Best Cheap Auto Insurance in East Rochester, OH (2021)

The average East Rochester, OH auto insurance rates are $219 per month. The minimum auto insurance in East Rochester is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in East Rochester, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in East Rochester is American Family
  • The minimum auto insurance required in East Rochester, Ohio is 25/50/25
  • The average commute length in East Rochester is 26.9 minutes

East Rochester, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in East Rochester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in East Rochester, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in East Rochester to other Ohio cities, including Toledo auto insurance rates, Cincinnati auto insurance rates, and Akron auto insurance rates to see how East Rochester, Ohio auto insurance rates stack up.

Before you buy East Rochester, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free East Rochester, Ohio auto insurance quotes.

Minimum Auto Insurance in East Rochester, Ohio

East Rochester, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in East Rochester, Ohio.

Minimum Required Auto Insurance Coverage in East Rochester, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap East Rochester, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in East Rochester, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Rochester, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,963 $1,964 $1,766 $1,890 $5,304 $6,064 $2,072 $2,218
American Family $932 $968 $846 $851 $2,793 $3,036 $1,150 $1,212
Farmers $1,666 $1,663 $1,468 $1,545 $7,219 $7,498 $1,867 $1,958
GEICO $1,220 $1,186 $1,150 $1,164 $3,237 $3,007 $1,353 $1,145
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $1,924 $1,934 $1,739 $1,751 $4,887 $6,295 $2,061 $2,395
Progressive $1,658 $1,566 $1,380 $1,425 $7,309 $8,231 $1,988 $2,054
State Farm $1,444 $1,444 $1,289 $1,289 $4,449 $5,598 $1,675 $1,916
Travelers $1,376 $1,398 $1,365 $1,359 $5,917 $9,364 $1,433 $1,637
USAA $943 $952 $894 $896 $2,871 $3,201 $1,262 $1,358

Cheap East Rochester, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in East Rochester, Ohio is a challenge. Take a look at the annual teen auto insurance rates in East Rochester, Ohio.

Annual Auto Insurance Rates for Teen Drivers in East Rochester, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,304 $6,064
American Family $2,793 $3,036
Farmers $7,219 $7,498
GEICO $3,237 $3,007
Liberty Mutual $10,001 $11,312
Nationwide $4,887 $6,295
Progressive $7,309 $8,231
State Farm $4,449 $5,598
Travelers $5,917 $9,364
USAA $2,871 $3,201

Cheap East Rochester, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in East Rochester, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in East Rochester, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,766 $1,890
American Family $846 $851
Farmers $1,468 $1,545
GEICO $1,150 $1,164
Liberty Mutual $1,524 $1,854
Nationwide $1,739 $1,751
Progressive $1,380 $1,425
State Farm $1,289 $1,289
Travelers $1,365 $1,359
USAA $894 $896

Cheap East Rochester, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in East Rochester, Ohio compared to the annual auto insurance rates with a clean record in East Rochester, Ohio.

Annual East Rochester, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,455 $2,959 $3,442 $2,765
American Family $1,412 $1,494 $1,494 $1,494
Farmers $2,567 $3,300 $3,219 $3,356
GEICO $1,146 $1,646 $2,384 $1,555
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,307 $2,928 $3,709 $2,549
Progressive $2,762 $3,750 $2,940 $3,355
State Farm $2,179 $2,597 $2,388 $2,388
Travelers $2,198 $2,860 $4,314 $2,552
USAA $1,186 $1,588 $2,100 $1,315

Cheap East Rochester, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in East Rochester, Ohio is not easy. Compare the annual rates for DUI auto insurance in East Rochester, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in East Rochester, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,442
American Family $1,494
Farmers $3,219
GEICO $2,384
Liberty Mutual $4,584
Nationwide $3,709
Progressive $2,940
State Farm $2,388
Travelers $4,314
USAA $2,100

Cheap East Rochester, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how East Rochester, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in East Rochester, Ohio

Insurance Company Poor Fair Good
Allstate $3,731 $2,713 $2,272
American Family $1,954 $1,336 $1,131
Farmers $3,527 $2,973 $2,831
GEICO $2,015 $1,683 $1,350
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,463 $2,794 $2,363
Progressive $3,599 $3,106 $2,899
State Farm $3,403 $2,103 $1,658
Travelers $3,333 $2,901 $2,710
USAA $2,008 $1,421 $1,212

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Cheap East Rochester, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in East Rochester, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in East Rochester, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in East Rochester, Ohio

ZIP Code Average Annual Rates
44625 $2,513

Cheap East Rochester, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect East Rochester, Ohio auto insurance. Find the cheapest annual East Rochester, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in East Rochester, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,905 $2,905
American Family $1,456 $1,491
Farmers $3,110 $3,110
GEICO $1,653 $1,713
Liberty Mutual $4,158 $4,158
Nationwide $2,873 $2,873
Progressive $3,201 $3,201
State Farm $2,329 $2,447
Travelers $2,981 $2,981
USAA $1,486 $1,608

Cheap East Rochester, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in East Rochester, Ohio? Check out the comparison of annual East Rochester, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Rochester, Ohio

Insurance Company Low Medium High
Allstate $2,812 $2,899 $3,004
American Family $1,453 $1,485 $1,483
Farmers $2,958 $3,066 $3,308
GEICO $1,625 $1,674 $1,749
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,170 $2,786 $2,664
Progressive $3,086 $3,176 $3,342
State Farm $2,272 $2,395 $2,497
Travelers $2,895 $3,022 $3,026
USAA $1,472 $1,546 $1,624

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Best By Category: Cheapest Auto Insurance in East Rochester, Ohio

Compare the cheapest auto insurance companies in East Rochester, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in East Rochester, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest East Rochester, Ohio Auto Insurance Companies

What auto insurance companies in East Rochester, Ohio are the cheapest? Compare the top East Rochester, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in East Rochester, Ohio

Insurance Company Average Annual Rates
Allstate $2,905
American Family $1,473
Farmers $3,110
GEICO $1,683
Liberty Mutual $4,158
Nationwide $2,873
Progressive $3,201
State Farm $2,388
Travelers $2,981
USAA $1,547

What affects auto insurance rates in East Rochester, Ohio?

There are a lot of reasons why auto insurance rates in East Rochester, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in East Rochester, Ohio. Many local factors may affect your East Rochester auto insurance rates.

East Rochester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average East Rochester, Ohio commute length is 26.9 minutes according to City-Data.

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Compare East Rochester, Ohio Auto Insurance Quotes

Before you buy East Rochester, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free East Rochester, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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