989 $5,841 $5,841 $2,349 $2,349
Progressive $3,535 $3,535 $3,149 $3,149 $11,285 $11,285 $4,444 $4,444
State Farm $2,157 $2,157 $1,908 $1,908 $7,797 $7,797 $2,383 $2,383
Travelers $1,917 $1,917 $2,061 $2,061 $28,008 $28,008 $2,315 $2,315
USAA $1,330 $1,330 $1,197 $1,197 $4,022 $4,022 $1,772 $1,772

Cheap East Stroudsburg, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in East Stroudsburg, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in East Stroudsburg, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in East Stroudsburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,236 $11,236
GEICO $7,079 $6,130
Liberty Mutual $14,625 $14,625
Nationwide $5,841 $5,841
Progressive $11,285 $11,285
State Farm $7,797 $7,797
Travelers $28,008 $28,008
USAA $4,022 $4,022

Cheap East Stroudsburg, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in East Stroudsburg, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in East Stroudsburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,995 $2,995
GEICO $2,709 $2,339
Liberty Mutual $4,569 $4,569
Nationwide $1,989 $1,989
Progressive $3,149 $3,149
State Farm $1,908 $1,908
Travelers $2,061 $2,061
USAA $1,197 $1,197

Cheap East Stroudsburg, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in East Stroudsburg, Pennsylvania compared to the annual auto insurance rates with a clean record in East Stroudsburg, Pennsylvania.

Annual East Stroudsburg, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,040 $5,981 $5,040 $5,040
GEICO $2,667 $4,542 $3,593 $3,707
Liberty Mutual $6,968 $7,970 $7,794 $7,794
Nationwide $2,217 $2,967 $4,129 $2,964
Progressive $5,070 $7,037 $5,224 $5,083
State Farm $3,253 $3,870 $3,561 $3,561
Travelers $6,089 $8,653 $10,905 $8,653
USAA $1,673 $2,312 $2,465 $1,871

Cheap East Stroudsburg, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in East Stroudsburg, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in East Stroudsburg, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in East Stroudsburg, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,040
GEICO $3,593
Liberty Mutual $7,794
Nationwide $4,129
Progressive $5,224
State Farm $3,561
Travelers $10,905
USAA $2,465

Cheap East Stroudsburg, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how East Stroudsburg, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in East Stroudsburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $6,724 $5,043 $4,059
GEICO $5,469 $3,060 $2,353
Liberty Mutual $9,747 $6,984 $6,164
Nationwide $3,607 $2,961 $2,640
Progressive $7,441 $5,204 $4,164
State Farm $5,069 $3,138 $2,477
Travelers $9,342 $8,428 $7,955
USAA $2,603 $1,930 $1,708

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Cheap East Stroudsburg, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in East Stroudsburg, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in East Stroudsburg, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in East Stroudsburg, Pennsylvania

ZIP Code Average Annual Rates
18302 $6,019

Cheap East Stroudsburg, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect East Stroudsburg, Pennsylvania auto insurance. Find the cheapest annual East Stroudsburg, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in East Stroudsburg, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,166 $5,384
GEICO $3,567 $3,688
Liberty Mutual $7,436 $7,828
Nationwide $3,069 $3,069
Progressive $5,603 $5,603
State Farm $3,457 $3,666
Travelers $8,575 $8,575
USAA $2,021 $2,140

Cheap East Stroudsburg, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in East Stroudsburg, Pennsylvania? Check out the comparison of annual East Stroudsburg, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Stroudsburg, Pennsylvania

Insurance Company Low Medium High
Allstate $5,039 $5,309 $5,477
GEICO $3,278 $3,664 $3,940
Liberty Mutual $7,321 $7,678 $7,896
Nationwide $3,081 $3,108 $3,018
Progressive $5,089 $5,634 $6,086
State Farm $3,322 $3,611 $3,751
Travelers $8,653 $8,574 $8,498
USAA $1,944 $2,098 $2,200

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Best By Category: Cheapest Auto Insurance in East Stroudsburg, Pennsylvania

Compare the cheapest auto insurance companies in East Stroudsburg, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in East Stroudsburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest East Stroudsburg, Pennsylvania Auto Insurance Companies

What auto insurance companies in East Stroudsburg, Pennsylvania are the cheapest? Compare the top East Stroudsburg, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in East Stroudsburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $5,275
GEICO $3,628
Liberty Mutual $7,632
Nationwide $3,069
Progressive $5,603
State Farm $3,561
Travelers $8,575
USAA $2,080

What affects auto insurance rates in East Stroudsburg, Pennsylvania?

There are a lot of reasons why auto insurance rates in East Stroudsburg, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in East Stroudsburg, Pennsylvania. Many local factors may affect your East Stroudsburg auto insurance rates.

East Stroudsburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average East Stroudsburg, Pennsylvania commute length is 31.3 minutes according to City-Data.

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Compare East Stroudsburg, Pennsylvania Auto Insurance Quotes

Before you buy East Stroudsburg, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free East Stroudsburg, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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